Wilson Bank Holding Company (WBHC)

WBHC Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	245.16	367.35	247.59	252.64	104.79	453.42
Investment Securities	352.14	343.21	373.7	394.05	378.37	435.81
Trading Asset Securities	0.19	0.11	0.06	0.07	0.19	0.66
Mortgage-Backed Securities	700.73	623.3	454.2	417.03	444.44	461.78
Total Investments	1,053	966.61	827.95	811.15	823	898.25
Gross Loans	4,494	4,364	4,106	3,609	3,168	2,496
Allowance for Loan Losses	-57.8	-55.03	-49.5	-44.85	-39.81	-39.63
Other Adjustments to Gross Loans	-13.33	-12.71	-13.7	-13.08	-14.15	-12.02
Net Loans	4,423	4,296	4,042	3,551	3,114	2,444
Property, Plant & Equipment	62.96	68.54	66.99	68.06	68.77	66.96
Goodwill	5.88	5.88	4.81	4.81	4.81	4.81
Other Intangible Assets	-	0.4	-	-	-	-
Loans Held for Sale	4.09	2.36	2.53	2.29	3.36	11.84
Accrued Interest Receivable	20.06	19.02	16.91	15.2	11.4	7.64
Long-Term Deferred Tax Assets	38.7	34.76	46.05	45.47	51.32	12.79
Other Real Estate Owned & Foreclosed	0.37	0.52	-	-	-	-
Other Long-Term Assets	122.6	113.14	99.56	92.75	100.07	84.52
Total Assets	5,980	5,879	5,359	4,846	4,286	3,990

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	3.69	3.52	3.3	3.02	2.71
Interest Bearing Deposits	4,368	4,073	3,659	3,418	3,240	2,990
Institutional Deposits	541.8	757.59	788.22	559.29	238.14	131.92
Non-Interest Bearing Deposits	399.37	413.61	383.17	389.73	414.91	433.5
Total Deposits	5,309	5,244	4,830	4,367	3,893	3,555
Short-Term Borrowings	-	0.02	-	0.01	-	-
Current Portion of Leases	-	0.84	0.69	0.65	0.69	0.54
Accrued Interest Payable	55.17	40.59	37.02	40.67	22.59	13.85
Long-Term Leases	-	5.53	5.14	5.34	6.2	3.7
Other Long-Term Liabilities	3.06	2.34	2.56	-	-	-
Total Liabilities	5,367	5,297	4,879	4,417	3,925	3,576

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	24.58	24.29	23.75	23.37	22.94	22.4
Additional Paid-In Capital	182	170.55	150.74	136.87	122.3	105.18
Retained Earnings	468.64	442.01	393.24	357.26	325.63	292.45
Comprehensive Income & Other	-62.19	-55.17	-88.23	-88.16	-110.43	-6.32
Total Common Equity	613.02	581.69	479.5	429.34	360.44	413.72
Minority Interest	-	-	0.2	0.07	0.02	-
Shareholders' Equity	613.02	581.69	479.7	429.41	360.45	413.72
Total Liabilities & Equity	5,980	5,879	5,359	4,846	4,286	3,990

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	-	6.39	5.83	6	6.89	4.25
Net Cash (Debt)	245.35	361.07	241.82	246.7	98.09	449.83
Net Cash Growth	-0.01%	49.31%	-1.98%	151.51%	-78.20%	35.52%
Net Cash Per Share	20.05	29.87	20.43	21.19	8.60	40.30
Filing Date Shares Outstanding	12.42	12.28	11.99	11.78	11.57	11.31
Total Common Shares Outstanding	12.29	12.15	11.88	11.69	11.47	11.2
Book Value Per Share	49.87	47.89	40.37	36.74	31.42	36.93
Tangible Book Value	607.14	575.41	474.7	424.53	355.63	408.91
Tangible Book Value Per Share	49.39	47.38	39.97	36.33	31.00	36.51

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 28, 2026

Data Sources Report a data error