Uwharrie Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	73.33	52.27	63.43	114.58	94.41
Investment Securities	379.99	207.28	241.77	239.29	241.08
Trading Asset Securities	0.88	0.8	0.85	-	1.27
Mortgage-Backed Securities	-	152.79	123.79	116	120.45
Total Investments	380.87	360.86	366.41	355.28	362.8
Gross Loans	689.56	666.38	592.07	497.89	420.86
Allowance for Loan Losses	-6.42	-5.82	-5.56	-2.29	-4.03
Other Adjustments to Gross Loans	-	-	-	-	-0.08
Net Loans	683.14	660.55	586.51	495.6	416.75
Property, Plant & Equipment	14.71	14.48	15.09	14.74	15.99
Loans Held for Sale	9.02	4.56	4.7	2.77	21.68
Accrued Interest Receivable	4.43	4.36	4.39	3.63	2.55
Other Current Assets	1.26	1.36	1.42	-	-
Long-Term Deferred Tax Assets	6.84	8.98	8.91	10.73	3.31
Other Long-Term Assets	22.75	20.64	21.02	21.69	21.78
Total Assets	1,196	1,129	1,073	1,019	939.68
Interest Bearing Deposits	675.74	624.55	633.67	642	573.61
Institutional Deposits	135.47	133.34	78.05	35.98	23.72
Non-Interest Bearing Deposits	269.57	272.36	270	261.88	239.42
Total Deposits	1,081	1,030	981.71	939.86	836.75
Short-Term Borrowings	0.08	1.41	1.67	1.22	1.13
Current Portion of Leases	-	0.46	-	-	-
Long-Term Debt	29.05	29.16	29.1	29.61	29.53
Long-Term Leases	-	0.74	1.6	2	2.2
Other Long-Term Liabilities	10.88	9.12	9.07	9.41	9.28
Total Liabilities	1,121	1,071	1,023	982.09	878.89
Common Stock	8.97	8.85	8.91	8.84	8.7
Additional Paid-In Capital	13.49	12.55	12.88	12.63	12.03
Retained Earnings	59	50.35	42.11	37.03	30.55
Comprehensive Income & Other	-16.56	-24.73	-25.1	-31.77	-1.15
Total Common Equity	64.9	47.02	38.79	26.74	50.13
Minority Interest	10.66	10.66	10.66	10.66	10.66
Shareholders' Equity	75.56	57.68	49.44	37.4	60.79
Total Liabilities & Equity	1,196	1,129	1,073	1,019	939.68
Total Debt	29.13	31.77	32.37	32.83	32.86
Net Cash (Debt)	45.08	21.29	31.92	81.76	62.82
Net Cash Growth	111.74%	-33.29%	-60.96%	30.15%	-17.62%
Net Cash Per Share	6.23	2.88	4.22	10.74	7.97
Filing Date Shares Outstanding	7.16	7.29	7.48	7.58	7.62
Total Common Shares Outstanding	7.18	7.29	7.48	7.58	7.64
Book Value Per Share	9.05	6.45	5.18	3.53	6.56
Tangible Book Value	64.9	47.02	38.79	26.74	50.13
Tangible Book Value Per Share	9.05	6.45	5.18	3.53	6.56

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.