W.T.B. Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	439.45	429.98	391.92	340.2	257.23	243.32
Interest Income on Investments	64.49	67.84	97.83	97.67	78.62	65.32
Total Interest Income	503.94	497.83	489.75	437.86	335.85	308.64
Interest Paid on Deposits	100.86	113.57	130.32	84.84	12.38	8.48
Interest Paid on Borrowings	18.61	28.22	79.5	67.93	0.35	1.1
Total Interest Expense	119.47	141.79	209.82	152.77	12.73	9.58
Net Interest Income	384.47	356.04	279.93	285.09	323.12	299.06
Net Interest Income Growth	22.45%	27.19%	-1.81%	-11.77%	8.05%	9.84%
Trust Income	32.85	31.39	30.53	24.25	21.59	21.81
Mortgage Banking Activities	3.79	2.71	2.62	1.19	2.14	8.57
Other Non-Interest Income	32.14	25.52	34.7	26.36	27.56	31.39
Total Non-Interest Income	75.9	66.39	74.04	57.24	58.18	67.85
Non-Interest Income Growth	14.83%	-10.33%	29.34%	-1.62%	-14.25%	0.71%
Revenues Before Loan Losses	460.37	422.42	353.97	342.34	381.3	366.91
Provision for Loan Losses	-8.33	-2.06	8.46	12.34	-20.5	9
Revenue	468.69	424.48	345.51	330	401.8	357.91
Revenue Growth	26.90%	22.86%	4.70%	-17.87%	12.26%	16.72%
Salaries and Employee Benefits	183.9	175.88	160.13	149.32	149.59	137.94
Occupancy Expenses	14.21	13.85	13.38	13.98	12.57	11.96
Federal Deposit Insurance	-	-	-	-	4.33	5.78
Selling, General & Administrative	67.31	67.18	60.66	58	56.79	51.07
Other Non-Interest Expense	49.41	47.27	40.48	37.56	32.75	23.17
Total Non-Interest Expense	314.83	304.19	274.65	258.86	256.03	229.91
EBT Excluding Unusual Items	153.87	120.29	70.86	71.14	145.78	128
Pretax Income	153.87	120.29	70.86	71.14	145.78	128
Income Tax Expense	34.11	26.56	15.06	15.29	31.72	27.97
Net Income	119.76	93.74	55.8	55.85	114.05	100.03
Net Income to Common	119.76	93.74	55.8	55.85	114.05	100.03
Net Income Growth	72.79%	68.00%	-0.10%	-51.03%	14.02%	31.08%
Basic Shares Outstanding	2	2	2	3	3	3
Diluted Shares Outstanding	2	2	2	3	3	3
Shares Change	-2.21%	-1.47%	-0.24%	-0.52%	-0.77%	0.01%
EPS (Basic)	49.35	38.10	22.33	22.30	45.32	39.46
EPS (Diluted)	49.27	38.06	22.32	22.29	45.28	39.40
EPS Growth	76.74%	70.52%	0.14%	-50.77%	14.92%	31.07%
Dividend Per Share	7.400	7.400	7.400	7.400	7.400	7.400
Dividend Growth	0%	0%	0%	0%	0%	0%
Effective Tax Rate	22.17%	22.07%	21.25%	21.49%	21.76%	21.85%