UTG, Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Sep '25 Sep 4, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Market Capitalization	142	93	95	79	86	84	Upgrade
Market Cap Growth	27.85%	-2.33%	20.20%	-7.99%	2.35%	-27.65%	Upgrade
Enterprise Value	104	58	68	63	63	60	Upgrade
PE Ratio	3.11	1.89	35.85	2.31	8.91	40.29	Upgrade
PS Ratio	1.74	1.10	3.62	1.14	2.42	3.09	Upgrade
PB Ratio	0.64	0.44	0.59	0.50	0.61	0.61	Upgrade
EV/Sales Ratio	1.27	0.68	2.59	0.90	1.76	2.20	Upgrade
EV/EBITDA Ratio	1.73	0.90	19.11	1.37	4.29	14.11	Upgrade
EV/EBIT Ratio	1.79	0.93	24.02	1.43	5.29	23.48	Upgrade
Debt / Equity Ratio	-	-	0.12	0.12	0.17	-	Upgrade
Debt / EBITDA Ratio	-	-	5.32	0.41	1.65	-	Upgrade
Quick Ratio	2.23	2.60	1.91	1.16	0.75	2.02	Upgrade
Current Ratio	3.80	4.18	2.72	1.88	1.46	3.61	Upgrade
Asset Turnover	0.18	0.19	0.06	0.16	0.08	0.07	Upgrade
Return on Equity (ROE)	23.02%	26.54%	1.73%	22.96%	7.01%	1.65%	Upgrade
Return on Assets (ROA)	7.85%	8.47%	0.40%	6.21%	1.72%	0.38%	Upgrade
Return on Capital (ROIC)	18.24%	19.88%	0.99%	16.09%	4.89%	1.19%	Upgrade
Earnings Yield	32.26%	53.00%	2.79%	43.23%	11.22%	2.48%	Upgrade
Earnings Yield	32.26%	53.00%	2.79%	43.23%	11.22%	2.48%	Upgrade
FCF Yield	-	-1.69%	-10.27%	-6.73%	-14.46%	-15.74%	Upgrade
Buyback Yield / Dilution	0.29%	0.35%	-0.29%	0.13%	1.91%	1.58%	Upgrade

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.