Uwharrie Capital Corp (UWHR)
OTCMKTS · Delayed Price · Currency is USD
10.75
-0.09 (-0.84%)
At close: Jan 22, 2026

Uwharrie Capital Statistics

Total Valuation

UWHR has a market cap or net worth of 77.13 million.

Market Cap77.13M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, March 6, 2026.

Earnings Date Mar 6, 2026
Ex-Dividend Date n/a

Share Statistics

UWHR has 7.18 million shares outstanding. The number of shares has decreased by -2.58% in one year.

Current Share Class 7.18M
Shares Outstanding 7.18M
Shares Change (YoY) -2.58%
Shares Change (QoQ) -0.58%
Owned by Insiders (%) 10.85%
Owned by Institutions (%) 0.29%
Float 6.35M

Valuation Ratios

The trailing PE ratio is 7.84.

PE Ratio 7.84
Forward PE n/a
PS Ratio 1.60
PB Ratio 1.09
P/TBV Ratio 1.28
P/FCF Ratio 6.01
P/OCF Ratio 5.64
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.35
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 15.97%.

Return on Equity (ROE) 15.97%
Return on Assets (ROA) 0.88%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.71%
Revenue Per Employee 263,339
Profits Per Employee 54,536
Employee Count193
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, UWHR has paid 3.04 million in taxes.

Income Tax 3.04M
Effective Tax Rate 22.37%

Stock Price Statistics

The stock price has increased by +36.70% in the last 52 weeks. The beta is 0.17, so UWHR's price volatility has been lower than the market average.

Beta (5Y) 0.17
52-Week Price Change +36.70%
50-Day Moving Average 10.18
200-Day Moving Average 8.35
Relative Strength Index (RSI) 57.90
Average Volume (20 Days) 1,556

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.05

Income Statement

In the last 12 months, UWHR had revenue of 48.19 million and earned 9.98 million in profits. Earnings per share was 1.37.

Revenue48.19M
Gross Profit 48.19M
Operating Income 15.65M
Pretax Income 13.58M
Net Income 9.98M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.37
Full Income Statement

Balance Sheet

The company has 111.96 million in cash and 30.19 million in debt, with a net cash position of 81.77 million or 11.40 per share.

Cash & Cash Equivalents 111.96M
Total Debt 30.19M
Net Cash 81.77M
Net Cash Per Share 11.40
Equity (Book Value) 70.97M
Book Value Per Share 8.38
Working Capital -982.52M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 13.68 million and capital expenditures -840,000, giving a free cash flow of 12.84 million.

Operating Cash Flow 13.68M
Capital Expenditures -840,000
Free Cash Flow 12.84M
FCF Per Share 1.79
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 32.47%
Pretax Margin 28.18%
Profit Margin 20.71%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 26.65%

Dividends & Yields

UWHR does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 2.58%
Shareholder Yield 2.58%
Earnings Yield 12.94%
FCF Yield 16.65%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 10, 2025. It was a forward split with a ratio of 1.03.

Last Split Date Nov 10, 2025
Split Type Forward
Split Ratio 1.03

Scores

Altman Z-Score n/a
Piotroski F-Score 4