W.T.B. Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	439.48	429.98	391.92	340.2	257.23	243.32
Interest Income on Investments	64.44	67.84	97.83	97.67	78.62	65.32
Total Interest Income	503.92	497.83	489.75	437.86	335.85	308.64
Interest Paid on Deposits	95.77	113.57	130.32	84.84	12.38	8.48
Interest Paid on Borrowings	14.74	28.22	79.5	67.93	0.35	1.1
Total Interest Expense	110.51	141.79	209.82	152.77	12.73	9.58
Net Interest Income	393.41	356.04	279.93	285.09	323.12	299.06
Net Interest Income Growth	16.77%	27.19%	-1.81%	-11.77%	8.05%	9.84%
Trust Income	33.45	31.39	30.53	24.25	21.59	21.81
Mortgage Banking Activities	4.02	2.71	2.62	1.19	2.14	8.57
Other Non-Interest Income	32.78	25.52	34.7	26.36	27.56	31.39
Total Non-Interest Income	77.53	66.39	74.04	57.24	58.18	67.85
Non-Interest Income Growth	17.50%	-10.33%	29.34%	-1.62%	-14.25%	0.71%
Revenues Before Loan Losses	470.93	422.42	353.97	342.34	381.3	366.91
Provision for Loan Losses	-1.28	-2.06	8.46	12.34	-20.5	9
Revenue	472.21	424.48	345.51	330	401.8	357.91
Revenue Growth	17.13%	22.86%	4.70%	-17.87%	12.26%	16.72%
Salaries and Employee Benefits	188.18	175.88	160.13	149.32	149.59	137.94
Occupancy Expenses	14.52	13.85	13.38	13.98	12.57	11.96
Federal Deposit Insurance	-	-	-	-	4.33	5.78
Selling, General & Administrative	67.96	67.18	60.66	58	56.79	51.07
Other Non-Interest Expense	43.89	47.27	40.48	37.56	32.75	23.17
Total Non-Interest Expense	314.54	304.19	274.65	258.86	256.03	229.91
EBT Excluding Unusual Items	157.66	120.29	70.86	71.14	145.78	128
Pretax Income	157.66	120.29	70.86	71.14	145.78	128
Income Tax Expense	34.95	26.56	15.06	15.29	31.72	27.97
Net Income	122.71	93.74	55.8	55.85	114.05	100.03
Net Income to Common	122.71	93.74	55.8	55.85	114.05	100.03
Net Income Growth	44.93%	68.00%	-0.10%	-51.03%	14.02%	31.08%
Basic Shares Outstanding	2	2	2	3	3	3
Diluted Shares Outstanding	2	2	2	3	3	3
Shares Change	-2.28%	-1.47%	-0.24%	-0.52%	-0.77%	0.01%
EPS (Basic)	50.84	38.10	22.33	22.30	45.32	39.46
EPS (Diluted)	50.73	38.06	22.32	22.29	45.28	39.40
EPS Growth	48.31%	70.52%	0.14%	-50.77%	14.92%	31.07%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	7.400	7.400	7.400	7.400	7.400	7.400
Dividend Growth	0%	0%	0%	0%	0%	0%
Effective Tax Rate	22.17%	22.07%	21.25%	21.49%	21.76%	21.85%