Arab Islamic Bank P.L.C. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	492.6	326.3	327.45	373.1	455.59
Investment Securities	60.36	50.34	53.6	45.69	37.29
Total Investments	60.36	50.34	53.6	45.69	37.29
Gross Loans	1,207	1,166	1,155	1,050	1,026
Allowance for Loan Losses	-80.35	-56.38	-43.46	-20.11	-12.18
Other Adjustments to Gross Loans	-7.87	-6.02	-2.98	-1.28	-1.18
Net Loans	1,119	1,104	1,109	1,028	1,012
Property, Plant & Equipment	21.3	23.86	26.05	27	29.41
Other Intangible Assets	1.27	1.7	1.55	1.37	1.69
Investments in Real Estate	25.68	24.88	24.78	22.93	25.96
Accrued Interest Receivable	2.13	0.33	1.08	1.32	1.4
Other Receivables	54.12	34.28	52.55	26.16	38.21
Restricted Cash	146.44	129.36	130.72	126.92	129.33
Other Current Assets	1.08	0.74	0.96	1.15	0.91
Long-Term Deferred Tax Assets	17.04	11.64	9.57	5.01	4.25
Other Real Estate Owned & Foreclosed	0.91	0.91	0.9	1.46	-
Other Long-Term Assets	0.36	0.25	0.43	0.28	0.26
Total Assets	1,942	1,708	1,738	1,661	1,737
Accounts Payable	1.74	2.94	2.44	2.55	2.51
Accrued Expenses	0.74	0.73	1.04	0.86	1.07
Interest Bearing Deposits	149.18	96.9	85.75	81.18	139.78
Non-Interest Bearing Deposits	519.97	443.41	485.91	399.57	385.4
Total Deposits	669.15	540.31	571.66	480.75	525.18
Current Portion of Leases	1.19	1.18	1.66	1.21	1.06
Current Income Taxes Payable	6.74	0.25	8.29	6.95	8.09
Other Current Liabilities	137.07	105.7	108.09	97.44	93.98
Long-Term Leases	2.94	4.14	4	5.22	6.18
Long-Term Unearned Revenue	4.26	3.18	2.65	2.16	2.77
Pension & Post-Retirement Benefits	11.88	11.92	10.43	9.66	7.59
Long-Term Deferred Tax Liabilities	3.04	2.83	2.69	2.59	2.85
Other Long-Term Liabilities	953.34	892.34	884.42	912.06	954.45
Total Liabilities	1,792	1,566	1,597	1,521	1,606
Common Stock	101.12	101.12	101.12	96.22	91.72
Retained Earnings	40.4	35.02	33.89	37.27	32.7
Comprehensive Income & Other	8.35	6.76	5.99	5.79	6.56
Shareholders' Equity	149.87	142.89	141	139.28	130.98
Total Liabilities & Equity	1,942	1,708	1,738	1,661	1,737
Total Debt	4.14	5.31	5.66	6.43	7.24
Net Cash (Debt)	488.47	320.99	321.79	366.68	448.35
Net Cash Growth	52.18%	-0.25%	-12.24%	-18.22%	23.25%
Net Cash Per Share	4.83	3.17	3.18	3.63	4.43
Filing Date Shares Outstanding	101.12	101.12	101.12	101.12	101.12
Total Common Shares Outstanding	101.12	101.12	101.12	101.12	101.12
Book Value Per Share	1.48	1.41	1.39	1.38	1.30
Tangible Book Value	148.6	141.19	139.46	137.92	129.29
Tangible Book Value Per Share	1.47	1.40	1.38	1.36	1.28

Source: S&P Global Market Intelligence. Banks template. Financial Sources.