Arab Islamic Bank P.L.C. (PEX:AIB)

Arab Islamic Bank P.L.C. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	292.95	326.3	327.45	373.1	455.59	372.03
Investment Securities	55.98	50.34	53.6	45.69	37.29	37.61
Total Investments	55.98	50.34	53.6	45.69	37.29	37.61
Gross Loans	1,159	1,166	1,155	1,050	1,026	954.11
Allowance for Loan Losses	-59.84	-56.38	-43.46	-20.11	-12.18	-8.39
Other Adjustments to Gross Loans	-6.4	-6.02	-2.98	-1.28	-1.18	-0.67
Net Loans	1,093	1,104	1,109	1,028	1,012	945.05
Property, Plant & Equipment	23.14	23.86	26.05	27	29.41	31.93
Other Intangible Assets	1.62	1.7	1.55	1.37	1.69	1.45
Investments in Real Estate	24.88	24.88	24.78	22.93	25.96	25.88
Accrued Interest Receivable	1.78	0.33	1.08	1.32	1.4	1.26
Other Receivables	56.42	34.28	52.55	26.16	38.21	25.07
Restricted Cash	134.69	129.36	130.72	126.92	129.33	111.56
Other Current Assets	3.95	0.74	0.96	1.15	0.91	1.35
Long-Term Deferred Tax Assets	11.64	11.64	9.57	5.01	4.25	3.65
Other Real Estate Owned & Foreclosed	0.91	0.91	0.9	1.46	-	-
Other Long-Term Assets	0.21	0.25	0.43	0.28	0.26	0.22
Total Assets	1,701	1,708	1,738	1,661	1,737	1,557
Accounts Payable	5.14	2.94	2.44	2.55	2.51	1.43
Accrued Expenses	0.85	0.73	1.04	0.86	1.07	0.89
Interest Bearing Deposits	84.34	96.9	85.75	81.18	139.78	92.2
Non-Interest Bearing Deposits	448.45	443.41	485.91	399.57	385.4	331.13
Total Deposits	532.79	540.31	571.66	480.75	525.18	423.33
Current Portion of Leases	1.15	1.18	1.66	1.21	1.06	0.88
Current Income Taxes Payable	0.03	0.25	8.29	6.95	8.09	3.21
Other Current Liabilities	103.85	105.7	108.09	97.44	93.98	84.47
Long-Term Leases	3.87	4.14	4	5.22	6.18	7.37
Long-Term Unearned Revenue	3.64	3.18	2.65	2.16	2.77	2.43
Pension & Post-Retirement Benefits	12.37	11.92	10.43	9.66	7.59	6.71
Long-Term Deferred Tax Liabilities	2.83	2.83	2.69	2.59	2.85	2.65
Other Long-Term Liabilities	889.19	892.34	884.42	912.06	954.45	903.44
Total Liabilities	1,556	1,566	1,597	1,521	1,606	1,437
Common Stock	101.12	101.12	101.12	96.22	91.72	88.47
Retained Earnings	36.77	35.02	33.89	37.27	32.7	26.76
Comprehensive Income & Other	7.27	6.76	5.99	5.79	6.56	5.01
Shareholders' Equity	145.15	142.89	141	139.28	130.98	120.24
Total Liabilities & Equity	1,701	1,708	1,738	1,661	1,737	1,557
Total Debt	5.02	5.31	5.66	6.43	7.24	8.25
Net Cash (Debt)	287.93	320.99	321.79	366.68	448.35	363.78
Net Cash Growth	10.12%	-0.25%	-12.24%	-18.22%	23.25%	25.54%
Net Cash Per Share	2.85	3.17	3.18	3.63	4.43	3.60
Filing Date Shares Outstanding	101.12	101.12	101.12	101.12	101.12	101.12
Total Common Shares Outstanding	101.12	101.12	101.12	101.12	101.12	101.12
Book Value Per Share	1.44	1.41	1.39	1.38	1.30	1.19
Tangible Book Value	143.54	141.19	139.46	137.92	129.29	118.8
Tangible Book Value Per Share	1.42	1.40	1.38	1.36	1.28	1.17

Source: S&P Global Market Intelligence. Banks template. Financial Sources.