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Uwharrie Capital Corp (UWHR)
OTCMKTS · Delayed Price · Currency is USD
14.00
0.00 (0.00%)
Sep 10, 2026, 4:00 PM EST

Uwharrie Capital Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
53.0249.3945.1340.6539.6345.94
Revenue Growth
12.27%9.42%11.03%2.57%-13.73%13.93%
Net Income
12.5410.799.348.037.689.52
Earnings Per Share
1.751.491.261.061.011.21
EPS Growth
26.78%18.25%18.87%5.03%-16.38%29.34%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Other
-1.08-1.17-1.16-1.19
Banking, Mortgage and Wealth Management
54.1450.5646.341.84
Total
53.0649.3945.1340.65

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
92.674.2153.0664.29114.5895.68
Total Debt
30.8929.931.7832.3732.8332.86
Net Cash (Debt)
61.7144.3121.2931.9281.7662.82
Net Cash Growth
43.97%108.17%-33.30%-60.96%30.15%-17.62%
Net Cash Per Share
8.606.122.884.2210.747.97

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
15.179.8614.089.3430.9-3.55
Capital Expenditures
-4.13-1.66-0.85-1.8-0.44-0.77
Free Cash Flow
11.048.213.247.5430.47-4.31
Free Cash Flow Growth
28.66%-38.07%75.54%-75.25%--

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
23.65%21.84%20.70%19.76%19.39%20.72%
FCF Margin
20.83%16.60%29.33%18.55%76.88%-9.39%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.017.296.777.327.376.59
P/FCF Ratio
8.999.594.787.801.86-
PS Ratio
1.871.591.401.451.431.36