WCF Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	11.5	10.93	14.21	11.36	3.25	4.22
Investment Securities	28.46	29.28	23.19	19.09	22.71	27.18
Mortgage-Backed Securities	-	-	6.32	5.58	6.33	9.06
Total Investments	28.46	29.28	29.51	24.67	29.04	36.24
Gross Loans	174.58	174.26	168.11	146.9	119.27	89.36
Allowance for Loan Losses	-1.97	-1.93	-1.26	-1.1	-0.95	-0.89
Net Loans	172.6	172.33	166.85	145.8	118.32	88.47
Property, Plant & Equipment	6.52	6.61	6.88	6.09	3.73	3.19
Goodwill	0.06	0.06	0.06	0.06	0.06	0.06
Loans Held for Sale	-	-	-	-	-	0.18
Accrued Interest Receivable	2.27	2.76	3	2.06	1.25	0.75
Other Receivables	0.07	0.07	0.05	0.17	0.14	0.08
Other Current Assets	0.24	0.24	-	-	-	-
Long-Term Deferred Tax Assets	0.36	0.34	0.92	0.77	0.8	0.1
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.03
Other Long-Term Assets	3.87	3.84	3.9	3.79	3.71	3.71
Total Assets	227.41	228.15	227.36	196.17	161.13	137.67
Accrued Expenses	0.79	0.86	-	-	-	-
Interest Bearing Deposits	176.24	171.33	103.68	86.14	91.77	81.09
Institutional Deposits	-	-	40.78	35.67	10.31	6.78
Non-Interest Bearing Deposits	-	-	17.21	20.82	16.58	10.27
Total Deposits	176.24	171.33	161.67	142.63	118.67	98.14
Short-Term Borrowings	-	-	-	-	1.69	-
Current Portion of Long-Term Debt	-	-	29.5	-	-	-
Accrued Interest Payable	1	1.35	1.28	1.16	0.17	0.02
Federal Home Loan Bank Debt, Long-Term	29.5	34.5	12	29.1	16.7	12
Other Long-Term Liabilities	0.43	0.65	0.67	0.67	0.79	0.76
Total Liabilities	207.95	208.69	205.12	173.56	138.02	110.92
Common Stock	0.03	0.03	0.03	0.03	0.03	0.03
Additional Paid-In Capital	14.67	14.61	14.54	14.48	14.37	14.3
Retained Earnings	12.1	12.14	14.78	15.2	15.82	15.6
Treasury Stock	-5.56	-5.56	-4.54	-4.42	-3.91	-2.58
Comprehensive Income & Other	-1.77	-1.75	-2.57	-2.66	-3.2	-0.6
Shareholders' Equity	19.46	19.46	22.24	22.61	23.11	26.75
Total Liabilities & Equity	227.41	228.15	227.36	196.17	161.13	137.67
Total Debt	29.5	34.5	41.5	29.1	18.39	12
Net Cash (Debt)	-14.57	-21.12	-25.33	-16.76	-12.2	-1.37
Net Cash Per Share	-	-11.32	-13.55	-8.81	-6.11	-0.66
Filing Date Shares Outstanding	-	1.87	1.31	1.32	1.43	1.72
Total Common Shares Outstanding	-	1.87	1.31	1.32	1.43	1.72
Book Value Per Share	-	10.43	17.02	17.14	16.17	15.54
Tangible Book Value	19.4	19.41	22.19	22.55	23.06	26.69
Tangible Book Value Per Share	-	10.40	16.97	17.10	16.14	15.50

Source: S&P Global Market Intelligence. Banks template. Financial Sources.