UTG, Inc. (UTGN)

UTG, Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 25, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	145	93	95	79	86	84
Market Cap Growth	72.01%	-2.33%	20.20%	-7.99%	2.35%	-27.65%
Enterprise Value	107	58	68	63	63	60
PE Ratio	3.18	1.89	35.85	2.31	8.91	40.29
PS Ratio	1.77	1.10	3.62	1.14	2.42	3.09
PB Ratio	0.65	0.44	0.59	0.50	0.61	0.61
EV/Sales Ratio	1.31	0.68	2.59	0.90	1.76	2.20
EV/EBITDA Ratio	1.78	0.90	19.11	1.37	4.29	14.11
EV/EBIT Ratio	1.84	0.93	24.02	1.43	5.29	23.48
Debt / Equity Ratio	-	-	0.12	0.12	0.17	-
Debt / EBITDA Ratio	-	-	5.32	0.41	1.65	-
Quick Ratio	2.23	2.60	1.91	1.16	0.75	2.02
Current Ratio	3.80	4.18	2.72	1.88	1.46	3.61
Asset Turnover	0.18	0.19	0.06	0.16	0.08	0.07
Return on Equity (ROE)	23.02%	26.54%	1.73%	22.96%	7.01%	1.65%
Return on Assets (ROA)	7.85%	8.47%	0.40%	6.21%	1.72%	0.38%
Return on Capital (ROIC)	18.24%	19.88%	0.99%	16.09%	4.89%	1.19%
Earnings Yield	31.56%	53.00%	2.79%	43.23%	11.22%	2.48%
Earnings Yield	31.56%	53.00%	2.79%	43.23%	11.22%	2.48%
FCF Yield	-	-1.69%	-10.27%	-6.73%	-14.46%	-15.74%
Buyback Yield / Dilution	0.29%	0.35%	-0.29%	0.13%	1.91%	1.58%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.