Arab Islamic Bank P.L.C. (PEX:AIB)

Palestine · Delayed Price · Currency is JOD · Price in USD

1.050

-0.010 (-0.94%)

At close: Jul 29, 2026

Arab Islamic Bank P.L.C. Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	63.48	62.09	53.13	60.2	61.23	53.97
Revenue Growth	19.77%	16.85%	-11.74%	-1.67%	13.46%	25.78%
Net Income	5.22	5.38	1.12	5.52	13.08	11.69
Earnings Per Share	0.05	0.05	0.01	0.05	0.13	0.12
EPS Growth	1197.34%	379.82%	-79.68%	-57.79%	11.88%	45.85%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Retail	29.5	26.24	21.74	25.55	30.38
Companies and Institutions	45.62	46.1	51.13	44.16	34.26
Treasury	14.81	12.61	12.1	8.83	7.56
Other	0.91	1.31	0.99	1.85	0.61
Total	90.84	86.28	85.96	80.39	72.81

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	488	492.6	326.3	327.45	373.1	455.59
Total Debt	3.84	4.14	5.31	5.66	6.43	7.24
Net Cash (Debt)	484.16	488.47	320.99	321.79	366.68	448.35
Net Cash Growth	68.16%	52.18%	-0.25%	-12.24%	-18.22%	23.25%
Net Cash Per Share	4.79	4.83	3.17	3.18	3.63	4.43

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-12.24	15.26	11.84	-124.31	16.18	-60.49
Capital Expenditures	-1.84	-1.47	-1.55	-4.05	-1.75	-1.87
Free Cash Flow	-14.08	13.79	10.29	-128.36	14.43	-62.36
Free Cash Flow Growth	-	33.95%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	8.22%	8.67%	2.11%	9.17%	21.36%	21.66%
FCF Margin	-22.18%	22.20%	19.37%	-213.21%	23.57%	-115.56%

Dividends

Fiscal Year	FY 2022	FY 2021
Period Ending	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.040	0.040
Dividend Per Share Growth	0%	55.51%
Dividend Yield	2.38%	2.54%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	20.35	22.17	98.26	29.31	13.10	14.12
P/FCF Ratio	-	8.66	10.71	-	11.87	-
PS Ratio	1.67	1.92	2.07	2.69	2.80	3.06