WCF Bancorp, Inc. (WCFB)
OTCMKTS · Delayed Price · Currency is USD
6.08
-0.17 (-2.72%)
At close: Aug 4, 2026
WCF Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 7.23 | 10.93 | 14.21 | 11.36 | 3.25 | 4.22 |
Investment Securities | 28.77 | 22.78 | 23.19 | 19.09 | 22.71 | 27.18 |
Mortgage-Backed Securities | - | 6.5 | 6.32 | 5.58 | 6.33 | 9.06 |
Total Investments | 28.77 | 29.28 | 29.51 | 24.67 | 29.04 | 36.24 |
Gross Loans | 176.3 | 174.26 | 168.11 | 146.9 | 119.27 | 89.36 |
Allowance for Loan Losses | -2.01 | -1.93 | -1.26 | -1.1 | -0.95 | -0.89 |
Net Loans | 174.29 | 172.33 | 166.85 | 145.8 | 118.32 | 88.47 |
Property, Plant & Equipment | 6.44 | 6.61 | 6.88 | 6.09 | 3.73 | 3.19 |
Goodwill | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
Loans Held for Sale | - | - | - | - | - | 0.18 |
Accrued Interest Receivable | 2.14 | 2.76 | 3 | 2.06 | 1.25 | 0.75 |
Other Receivables | 0.04 | 0.07 | 0.05 | 0.17 | 0.14 | 0.08 |
Other Current Assets | 0.23 | - | - | - | - | - |
Long-Term Deferred Tax Assets | 0.4 | 0.34 | 0.92 | 0.77 | 0.8 | 0.1 |
Other Real Estate Owned & Foreclosed | - | - | - | - | - | 0.03 |
Other Long-Term Assets | 3.89 | 4.06 | 3.9 | 3.79 | 3.71 | 3.71 |
Total Assets | 224.97 | 228.13 | 227.36 | 196.17 | 161.13 | 137.67 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 0.72 | - | - | - | - | - |
Interest Bearing Deposits | 172.63 | 107.11 | 103.68 | 86.14 | 91.77 | 81.09 |
Institutional Deposits | - | 46.47 | 40.78 | 35.67 | 10.31 | 6.78 |
Non-Interest Bearing Deposits | - | 18.4 | 17.21 | 20.82 | 16.58 | 10.27 |
Total Deposits | 172.63 | 171.98 | 161.67 | 142.63 | 118.67 | 98.14 |
Short-Term Borrowings | - | - | - | - | 1.69 | - |
Current Portion of Long-Term Debt | - | 29.5 | - | - | - | - |
Accrued Interest Payable | 1.31 | 1.35 | 1.28 | 1.16 | 0.17 | 0.02 |
Federal Home Loan Bank Debt, Long-Term | 30 | 5 | 41.5 | 29.1 | 16.7 | 12 |
Other Long-Term Liabilities | 0.79 | 0.84 | 0.67 | 0.67 | 0.79 | 0.76 |
Total Liabilities | 205.46 | 208.66 | 205.12 | 173.56 | 138.02 | 110.92 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
Additional Paid-In Capital | 14.67 | 14.61 | 14.54 | 14.48 | 14.37 | 14.3 |
Retained Earnings | 12.23 | 12.14 | 14.78 | 15.2 | 15.82 | 15.6 |
Treasury Stock | -5.56 | -5.56 | -4.54 | -4.42 | -3.91 | -2.58 |
Comprehensive Income & Other | -1.85 | -1.75 | -2.57 | -2.66 | -3.2 | -0.6 |
Shareholders' Equity | 19.51 | 19.46 | 22.24 | 22.61 | 23.11 | 26.75 |
Total Liabilities & Equity | 224.97 | 228.13 | 227.36 | 196.17 | 161.13 | 137.67 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 30 | 34.5 | 41.5 | 29.1 | 18.39 | 12 |
Net Cash (Debt) | -18.12 | -21.12 | -25.33 | -16.76 | -12.2 | -1.37 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | - | -11.63 | -13.55 | -8.81 | -6.11 | -0.66 |
Filing Date Shares Outstanding | - | 1.18 | 1.31 | 1.32 | 1.43 | 1.72 |
Total Common Shares Outstanding | - | 1.18 | 1.31 | 1.32 | 1.43 | 1.72 |
Book Value Per Share | - | 16.43 | 17.02 | 17.14 | 16.17 | 15.54 |
Tangible Book Value | 19.46 | 19.41 | 22.19 | 22.55 | 23.06 | 26.69 |
Tangible Book Value Per Share | - | 16.39 | 16.97 | 17.10 | 16.14 | 15.50 |