WCF Bancorp, Inc. (WCFB)
OTCMKTS · Delayed Price · Currency is USD
6.51
-0.09 (-1.36%)
At close: Sep 2, 2026
WCF Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -2.28 | -0.04 | -0.16 | 0.62 | 0.72 |
Depreciation & Amortization | 0.35 | 0.38 | 0.27 | 0.3 | 0.38 |
Gain (Loss) on Sale of Assets | -0.08 | -0.01 | 0.01 | -0 | -0.04 |
Gain (Loss) on Sale of Investments | -0.02 | -0.03 | -0.04 | -0.06 | -0.08 |
Provision for Credit Losses | 1.59 | 0.16 | 0.1 | 0.12 | 0.13 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | - | - | - | 0.18 | -0.1 |
Accrued Interest Receivable | 0.24 | -0.94 | -0.81 | -0.5 | -0.06 |
Change in Income Taxes | -0.03 | 0.13 | -0.03 | -0.05 | 0.01 |
Change in Other Net Operating Assets | 0.24 | 0.07 | -0.04 | 0.23 | -0.01 |
Other Operating Activities | 0.13 | -0.33 | -0.34 | -0.03 | -0.04 |
Operating Cash Flow | 0.36 | -0.34 | 0.07 | 1.06 | 0.92 |
Operating Cash Flow Growth | - | - | -93.01% | 14.60% | 192.30% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.15 | -1.17 | -2.58 | -0.76 | -0.13 |
Sale of Property, Plant and Equipment | 0.18 | 0.07 | 0.01 | 0.04 | 0.05 |
Investment in Securities | 1.32 | -4.83 | 5.03 | 3.68 | 3.03 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -7.2 | -21.27 | -27.62 | -29.98 | -4.54 |
Other Investing Activities | 0.3 | -0.58 | -0.58 | -0.18 | 0.11 |
Investing Cash Flow | -5.55 | -27.77 | -25.74 | -27.2 | -1.49 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | 1.69 | - |
Long-Term Debt Issued | 43 | 27.95 | 18 | 19.1 | 2 |
Total Debt Issued | 43 | 27.95 | 18 | 20.79 | 2 |
Short-Term Debt Repaid | - | - | -1.69 | - | -5 |
Long-Term Debt Repaid | -50 | -15.55 | -5.6 | -14.4 | -5 |
Total Debt Repaid | -50 | -15.55 | -7.29 | -14.4 | -10 |
Net Debt Issued (Repaid) | -7 | 12.4 | 10.71 | 6.39 | -8 |
Repurchase of Common Stock | -1.02 | -0.11 | -0.51 | -1.33 | -0.42 |
Common Dividends Paid | -0.37 | -0.38 | -0.38 | -0.4 | -0.42 |
Net Increase (Decrease) in Deposit Accounts | 10.3 | 19.04 | 23.96 | 20.52 | 3.22 |
Financing Cash Flow | 1.91 | 30.95 | 33.78 | 25.18 | -5.62 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -3.28 | 2.85 | 8.11 | -0.97 | -6.19 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 0.22 | -1.5 | -2.51 | 0.29 | 0.79 |
Free Cash Flow Growth | - | - | - | -62.61% | 181.48% |
Free Cash Flow Margin | 5.12% | -27.41% | -47.26% | 5.79% | 16.85% |
Free Cash Flow Per Share | 0.12 | -0.80 | -1.32 | 0.15 | 0.38 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 6.13 | 6.1 | 2.55 | 0.65 | 0.57 |
Cash Income Tax Paid | 0.02 | - | 0 | 0.01 | - |