WCF Bancorp, Inc. (WCFB)

WCF Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	3.59	11.36	3.25	4.22	10.4	16.61
Investment Securities	25.54	19.09	22.71	27.18	23.93	27.02
Mortgage-Backed Securities	-	5.58	6.33	9.06	16.2	21.96
Total Investments	25.54	24.67	29.04	36.24	40.13	48.97
Gross Loans	169.18	146.9	119.27	89.36	84.95	66.08
Allowance for Loan Losses	-1.22	-1.1	-0.95	-0.89	-0.84	-0.57
Net Loans	167.97	145.8	118.32	88.47	84.12	65.5
Property, Plant & Equipment	6.97	6.09	3.73	3.19	3.24	3.4
Goodwill	0.06	0.06	0.06	0.06	0.06	0.06
Loans Held for Sale	-	-	-	0.18	0.08	-
Accrued Interest Receivable	2.78	2.06	1.25	0.75	0.69	0.48
Other Receivables	0.16	0.17	0.14	0.08	0.09	-
Other Current Assets	0.17	-	-	-	-	-
Long-Term Deferred Tax Assets	0.66	0.77	0.8	0.1	0.06	0.35
Other Real Estate Owned & Foreclosed	-	-	-	0.03	0.02	0.02
Other Long-Term Assets	3.72	3.79	3.71	3.71	3.75	3.72
Total Assets	213.14	196.17	161.13	137.67	143.4	140.02
Accrued Expenses	0.73	-	-	-	-	-
Interest Bearing Deposits	156.57	86.14	91.77	81.09	68.97	71.41
Institutional Deposits	-	35.67	10.31	6.78	18.11	16.1
Non-Interest Bearing Deposits	-	20.82	16.58	10.27	7.85	4.96
Total Deposits	156.57	142.63	118.67	98.14	94.92	92.47
Short-Term Borrowings	-	-	1.69	-	5	-
Current Portion of Long-Term Debt	-	5.6	-	-	-	-
Current Income Taxes Payable	-	-	-	-	-	0
Accrued Interest Payable	1.16	1.16	0.17	0.02	0.07	0.03
Federal Home Loan Bank Debt, Long-Term	31.5	23.5	16.7	12	15	18.5
Other Long-Term Liabilities	0.34	0.67	0.79	0.76	1.02	1.19
Total Liabilities	190.3	173.56	138.02	110.92	116.01	112.18
Common Stock	0.03	0.03	0.03	0.03	0.03	0.03
Additional Paid-In Capital	14.48	14.48	14.37	14.3	14.23	14.23
Retained Earnings	14.99	15.2	15.82	15.6	15.3	15.5
Treasury Stock	-4.49	-4.42	-3.91	-2.58	-2.16	-1
Comprehensive Income & Other	-2.16	-2.66	-3.2	-0.6	-0.01	-0.91
Shareholders' Equity	22.84	22.61	23.11	26.75	27.39	27.84
Total Liabilities & Equity	213.14	196.17	161.13	137.67	143.4	140.02
Total Debt	31.5	29.1	18.39	12	20	18.5
Net Cash (Debt)	-27.91	-16.76	-12.2	-1.37	-4.44	3.01
Net Cash Per Share	-	-8.81	-6.11	-0.66	-2.02	1.27
Filing Date Shares Outstanding	-	1.32	1.43	1.72	1.83	2.18
Total Common Shares Outstanding	-	1.32	1.43	1.72	1.83	2.18
Book Value Per Share	-	17.14	16.17	15.54	15.00	12.76
Tangible Book Value	22.79	22.55	23.06	26.69	27.33	27.78
Tangible Book Value Per Share	-	17.10	16.14	15.50	14.97	12.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.