WCCB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	161.51	190.68	84.65	33.94	42.69	139.42
Investment Securities	393.03	209.7	280.25	252.95	330.32	267.63
Mortgage-Backed Securities	-	196.91	143.2	36.55	36.57	36.02
Total Investments	393.03	406.61	423.46	289.51	366.89	303.64
Gross Loans	2,237	2,172	2,045	1,378	1,222	1,134
Allowance for Loan Losses	-34.68	-38.17	-31.62	-23.94	-21.44	-19.98
Other Adjustments to Gross Loans	-17.53	-	-	-	-	-1.28
Net Loans	2,185	2,134	2,014	1,354	1,201	1,112
Property, Plant & Equipment	10.37	15.01	16.18	15.22	19.62	17.14
Goodwill	40.05	40.05	40.05	25.76	25.76	25.76
Other Intangible Assets	22.87	23.86	28.05	1.67	2.03	2.44
Loans Held for Sale	-	-	-	33.7	45.26	69.51
Accrued Interest Receivable	46.07	11.07	10.7	8.14	6.83	5.39
Long-Term Deferred Tax Assets	-	24.29	27.79	11.54	12.98	6.73
Other Long-Term Assets	29.69	37.82	35.95	21.24	21.39	18.9
Total Assets	2,895	2,884	2,680	1,794	1,744	1,701
Interest Bearing Deposits	1,489	1,406	1,226	872.42	794.8	716.42
Institutional Deposits	-	58.4	70.6	66.21	66.49	63.03
Non-Interest Bearing Deposits	985.42	1,012	1,014	576.46	669.49	716.89
Total Deposits	2,474	2,477	2,310	1,515	1,531	1,496
Short-Term Borrowings	-	-	-	32.5	-	-
Current Portion of Leases	-	1.14	-	-	-	-
Accrued Interest Payable	24.7	0.74	1.36	1.04	0.24	0.1
Long-Term Debt	7.86	7.79	11.61	-	-	-
Long-Term Leases	-	3.87	7.16	4.42	4.81	5.05
Other Long-Term Liabilities	-	16.27	16.84	11.27	10.98	13.68
Total Liabilities	2,507	2,507	2,347	1,564	1,547	1,515
Common Stock	198.66	198.25	204.79	122.6	124.63	125.83
Retained Earnings	195.03	182.45	140.67	117.26	89.24	62.33
Comprehensive Income & Other	-5.45	-3.87	-12.48	-9.82	-16.19	-2.07
Shareholders' Equity	388.23	376.83	332.98	230.04	197.68	186.09
Total Liabilities & Equity	2,895	2,884	2,680	1,794	1,744	1,701
Total Debt	7.86	12.8	18.77	36.92	4.81	5.05
Net Cash (Debt)	153.76	177.98	66.24	7.47	72.57	156.04
Net Cash Growth	132.12%	168.69%	786.65%	-89.70%	-53.49%	617.61%
Net Cash Per Share	14.55	16.79	7.35	0.89	8.50	18.28
Filing Date Shares Outstanding	10.5	10.48	10.56	8.41	8.48	8.54
Total Common Shares Outstanding	10.5	10.48	10.56	8.41	8.48	8.54
Book Value Per Share	36.98	35.95	31.54	27.36	23.32	21.80
Tangible Book Value	325.31	312.92	264.88	202.6	169.88	157.89
Tangible Book Value Per Share	30.98	29.85	25.09	24.10	20.04	18.50