WBHC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	287.96	250.46	198.98	138.43	119.11
Interest Income on Investments	38.22	33.65	23.6	19.12	10.73
Total Interest Income	326.19	284.12	222.58	157.54	129.84
Interest Paid on Deposits	130.46	126.74	83.58	16.05	11.5
Interest Paid on Borrowings	0.16	0.07	0.1	0.08	0.13
Total Interest Expense	130.61	126.81	83.68	16.13	11.64
Net Interest Income	195.58	157.31	138.9	141.41	118.21
Net Interest Income Growth (YoY)	24.33%	13.25%	-1.77%	19.63%	12.85%
Mortgage Banking Activities	0.31	-0	0.01	-0.03	-
Gain (Loss) on Sale of Assets	-0.13	-0.3	-0.06	0.29	-0.04
Gain (Loss) on Sale of Investments	-2.52	-2.74	-1.01	-1.62	0.03
Other Non-Interest Income	24.74	23.8	21.45	21.26	26.74
Total Non-Interest Income	31.27	28.95	28.29	27.28	32.85
Non-Interest Income Growth (YoY)	8.00%	2.35%	3.69%	-16.95%	10.25%
Revenues Before Loan Losses	226.85	186.26	167.19	168.69	151.06
Provision for Loan Losses	6.93	4.6	3.31	7.64	1.41
Revenue	219.92	181.66	163.88	161.05	149.65
Revenue Growth (YoY)	21.06%	10.85%	1.76%	7.61%	20.11%
Salaries and Employee Benefits	73.46	67.34	59.5	56.71	52.72
Occupancy Expenses	6.43	5.73	6.53	5.56	5.47
Federal Deposit Insurance	3.66	3.13	3.12	1.53	1.13
Selling, General & Administrative	22.61	18.39	18.24	16.25	13.81
Other Non-Interest Expense	14.94	12.26	12.03	11.06	10.93
Total Non-Interest Expense	122.84	108.42	100.95	92.97	85.49
EBT Excluding Unusual Items	97.08	73.24	62.93	68.08	64.16
Pretax Income	97.08	73.24	62.93	68.08	64.16
Income Tax Expense	21.35	16.58	13.94	15.06	14.73
Earnings From Continuing Operations	75.72	56.66	48.99	53.02	49.43
Minority Interest in Earnings	-0.03	-0.13	-0.05	0.02	-
Net Income	75.7	56.53	48.94	53.04	49.43
Net Income to Common	75.7	56.53	48.94	53.04	49.43
Net Income Growth	33.91%	15.51%	-7.74%	7.32%	28.41%
Basic Shares Outstanding	12	12	12	11	11
Diluted Shares Outstanding	12	12	12	11	11
Shares Change (YoY)	2.11%	1.69%	2.04%	2.20%	1.91%
EPS (Basic)	6.28	4.79	4.21	4.66	4.44
EPS (Diluted)	6.26	4.78	4.20	4.65	4.43
EPS Growth	30.96%	13.81%	-9.68%	4.97%	26.21%
Dividend Per Share	2.600	1.750	1.500	1.500	1.500
Dividend Growth	48.57%	16.67%	-	-	25.00%
Effective Tax Rate	22.00%	22.63%	22.15%	22.12%	22.96%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.