Uwharrie Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	116.19	73.33	52.27	63.43	114.58	94.41
Investment Securities	218.97	205.24	207.28	241.77	239.29	241.08
Trading Asset Securities	1.24	0.88	0.8	0.85	-	1.27
Mortgage-Backed Securities	170.11	174.75	152.79	123.79	116	120.45
Total Investments	390.32	380.87	360.86	366.41	355.28	362.8
Gross Loans	685.96	689.56	666.38	592.07	497.89	420.86
Allowance for Loan Losses	-6.4	-6.42	-5.82	-5.56	-2.29	-4.03
Other Adjustments to Gross Loans	-	-	-	-	-	-0.08
Net Loans	679.56	683.14	660.55	586.51	495.6	416.75
Property, Plant & Equipment	15.62	14.71	14.48	15.09	14.74	15.99
Loans Held for Sale	11.32	9.02	4.56	4.7	2.77	21.68
Accrued Interest Receivable	4.58	4.43	4.36	4.39	3.63	2.55
Other Current Assets	1.43	1.26	1.36	1.42	-	-
Long-Term Deferred Tax Assets	7.31	6.84	8.98	8.91	10.73	3.31
Other Long-Term Assets	22.02	21.93	20.64	21.02	21.69	21.78
Total Assets	1,249	1,196	1,129	1,073	1,019	939.68
Interest Bearing Deposits	698.7	675.74	624.55	633.67	642	573.61
Institutional Deposits	133.56	135.47	133.34	78.05	35.98	23.72
Non-Interest Bearing Deposits	299.14	269.57	272.36	270	261.88	239.42
Total Deposits	1,131	1,081	1,030	981.71	939.86	836.75
Short-Term Borrowings	0.17	0.08	1.41	1.67	1.22	1.13
Current Portion of Leases	0.3	0.42	-	-	-	-
Long-Term Debt	29.07	29.05	29.16	29.1	29.61	29.53
Long-Term Leases	0.38	0.35	1.2	1.6	2	2.2
Other Long-Term Liabilities	11.24	10.11	9.12	9.07	9.41	9.28
Total Liabilities	1,173	1,121	1,071	1,023	982.09	878.89
Common Stock	8.94	8.97	8.85	8.91	8.84	8.7
Additional Paid-In Capital	13.25	13.49	12.55	12.88	12.63	12.03
Retained Earnings	62.07	59	50.35	42.11	37.03	30.55
Comprehensive Income & Other	-18.25	-16.56	-24.73	-25.1	-31.77	-1.15
Total Common Equity	66.01	64.9	47.02	38.79	26.74	50.13
Minority Interest	10.66	10.66	10.66	10.66	10.66	10.66
Shareholders' Equity	76.66	75.56	57.68	49.44	37.4	60.79
Total Liabilities & Equity	1,249	1,196	1,129	1,073	1,019	939.68
Total Debt	29.91	29.9	31.78	32.37	32.83	32.86
Net Cash (Debt)	87.52	44.31	21.29	31.92	81.76	62.82
Net Cash Growth	88.17%	108.17%	-33.30%	-60.96%	30.15%	-17.62%
Net Cash Per Share	12.14	6.12	2.88	4.22	10.74	7.97
Filing Date Shares Outstanding	7.14	7.16	7.29	7.48	7.58	7.62
Total Common Shares Outstanding	7.15	7.18	7.29	7.48	7.58	7.64
Book Value Per Share	9.23	9.05	6.45	5.18	3.53	6.56
Tangible Book Value	66.01	64.9	47.02	38.79	26.74	50.13
Tangible Book Value Per Share	9.23	9.05	6.45	5.18	3.53	6.56