Uwharrie Capital Corp (UWHR)
OTCMKTS · Delayed Price · Currency is USD
13.70
+0.03 (0.22%)
At close: Aug 11, 2026

Uwharrie Capital Statistics

Total Valuation

UWHR has a market cap or net worth of 97.37 million.

Market Cap97.37M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Thursday, August 13, 2026.

Earnings Date Aug 13, 2026
Ex-Dividend Date n/a

Share Statistics

UWHR has 7.11 million shares outstanding. The number of shares has decreased by -2.00% in one year.

Current Share Class 7.11M
Shares Outstanding 7.11M
Shares Change (YoY) -2.00%
Shares Change (QoQ) -0.30%
Owned by Insiders (%) 11.15%
Owned by Institutions (%) 0.29%
Float 6.27M

Valuation Ratios

The trailing PE ratio is 7.84.

PE Ratio 7.84
Forward PE n/a
PS Ratio 1.84
PB Ratio 1.20
P/TBV Ratio 1.38
P/FCF Ratio 8.82
P/OCF Ratio 6.42
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.75
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 17.89%.

Return on Equity (ROE) 17.89%
Return on Assets (ROA) 1.10%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.64%
Revenue Per Employee 281,995
Profits Per Employee 66,697
Employee Count199
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, UWHR has paid 3.72 million in taxes.

Income Tax 3.72M
Effective Tax Rate 22.13%

Stock Price Statistics

The stock price has increased by +50.91% in the last 52 weeks. The beta is 0.09, so UWHR's price volatility has been lower than the market average.

Beta (5Y) 0.09
52-Week Price Change +50.91%
50-Day Moving Average 11.83
200-Day Moving Average 9.98
Relative Strength Index (RSI) 76.19
Average Volume (20 Days) 919

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, UWHR had revenue of 53.02 million and earned 12.54 million in profits. Earnings per share was 1.75.

Revenue53.02M
Gross Profit 53.02M
Operating Income 19.05M
Pretax Income 16.83M
Net Income 12.54M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.75
Full Income Statement

Balance Sheet

The company has 92.60 million in cash and 30.34 million in debt, with a net cash position of 62.26 million or 8.76 per share.

Cash & Cash Equivalents 92.60M
Total Debt 30.34M
Net Cash 62.26M
Net Cash Per Share 8.76
Equity (Book Value) 81.06M
Book Value Per Share 9.91
Working Capital -993.03M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 15.17 million and capital expenditures -4.13 million, giving a free cash flow of 11.04 million.

Operating Cash Flow 15.17M
Capital Expenditures -4.13M
Depreciation & Amortization n/a
Net Borrowing -1.49M
Free Cash Flow 11.04M
FCF Per Share 1.55
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 35.94%
Pretax Margin 31.74%
Profit Margin 23.65%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 21.67%

Dividends & Yields

UWHR does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 2.00%
Shareholder Yield 2.00%
Earnings Yield 12.88%
FCF Yield 11.34%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 10, 2025. It was a forward split with a ratio of 1.03.

Last Split Date Nov 10, 2025
Split Type Forward
Split Ratio 1.03

Scores

Altman Z-Score n/a
Piotroski F-Score 4