Uwharrie Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	111.02	52.27	63.43	114.58	94.41	88.87
Investment Securities	205.42	207.28	241.77	239.29	241.08	179.58
Trading Asset Securities	0.94	0.8	0.85	-	1.27	2.07
Mortgage-Backed Securities	171.81	152.79	123.79	116	120.45	41.5
Total Investments	378.17	360.86	366.41	355.28	362.8	223.15
Gross Loans	677.39	666.38	592.07	497.89	420.86	469.38
Allowance for Loan Losses	-6.36	-5.82	-5.56	-2.29	-4.03	-4.4
Other Adjustments to Gross Loans	-	-	-	-	-0.08	-1.64
Net Loans	671.03	660.55	586.51	495.6	416.75	463.34
Property, Plant & Equipment	14.17	14.48	15.09	14.74	15.99	16.98
Loans Held for Sale	5.08	4.56	4.7	2.77	21.68	6.96
Accrued Interest Receivable	4.7	4.36	4.39	3.63	2.55	2.52
Other Current Assets	-	1.36	1.42	-	-	1.15
Long-Term Deferred Tax Assets	7.13	8.98	8.91	10.73	3.31	0.13
Other Long-Term Assets	23.7	20.64	21.02	21.69	21.78	24.02
Total Assets	1,216	1,129	1,073	1,019	939.68	827.77
Interest Bearing Deposits	679.18	624.55	633.67	642	573.61	508.58
Institutional Deposits	137.65	133.34	78.05	35.98	23.72	28.83
Non-Interest Bearing Deposits	287.22	272.36	270	261.88	239.42	205.79
Total Deposits	1,104	1,030	981.71	939.86	836.75	743.2
Short-Term Borrowings	0.1	1.41	1.67	1.22	1.13	1.1
Current Portion of Leases	0.12	0.46	-	-	-	-
Accrued Interest Payable	-	-	-	-	-	0.02
Long-Term Debt	29.22	29.16	29.1	29.61	29.53	10.99
Long-Term Leases	0.76	0.74	1.6	2	2.2	2.6
Other Long-Term Liabilities	10.62	9.12	9.07	9.41	9.28	10.63
Total Liabilities	1,145	1,071	1,023	982.09	878.89	768.53
Common Stock	8.74	8.85	8.91	8.84	8.7	8.82
Additional Paid-In Capital	13.67	12.55	12.88	12.63	12.03	12.61
Retained Earnings	56.09	50.35	42.11	37.03	30.55	23
Comprehensive Income & Other	-18.18	-24.73	-25.1	-31.77	-1.15	4.16
Total Common Equity	60.31	47.02	38.79	26.74	50.13	48.58
Minority Interest	10.66	10.66	10.66	10.66	10.66	10.66
Shareholders' Equity	70.97	57.68	49.44	37.4	60.79	59.24
Total Liabilities & Equity	1,216	1,129	1,073	1,019	939.68	827.77
Total Debt	30.19	31.77	32.37	32.83	32.86	14.69
Net Cash (Debt)	81.77	21.29	31.92	81.76	62.82	76.25
Net Cash Growth	-12.25%	-33.29%	-60.96%	30.15%	-17.62%	-46.52%
Net Cash Per Share	11.25	2.88	4.22	10.74	7.97	9.45
Filing Date Shares Outstanding	7.2	7.29	7.48	7.58	7.62	7.98
Total Common Shares Outstanding	7.2	7.29	7.48	7.58	7.64	7.98
Book Value Per Share	8.38	6.45	5.18	3.53	6.56	6.09
Tangible Book Value	60.31	47.02	38.79	26.74	50.13	48.58
Tangible Book Value Per Share	8.38	6.45	5.18	3.53	6.56	6.09

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.