Woodlands Financial Services Company (WDFN)
OTCMKTS · Delayed Price · Currency is USD
33.25
-0.01 (-0.03%)
Jul 31, 2026, 3:58 PM EST
WDFN Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 24.71 | 23.86 | 23.47 | 20.92 | 16.11 | 15.21 |
Interest Income on Investments | 4.52 | 4.44 | 3.88 | 4.05 | 3.86 | 2.21 |
Total Interest Income | 29.23 | 28.31 | 27.35 | 24.97 | 19.96 | 17.42 |
Interest Paid on Deposits | 8.6 | 9.13 | 9.57 | 7.48 | 2.5 | 1.32 |
Interest Paid on Borrowings | 0.85 | 1.1 | 2.43 | 1.61 | 0.23 | 0.24 |
Total Interest Expense | 9.44 | 10.23 | 12 | 9.09 | 2.73 | 1.56 |
Net Interest Income | 19.78 | 18.08 | 15.34 | 15.88 | 17.23 | 15.86 |
Net Interest Income Growth | 19.43% | 17.84% | -3.38% | -7.86% | 8.68% | 7.13% |
Trust Income | 1.92 | 1.8 | 1.72 | 1.65 | 1.36 | 1.31 |
Gain (Loss) on Sale of Investments | - | - | - | -0.04 | - | 0.03 |
Other Non-Interest Income | 3.34 | 3.23 | 2.89 | 2.93 | 2.71 | 2.67 |
Total Non-Interest Income | 5.41 | 5.16 | 4.66 | 4.57 | 4.15 | 4.21 |
Non-Interest Income Growth | 8.96% | 10.66% | 1.95% | 10.27% | -1.47% | -0.38% |
Revenues Before Loan Losses | 25.2 | 23.24 | 20.01 | 20.45 | 21.38 | 20.07 |
Provision for Loan Losses | 0.54 | 0.72 | 0.3 | 10.27 | 0.39 | 0.15 |
| 24.66 | 22.52 | 19.71 | 10.19 | 20.99 | 19.92 | |
Revenue Growth | 17.29% | 14.28% | 93.42% | -51.47% | 5.40% | 6.01% |
Salaries and Employee Benefits | 8.71 | 8.41 | 8.49 | 8.4 | 8.11 | 7.69 |
Federal Deposit Insurance | 0.48 | 0.57 | 0.48 | 0.28 | 0.21 | 0.09 |
Selling, General & Administrative | 4.33 | 4.06 | 3.62 | 3.2 | 3.01 | 2.75 |
Other Non-Interest Expense | 3.53 | 3.52 | 3.76 | 3.87 | 3.83 | 3.22 |
Total Non-Interest Expense | 17.05 | 16.55 | 16.34 | 15.74 | 15.15 | 13.75 |
EBT Excluding Unusual Items | 7.61 | 5.97 | 3.37 | -5.56 | 5.84 | 6.16 |
Pretax Income | 7.61 | 5.97 | 3.37 | -5.56 | 5.84 | 6.16 |
Income Tax Expense | 1.1 | 0.76 | 0.26 | -1.57 | 0.77 | 0.89 |
Net Income | 6.5 | 5.2 | 3.11 | -3.98 | 5.06 | 5.28 |
Net Income to Common | 6.5 | 5.2 | 3.11 | -3.98 | 5.06 | 5.28 |
Net Income Growth | 53.00% | 67.21% | - | - | -4.02% | 10.73% |
Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 |
Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 |
Shares Change | -0.09% | 0.17% | 0.14% | 0.12% | -2.62% | -5.63% |
EPS (Basic) | 4.65 | 3.72 | 2.23 | -2.86 | 3.64 | 3.69 |
EPS (Diluted) | 4.65 | 3.72 | 2.23 | -2.86 | 3.64 | 3.69 |
EPS Growth | 53.14% | 66.94% | - | - | -1.44% | 17.33% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.580 | 1.160 | 1.160 | 1.140 | 1.100 | 1.060 |
Dividend Growth | -50.00% | 0% | 1.75% | 3.64% | 3.77% | 1.92% |
Effective Tax Rate | 14.52% | 12.81% | 7.58% | - | 13.26% | 14.39% |