UTG, Inc. (UTGN)

UTG, Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	195	173	93	95	79	86
Market Cap Growth	155.74%	86.22%	-2.33%	20.20%	-7.99%	2.35%
Enterprise Value	165	124	58	68	63	63
PE Ratio	11.44	10.14	1.86	35.85	2.31	8.91
PS Ratio	4.60	4.09	1.10	3.62	1.14	2.42
PB Ratio	0.84	0.74	0.43	0.59	0.50	0.61
EV/Sales Ratio	3.89	2.94	0.68	2.59	0.90	1.76
EV/EBITDA Ratio	7.11	5.37	0.88	19.11	1.37	4.29
EV/EBIT Ratio	7.53	5.68	0.91	24.02	1.43	5.29
Debt / Equity Ratio	-	-	-	0.12	0.12	0.17
Debt / EBITDA Ratio	-	-	-	5.32	0.41	1.65
Net Debt / Equity Ratio	-0.13	-0.13	-0.21	-0.14	-0.17	-0.05
Net Debt / EBITDA Ratio	-1.32	-1.32	-0.69	-6.22	-0.57	-0.46
Quick Ratio	2.46	2.46	2.84	1.91	1.16	0.75
Current Ratio	3.81	3.81	4.18	2.72	1.88	1.46
Asset Turnover	0.09	0.09	0.19	0.06	0.16	0.08
Return on Equity (ROE)	7.64%	7.64%	26.47%	1.73%	22.96%	7.01%
Return on Assets (ROA)	2.82%	2.82%	8.60%	0.40%	6.21%	1.72%
Return on Invested Capital (ROIC)	7.37%	7.64%	25.21%	1.56%	20.13%	5.98%
Earnings Yield	8.77%	9.86%	53.76%	2.79%	43.23%	11.22%
Buyback Yield / Dilution	0.36%	0.36%	0.35%	-0.29%	0.13%	1.91%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.