WBHC Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	378.99	247.59	252.64	104.79	453.42	34.11
Investment Securities	330.15	373.7	394.05	378.37	435.81	621.5
Trading Asset Securities	0.08	0.06	0.07	0.19	0.66	0.71
Mortgage-Backed Securities	562.3	454.2	417.03	444.44	461.78	263.79
Total Investments	892.53	827.95	811.15	823	898.25	886.01
Gross Loans	4,382	4,106	3,609	3,168	2,496	2,331
Allowance for Loan Losses	-55.01	-49.5	-44.85	-39.81	-39.63	-38.54
Other Adjustments to Gross Loans	-13.06	-13.7	-13.08	-14.15	-12.02	-9.3
Net Loans	4,314	4,042	3,551	3,114	2,444	2,283
Property, Plant & Equipment	62.65	66.99	68.06	68.77	66.96	62.03
Goodwill	5.88	4.81	4.81	4.81	4.81	4.81
Loans Held for Sale	4.25	2.53	2.29	3.36	11.84	19.47
Accrued Interest Receivable	17.92	16.91	15.2	11.4	7.64	7.52
Long-Term Deferred Tax Assets	37.46	46.05	45.47	51.32	12.79	7.09
Other Long-Term Assets	119.02	99.56	92.75	100.07	84.52	60.73
Total Assets	5,837	5,359	4,846	4,286	3,990	3,370
Accrued Expenses	-	3.52	3.3	3.02	2.71	2.3
Interest Bearing Deposits	4,272	3,659	3,418	3,240	2,990	2,446
Institutional Deposits	552.9	788.22	559.29	238.14	131.92	123.02
Non-Interest Bearing Deposits	396.65	383.17	389.73	414.91	433.5	391.36
Total Deposits	5,221	4,830	4,367	3,893	3,555	2,961
Short-Term Borrowings	-	-	0.01	-	-	0.05
Current Portion of Long-Term Debt	-	-	-	-	-	1.35
Current Portion of Leases	-	0.69	0.65	0.69	0.54	-
Accrued Interest Payable	61.93	39.58	40.67	22.59	13.85	18.95
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	2.29
Long-Term Leases	-	5.14	5.34	6.2	3.7	3.95
Total Liabilities	5,283	4,879	4,417	3,925	3,576	2,989
Common Stock	24.27	23.75	23.37	22.94	22.4	21.99
Additional Paid-In Capital	169.67	150.74	136.87	122.3	105.18	93.03
Retained Earnings	419.69	393.24	357.26	325.63	292.45	257.94
Comprehensive Income & Other	-59.9	-88.23	-88.16	-110.43	-6.32	7.17
Total Common Equity	553.73	479.5	429.34	360.44	413.72	380.12
Minority Interest	-	0.2	0.07	0.02	-	-
Shareholders' Equity	553.73	479.7	429.41	360.45	413.72	380.12
Total Liabilities & Equity	5,837	5,359	4,846	4,286	3,990	3,370
Total Debt	-	5.83	6	6.89	4.25	7.64
Net Cash (Debt)	379.07	241.82	246.7	98.09	449.83	331.93
Net Cash Growth	50.52%	-1.98%	151.51%	-78.20%	35.52%	147.95%
Net Cash Per Share	31.54	20.43	21.19	8.60	40.30	30.30
Filing Date Shares Outstanding	12.14	11.99	11.78	11.57	11.31	11.08
Total Common Shares Outstanding	12.13	11.88	11.69	11.47	11.2	10.99
Book Value Per Share	45.64	40.37	36.74	31.42	36.93	34.58
Tangible Book Value	547.85	474.7	424.53	355.63	408.91	375.32
Tangible Book Value Per Share	45.15	39.97	36.33	31.00	36.51	34.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.