Arab Islamic Bank P.L.C. (PEX:AIB)

Arab Islamic Bank P.L.C. Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	-	-	64.01	59.52
Interest Paid on Deposits	-	-	-	8.7	12.61
Net Interest Income	73.64	71.35	69.71	55.31	46.92
Net Interest Income Growth (YoY)	3.20%	2.35%	26.03%	17.90%	25.22%
Gain (Loss) on Sale of Assets	-	-	-	1.36	-
Gain (Loss) on Sale of Investments	2.16	0.44	0.23	0.01	0.28
Other Non-Interest Income	13.67	13.22	14.93	13.83	12.05
Total Non-Interest Income	15.83	13.66	15.16	15.2	12.34
Non-Interest Income Growth (YoY)	15.87%	-9.86%	-0.25%	23.17%	30.39%
Revenues Before Loan Losses	89.47	85.01	84.87	70.51	59.25
Provision for Loan Losses	25.26	31.88	24.66	9.28	5.29
Revenue	64.21	53.13	60.2	61.23	53.97
Revenue Growth (YoY)	20.84%	-11.74%	-1.67%	13.46%	25.78%
Salaries and Employee Benefits	19.7	19.48	19.54	17.62	15.02
Occupancy Expenses	4.62	4.71	4.66	4.74	4.7
Selling, General & Administrative	-	2.65	2.49	2.08	1.85
Other Non-Interest Expense	31.16	26.92	26.6	14.46	12.78
Total Non-Interest Expense	55.49	53.76	53.28	38.91	34.35
EBT Excluding Unusual Items	8.71	-0.62	6.92	22.32	19.62
Asset Writedown	-	-0.3	-0.36	-0.4	-1.04
Pretax Income	8.71	-0.92	6.56	21.92	18.58
Income Tax Expense	3.33	-2.05	1.04	8.84	6.89
Net Income	5.38	1.12	5.52	13.08	11.69
Net Income to Common	5.38	1.12	5.52	13.08	11.69
Net Income Growth	379.81%	-79.68%	-57.79%	11.88%	45.85%
Basic Shares Outstanding	102	101	101	101	101
Diluted Shares Outstanding	102	101	101	101	101
Shares Change (YoY)	0.43%	-	-	-	-
EPS (Basic)	0.05	0.01	0.05	0.13	0.12
EPS (Diluted)	0.05	0.01	0.05	0.13	0.12
EPS Growth	377.78%	-79.68%	-57.79%	11.88%	45.85%
Dividend Per Share	-	-	-	0.040	0.040
Dividend Growth	-	-	-	-	55.51%
Effective Tax Rate	38.23%	-	15.83%	40.33%	37.08%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.