UTG, Inc. (UTGN)

UTG, Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jan 16, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	94	95	79	86	84	116
Market Cap Growth	-22.82%	20.20%	-7.99%	2.35%	-27.65%	8.61%
Enterprise Value	58	68	63	63	60	91
PE Ratio	2.07	48.68	2.31	8.91	40.29	7.15
PS Ratio	1.21	3.75	1.14	2.42	3.09	2.63
PB Ratio	0.46	0.59	0.50	0.61	0.61	0.88
EV/Sales Ratio	0.75	2.68	0.90	1.76	2.20	2.06
EV/EBITDA Ratio	0.98	25.43	1.37	4.29	14.11	3.90
EV/EBIT Ratio	1.01	34.91	1.43	5.29	23.48	4.51
Debt / Equity Ratio	-	0.12	0.12	0.17	-	-
Debt / EBITDA Ratio	-	7.08	0.41	1.65	-	-
Quick Ratio	2.45	1.91	1.16	0.75	2.02	2.11
Current Ratio	4.04	2.72	1.88	1.46	3.61	3.81
Asset Turnover	0.18	0.06	0.16	0.08	0.07	0.11
Return on Equity (ROE)	25.44%	1.29%	22.97%	7.01%	1.65%	13.91%
Return on Assets (ROA)	8.12%	0.27%	6.21%	1.72%	0.38%	3.10%
Return on Capital (ROIC)	20.10%	0.68%	16.09%	4.89%	1.19%	10.58%
Earnings Yield	48.56%	2.05%	43.23%	11.22%	2.48%	13.99%
FCF Yield	-0.74%	-10.27%	-6.73%	-14.46%	-15.74%	-5.57%
Buyback Yield / Dilution	0.29%	-0.29%	0.13%	1.91%	1.58%	0.65%
Total Shareholder Return	0.29%	-0.29%	0.13%	1.91%	1.58%	0.65%

Source: S&P Capital IQ. Insurance template. Financial Sources.