WBHC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	292.9	287.96	250.46	198.98	138.43	119.11
Interest Income on Investments	41.03	38.22	33.65	23.6	19.12	10.73
Total Interest Income	333.94	326.19	284.12	222.58	157.54	129.84
Interest Paid on Deposits	128.95	130.46	126.74	83.58	16.05	11.5
Interest Paid on Borrowings	0.16	0.16	0.07	0.1	0.08	0.13
Total Interest Expense	129.11	130.61	126.81	83.68	16.13	11.64
Net Interest Income	204.83	195.58	157.31	138.9	141.41	118.21
Net Interest Income Growth (YoY)	23.15%	24.33%	13.25%	-1.77%	19.63%	12.85%
Mortgage Banking Activities	0.41	0.31	-0	0.01	-0.03	-
Gain (Loss) on Sale of Assets	-0.13	-0.13	-0.3	-0.06	0.29	-0.04
Gain (Loss) on Sale of Investments	-2.53	-2.52	-2.74	-1.01	-1.62	0.03
Other Non-Interest Income	25.96	24.74	23.8	21.45	21.26	26.74
Total Non-Interest Income	32.78	31.27	28.95	28.29	27.28	32.85
Non-Interest Income Growth (YoY)	9.89%	8.00%	2.35%	3.69%	-16.95%	10.25%
Revenues Before Loan Losses	237.61	226.85	186.26	167.19	168.69	151.06
Provision for Loan Losses	7.78	6.93	4.6	3.31	7.64	1.41
Revenue	229.83	219.92	181.66	163.88	161.05	149.65
Revenue Growth (YoY)	21.14%	21.06%	10.85%	1.76%	7.61%	20.11%
Salaries and Employee Benefits	75.13	73.46	67.34	59.5	56.71	52.72
Occupancy Expenses	6.64	6.43	5.73	6.53	5.56	5.47
Federal Deposit Insurance	3.46	3.66	3.13	3.12	1.53	1.13
Selling, General & Administrative	23.17	22.61	18.39	18.24	16.25	13.81
Other Non-Interest Expense	15.2	14.94	12.26	12.03	11.06	10.93
Total Non-Interest Expense	125.35	122.84	108.42	100.95	92.97	85.49
EBT Excluding Unusual Items	104.49	97.08	73.24	62.93	68.08	64.16
Pretax Income	104.49	97.08	73.24	62.93	68.08	64.16
Income Tax Expense	22.9	21.35	16.58	13.94	15.06	14.73
Earnings From Continuing Operations	81.59	75.72	56.66	48.99	53.02	49.43
Minority Interest in Earnings	-0.02	-0.03	-0.13	-0.05	0.02	-
Net Income	81.57	75.7	56.53	48.94	53.04	49.43
Net Income to Common	81.57	75.7	56.53	48.94	53.04	49.43
Net Income Growth	35.60%	33.91%	15.51%	-7.74%	7.32%	28.41%
Basic Shares Outstanding	12	12	12	12	11	11
Diluted Shares Outstanding	12	12	12	12	11	11
Shares Change (YoY)	2.26%	2.11%	1.69%	2.04%	2.20%	1.91%
EPS (Basic)	6.73	6.28	4.79	4.21	4.66	4.44
EPS (Diluted)	6.70	6.26	4.78	4.20	4.65	4.43
EPS Growth	32.14%	30.96%	13.81%	-9.68%	4.97%	26.21%
Dividend Per Share	2.950	2.600	1.750	1.500	1.500	1.500
Dividend Growth	7.27%	48.57%	16.67%	-	-	25.00%
Effective Tax Rate	21.91%	22.00%	22.63%	22.15%	22.12%	22.96%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.