WBHC Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	367.35	247.59	252.64	104.79	453.42
Investment Securities	343.21	373.7	394.05	378.37	435.81
Trading Asset Securities	0.11	0.06	0.07	0.19	0.66
Mortgage-Backed Securities	623.3	454.2	417.03	444.44	461.78
Total Investments	966.61	827.95	811.15	823	898.25
Gross Loans	4,364	4,106	3,609	3,168	2,496
Allowance for Loan Losses	-55.03	-49.5	-44.85	-39.81	-39.63
Other Adjustments to Gross Loans	-12.71	-13.7	-13.08	-14.15	-12.02
Net Loans	4,296	4,042	3,551	3,114	2,444
Property, Plant & Equipment	68.54	66.99	68.06	68.77	66.96
Goodwill	5.88	4.81	4.81	4.81	4.81
Other Intangible Assets	0.4	-	-	-	-
Loans Held for Sale	2.36	2.53	2.29	3.36	11.84
Accrued Interest Receivable	19.02	16.91	15.2	11.4	7.64
Long-Term Deferred Tax Assets	34.76	46.05	45.47	51.32	12.79
Other Long-Term Assets	113.66	99.56	92.75	100.07	84.52
Total Assets	5,879	5,359	4,846	4,286	3,990
Accrued Expenses	3.69	3.52	3.3	3.02	2.71
Interest Bearing Deposits	4,073	3,659	3,418	3,240	2,990
Institutional Deposits	757.59	788.22	559.29	238.14	131.92
Non-Interest Bearing Deposits	413.61	383.17	389.73	414.91	433.5
Total Deposits	5,244	4,830	4,367	3,893	3,555
Short-Term Borrowings	0.02	-	0.01	-	-
Current Portion of Leases	0.84	0.69	0.65	0.69	0.54
Accrued Interest Payable	40.59	37.02	40.67	22.59	13.85
Long-Term Leases	5.53	5.14	5.34	6.2	3.7
Other Long-Term Liabilities	2.34	2.56	-	-	-
Total Liabilities	5,297	4,879	4,417	3,925	3,576
Common Stock	24.29	23.75	23.37	22.94	22.4
Additional Paid-In Capital	170.55	150.74	136.87	122.3	105.18
Retained Earnings	442.01	393.24	357.26	325.63	292.45
Comprehensive Income & Other	-55.17	-88.23	-88.16	-110.43	-6.32
Total Common Equity	581.69	479.5	429.34	360.44	413.72
Minority Interest	-	0.2	0.07	0.02	-
Shareholders' Equity	581.69	479.7	429.41	360.45	413.72
Total Liabilities & Equity	5,879	5,359	4,846	4,286	3,990
Total Debt	6.39	5.83	6	6.89	4.25
Net Cash (Debt)	361.07	241.82	246.7	98.09	449.83
Net Cash Growth	49.31%	-1.98%	151.51%	-78.20%	35.52%
Net Cash Per Share	29.87	20.43	21.19	8.60	40.30
Filing Date Shares Outstanding	12.28	11.99	11.78	11.57	11.31
Total Common Shares Outstanding	12.15	11.88	11.69	11.47	11.2
Book Value Per Share	47.89	40.37	36.74	31.42	36.93
Tangible Book Value	575.41	474.7	424.53	355.63	408.91
Tangible Book Value Per Share	47.38	39.97	36.33	31.00	36.51

Source: S&P Global Market Intelligence. Banks template. Financial Sources.