Arab Islamic Bank P.L.C. (PEX:AIB)

Arab Islamic Bank P.L.C. Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	-	-	64.01	59.52
Interest Paid on Deposits	-	-	-	8.7	12.61
Net Interest Income	68.38	66.2	69.71	55.31	46.92
Net Interest Income Growth (YoY)	3.29%	-5.03%	26.03%	17.90%	25.22%
Gain (Loss) on Sale of Assets	-	-	-	1.36	-
Gain (Loss) on Sale of Investments	2.16	0.44	0.23	0.01	0.28
Other Non-Interest Income	19.64	18.37	14.93	13.83	12.05
Total Non-Interest Income	21.8	18.81	15.16	15.2	12.34
Non-Interest Income Growth (YoY)	15.89%	24.09%	-0.25%	23.17%	30.39%
Revenues Before Loan Losses	90.18	85.01	84.87	70.51	59.25
Provision for Loan Losses	28.1	31.88	24.66	9.28	5.29
Revenue	62.09	53.13	60.2	61.23	53.97
Revenue Growth (YoY)	16.85%	-11.74%	-1.67%	13.46%	25.78%
Salaries and Employee Benefits	16.88	19.48	19.54	17.62	15.02
Occupancy Expenses	4.62	4.71	4.66	4.74	4.7
Selling, General & Administrative	2.26	2.65	2.49	2.08	1.85
Other Non-Interest Expense	30.23	26.92	26.6	14.46	12.78
Total Non-Interest Expense	53.99	53.76	53.28	38.91	34.35
EBT Excluding Unusual Items	8.09	-0.62	6.92	22.32	19.62
Asset Writedown	-	-0.3	-0.36	-0.4	-1.04
Pretax Income	8.09	-0.92	6.56	21.92	18.58
Income Tax Expense	2.71	-2.05	1.04	8.84	6.89
Net Income	5.38	1.12	5.52	13.08	11.69
Net Income to Common	5.38	1.12	5.52	13.08	11.69
Net Income Growth	379.81%	-79.68%	-57.79%	11.88%	45.85%
Basic Shares Outstanding	101	101	101	101	101
Diluted Shares Outstanding	101	101	101	101	101
EPS (Basic)	0.05	0.01	0.05	0.13	0.12
EPS (Diluted)	0.05	0.01	0.05	0.13	0.12
EPS Growth	379.82%	-79.68%	-57.79%	11.88%	45.85%
Dividend Per Share	-	-	-	0.040	0.040
Dividend Growth	-	-	-	-	55.51%
Effective Tax Rate	33.49%	-	15.83%	40.33%	37.08%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.