Arab Islamic Bank P.L.C. (PEX: AIB)

Arab Islamic Bank P.L.C. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	286.59	327.45	373.1	455.59	372.03	298.23
Investment Securities	49.44	53.6	45.69	37.29	37.61	38.31
Total Investments	49.44	53.6	45.69	37.29	37.61	38.31
Gross Loans	1,102	1,155	1,050	1,026	954.11	763.24
Allowance for Loan Losses	-	-43.46	-20.11	-12.18	-8.39	-4.99
Other Adjustments to Gross Loans	-	-2.98	-1.28	-1.18	-0.67	-0.52
Net Loans	1,102	1,109	1,028	1,012	945.05	757.73
Property, Plant & Equipment	25.21	26.05	27	29.41	31.93	30.11
Other Intangible Assets	1.71	1.55	1.37	1.69	1.45	1.4
Investments in Real Estate	24.56	24.78	22.93	25.96	25.88	25.68
Accrued Interest Receivable	-	1.08	1.32	1.4	1.26	0.61
Other Receivables	96.77	52.55	26.16	38.21	25.07	26.51
Restricted Cash	-	130.72	126.92	129.33	111.56	89
Other Current Assets	-	0.96	1.15	0.91	1.35	1.43
Long-Term Deferred Tax Assets	9.87	9.57	5.01	4.25	3.65	2.77
Other Real Estate Owned & Foreclosed	-	0.9	1.46	-	-	-
Other Long-Term Assets	32.03	0.43	0.28	0.26	0.22	0.14
Total Assets	1,628	1,738	1,661	1,737	1,557	1,272
Accounts Payable	-	2.44	2.55	2.51	1.43	0.49
Accrued Expenses	-	1.04	0.86	1.07	0.89	0.77
Interest Bearing Deposits	71.31	85.75	81.18	139.78	92.2	51.3
Non-Interest Bearing Deposits	448.91	485.91	399.57	385.4	331.13	293.59
Total Deposits	520.22	571.66	480.75	525.18	423.33	344.89
Current Portion of Leases	-	1.66	1.21	1.06	0.88	0.9
Current Income Taxes Payable	6.76	8.29	6.95	8.09	3.21	1.36
Other Current Liabilities	101.82	108.45	97.44	93.98	84.47	68.97
Long-Term Leases	5.89	4	5.22	6.18	7.37	7.55
Long-Term Unearned Revenue	-	2.65	2.16	2.77	2.43	1.89
Pension & Post-Retirement Benefits	-	10.43	9.66	7.59	6.71	5.78
Long-Term Deferred Tax Liabilities	2.69	2.69	2.59	2.85	2.65	2.63
Other Long-Term Liabilities	848.44	884.06	912.06	954.45	903.44	720.13
Total Liabilities	1,486	1,597	1,521	1,606	1,437	1,155
Common Stock	101.12	101.12	96.22	91.72	88.47	84.92
Retained Earnings	34.41	33.89	37.27	32.7	26.76	26.3
Comprehensive Income & Other	6.4	5.99	5.79	6.56	5.01	5.35
Shareholders' Equity	141.93	141	139.28	130.98	120.24	116.56
Total Liabilities & Equity	1,628	1,738	1,661	1,737	1,557	1,272
Total Debt	5.89	5.66	6.43	7.24	8.25	8.45
Net Cash (Debt)	280.69	321.79	366.68	448.35	363.78	289.78
Net Cash Growth	-11.13%	-12.24%	-18.22%	23.25%	25.54%	52.87%
Net Cash Per Share	2.75	3.18	3.63	4.43	3.60	2.87
Filing Date Shares Outstanding	101.12	101.12	101.12	101.12	101.12	101.11
Total Common Shares Outstanding	101.12	101.12	101.12	101.12	101.12	101.11
Book Value Per Share	1.40	1.39	1.38	1.30	1.19	1.15
Tangible Book Value	140.22	139.46	137.92	129.29	118.8	115.16
Tangible Book Value Per Share	1.39	1.38	1.36	1.28	1.17	1.14

Source: S&P Capital IQ. Banks template. Financial Sources.