Arab Islamic Bank P.L.C. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	568.14	492.6	326.3	327.45	373.1	455.59
Investment Securities	63.79	60.36	50.34	53.6	45.69	37.29
Total Investments	63.79	60.36	50.34	53.6	45.69	37.29
Gross Loans	1,144	1,207	1,166	1,155	1,050	1,026
Allowance for Loan Losses	-	-80.35	-56.38	-43.46	-20.11	-12.18
Other Adjustments to Gross Loans	-	-7.87	-6.02	-2.98	-1.28	-1.18
Net Loans	1,144	1,119	1,104	1,109	1,028	1,012
Property, Plant & Equipment	20.68	21.3	23.86	26.05	27	29.41
Other Intangible Assets	1.53	1.27	1.7	1.55	1.37	1.69
Investments in Real Estate	25.68	25.68	24.88	24.78	22.93	25.96
Accrued Interest Receivable	-	2.13	0.33	1.08	1.32	1.4
Other Receivables	110.92	54.12	34.28	52.55	26.16	38.21
Restricted Cash	-	146.44	129.36	130.72	126.92	129.33
Other Current Assets	-	1.08	0.74	0.96	1.15	0.91
Long-Term Deferred Tax Assets	17.04	17.04	11.64	9.57	5.01	4.25
Other Real Estate Owned & Foreclosed	-	0.91	0.91	0.9	1.46	-
Other Long-Term Assets	24.88	0.36	0.25	0.43	0.28	0.26
Total Assets	1,976	1,942	1,708	1,738	1,661	1,737
Accounts Payable	-	1.74	2.94	2.44	2.55	2.51
Accrued Expenses	-	0.74	0.73	1.04	0.86	1.07
Interest Bearing Deposits	177.21	149.18	96.9	85.75	81.18	139.78
Non-Interest Bearing Deposits	497.74	519.97	443.41	485.91	399.57	385.4
Total Deposits	674.95	669.15	540.31	571.66	480.75	525.18
Current Portion of Leases	-	1.19	1.18	1.66	1.21	1.06
Current Income Taxes Payable	6.41	6.74	0.25	8.29	6.95	8.09
Other Current Liabilities	132.52	137.07	105.7	108.09	97.44	93.98
Long-Term Leases	3.84	2.94	4.14	4	5.22	6.18
Long-Term Unearned Revenue	-	4.26	3.18	2.65	2.16	2.77
Pension & Post-Retirement Benefits	-	11.88	11.92	10.43	9.66	7.59
Long-Term Deferred Tax Liabilities	3.04	3.04	2.83	2.69	2.59	2.85
Other Long-Term Liabilities	1,004	953.34	892.34	884.42	912.06	954.45
Total Liabilities	1,825	1,792	1,566	1,597	1,521	1,606
Common Stock	101.12	101.12	101.12	101.12	96.22	91.72
Retained Earnings	41.99	40.4	35.02	33.89	37.27	32.7
Comprehensive Income & Other	8.64	8.35	6.76	5.99	5.79	6.56
Shareholders' Equity	151.75	149.87	142.89	141	139.28	130.98
Total Liabilities & Equity	1,976	1,942	1,708	1,738	1,661	1,737
Total Debt	3.84	4.14	5.31	5.66	6.43	7.24
Net Cash (Debt)	564.3	488.47	320.99	321.79	366.68	448.35
Net Cash Growth	95.99%	52.18%	-0.25%	-12.24%	-18.22%	23.25%
Net Cash Per Share	5.63	4.83	3.17	3.18	3.63	4.43
Filing Date Shares Outstanding	99.21	101.12	101.12	101.12	101.12	101.12
Total Common Shares Outstanding	99.21	101.12	101.12	101.12	101.12	101.12
Book Value Per Share	1.53	1.48	1.41	1.39	1.38	1.30
Tangible Book Value	150.22	148.6	141.19	139.46	137.92	129.29
Tangible Book Value Per Share	1.51	1.47	1.40	1.38	1.36	1.28

Source: S&P Global Market Intelligence. Banks template. Financial Sources.