WCCB Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	151.27	150.51	111.32	88.76	65.74	61.09
Interest Income on Investments	17.89	16.63	8.32	5.64	6.32	2.26
Total Interest Income	169.17	167.14	119.64	94.4	72.06	63.35
Interest Paid on Deposits	30.97	30.56	24.14	11.51	1.85	1.8
Interest Paid on Borrowings	2.23	2.35	0.37	0.64	0	0.01
Total Interest Expense	33.2	32.91	24.51	12.15	1.85	1.82
Net Interest Income	135.97	134.23	95.13	82.25	70.21	61.54
Net Interest Income Growth (YoY)	26.88%	41.11%	15.65%	17.16%	14.10%	25.61%
Gain (Loss) on Sale of Investments	0.07	-0.28	-	-0.03	-	-
Other Non-Interest Income	4.95	4.56	3.88	3.39	2.84	3.02
Total Non-Interest Income	6.73	5.02	4.05	4.08	4.54	4.78
Non-Interest Income Growth (YoY)	67.57%	23.91%	-0.71%	-10.17%	-4.86%	13.36%
Revenues Before Loan Losses	142.7	139.25	99.18	86.34	74.75	66.31
Provision for Loan Losses	5.22	6.96	7.04	1.41	1.61	6.86
Revenue	137.48	132.29	92.14	84.92	73.14	59.45
Revenue Growth (YoY)	35.10%	43.57%	8.50%	16.11%	23.03%	18.00%
Salaries and Employee Benefits	32.52	32.46	23.76	18.97	16.49	16.85
Federal Deposit Insurance	1.53	1.56	1.05	0.96	0.69	0.65
Amortization of Goodwill & Intangibles	4.11	4.19	1.32	0.36	0.41	0.49
Selling, General & Administrative	16.03	15.39	10.8	9.4	7.1	5.97
Other Non-Interest Expense	8.12	7.93	6.22	5.46	4.69	5.43
Total Non-Interest Expense	62.32	61.53	43.16	35.15	29.38	29.39
EBT Excluding Unusual Items	75.16	70.76	48.99	49.77	43.76	30.07
Pretax Income	74.71	70.06	41.94	49.77	43.76	30.07
Income Tax Expense	20.98	19.64	12.36	14.62	12.82	8.79
Net Income	53.74	50.43	29.58	35.15	30.94	21.27
Net Income to Common	53.74	50.43	29.58	35.15	30.94	21.27
Net Income Growth	68.28%	70.49%	-15.85%	13.59%	45.45%	21.22%
Basic Shares Outstanding	10	10	9	8	9	9
Diluted Shares Outstanding	11	11	9	8	9	9
Shares Change (YoY)	10.60%	17.57%	6.93%	-1.26%	0.04%	0.27%
EPS (Basic)	5.14	4.81	3.32	4.19	3.63	2.50
EPS (Diluted)	5.09	4.76	3.28	4.17	3.62	2.49
EPS Growth	52.22%	45.12%	-21.34%	15.19%	45.38%	20.87%
Dividend Per Share	-	0.860	0.710	0.630	0.475	0.237
Dividend Growth	-	21.13%	12.70%	32.63%	100.00%	58.33%
Effective Tax Rate	28.07%	28.02%	29.47%	29.38%	29.29%	29.24%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.