UTG, Inc. Statistics
Total Valuation
UTG, Inc. has a market cap or net worth of 166.62 million. The enterprise value is 117.69 million.
| Market Cap | 166.62M |
| Enterprise Value | 117.69M |
Important Dates
The last earnings date was Wednesday, November 12, 2025.
| Earnings Date | Nov 12, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
UTG, Inc. has 3.14 million shares outstanding. The number of shares has decreased by -0.40% in one year.
| Current Share Class | 3.14M |
| Shares Outstanding | 3.14M |
| Shares Change (YoY) | -0.40% |
| Shares Change (QoQ) | -0.13% |
| Owned by Insiders (%) | 8.36% |
| Owned by Institutions (%) | n/a |
| Float | 785,673 |
Valuation Ratios
The trailing PE ratio is 5.86.
| PE Ratio | 5.86 |
| Forward PE | n/a |
| PS Ratio | 2.84 |
| PB Ratio | 0.72 |
| P/TBV Ratio | 0.72 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 4.12 |
| EV / Sales | 2.01 |
| EV / EBITDA | 3.14 |
| EV / EBIT | 3.27 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 4.41
| Current Ratio | 4.41 |
| Quick Ratio | 2.81 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.07% and return on invested capital (ROIC) is 10.26%.
| Return on Equity (ROE) | 13.07% |
| Return on Assets (ROA) | 4.62% |
| Return on Invested Capital (ROIC) | 10.26% |
| Return on Capital Employed (ROCE) | 7.46% |
| Revenue Per Employee | 1.47M |
| Profits Per Employee | 713,317 |
| Employee Count | 40 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UTG, Inc. has paid 7.32 million in taxes.
| Income Tax | 7.32M |
| Effective Tax Rate | 20.37% |
Stock Price Statistics
The stock price has increased by +85.97% in the last 52 weeks. The beta is 0.29, so UTG, Inc.'s price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +85.97% |
| 50-Day Moving Average | 46.91 |
| 200-Day Moving Average | 33.23 |
| Relative Strength Index (RSI) | 56.39 |
| Average Volume (20 Days) | 2,070 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.00 |
Income Statement
In the last 12 months, UTG, Inc. had revenue of 58.63 million and earned 28.53 million in profits. Earnings per share was 9.04.
| Revenue | 58.63M |
| Gross Profit | 45.14M |
| Operating Income | 35.94M |
| Pretax Income | 35.94M |
| Net Income | 28.53M |
| EBITDA | 37.47M |
| EBIT | 35.94M |
| Earnings Per Share (EPS) | 9.04 |
Balance Sheet
The company has 50.45 million in cash and n/a in debt, giving a net cash position of 49.45 million or 15.73 per share.
| Cash & Cash Equivalents | 50.45M |
| Total Debt | n/a |
| Net Cash | 49.45M |
| Net Cash Per Share | 15.73 |
| Equity (Book Value) | 232.88M |
| Book Value Per Share | 73.89 |
| Working Capital | 61.12M |
Cash Flow
| Operating Cash Flow | -5.44M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 76.99%, with operating and profit margins of 61.30% and 48.67%.
| Gross Margin | 76.99% |
| Operating Margin | 61.30% |
| Pretax Margin | 61.30% |
| Profit Margin | 48.67% |
| EBITDA Margin | 63.91% |
| EBIT Margin | 61.30% |
| FCF Margin | n/a |
Dividends & Yields
UTG, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.40% |
| Shareholder Yield | 0.40% |
| Earnings Yield | 17.12% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 13, 1997. It was a reverse split with a ratio of 0.1.
| Last Split Date | May 13, 1997 |
| Split Type | Reverse |
| Split Ratio | 0.1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |