Arab Islamic Bank P.L.C. (PEX:AIB)

Arab Islamic Bank P.L.C. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	236.04	327.45	373.1	455.59	372.03
Investment Securities	52.16	53.6	45.69	37.29	37.61
Total Investments	52.16	53.6	45.69	37.29	37.61
Gross Loans	1,104	1,155	1,050	1,026	954.11
Allowance for Loan Losses	-	-43.46	-20.11	-12.18	-8.39
Other Adjustments to Gross Loans	-	-2.98	-1.28	-1.18	-0.67
Net Loans	1,104	1,109	1,028	1,012	945.05
Property, Plant & Equipment	23.86	26.05	27	29.41	31.93
Other Intangible Assets	1.7	1.55	1.37	1.69	1.45
Investments in Real Estate	24.88	24.78	22.93	25.96	25.88
Accrued Interest Receivable	-	1.08	1.32	1.4	1.26
Other Receivables	93.13	52.55	26.16	38.21	25.07
Restricted Cash	142.98	130.72	126.92	129.33	111.56
Other Current Assets	-	0.96	1.15	0.91	1.35
Long-Term Deferred Tax Assets	11.64	9.57	5.01	4.25	3.65
Other Real Estate Owned & Foreclosed	-	0.9	1.46	-	-
Other Long-Term Assets	18.2	0.43	0.28	0.26	0.22
Total Assets	1,708	1,738	1,661	1,737	1,557
Accounts Payable	-	2.44	2.55	2.51	1.43
Accrued Expenses	-	1.04	0.86	1.07	0.89
Interest Bearing Deposits	106.16	85.75	81.18	139.78	92.2
Non-Interest Bearing Deposits	434.15	485.91	399.57	385.4	331.13
Total Deposits	540.31	571.66	480.75	525.18	423.33
Current Portion of Leases	-	1.66	1.21	1.06	0.88
Current Income Taxes Payable	0.25	8.29	6.95	8.09	3.21
Other Current Liabilities	100.29	108.45	97.44	93.98	84.47
Long-Term Leases	5.31	4	5.22	6.18	7.37
Long-Term Unearned Revenue	-	2.65	2.16	2.77	2.43
Pension & Post-Retirement Benefits	-	10.43	9.66	7.59	6.71
Long-Term Deferred Tax Liabilities	2.83	2.69	2.59	2.85	2.65
Other Long-Term Liabilities	916.52	884.06	912.06	954.45	903.44
Total Liabilities	1,566	1,597	1,521	1,606	1,437
Common Stock	101.12	101.12	96.22	91.72	88.47
Retained Earnings	35.02	33.89	37.27	32.7	26.76
Comprehensive Income & Other	6.76	5.99	5.79	6.56	5.01
Shareholders' Equity	142.89	141	139.28	130.98	120.24
Total Liabilities & Equity	1,708	1,738	1,661	1,737	1,557
Total Debt	5.31	5.66	6.43	7.24	8.25
Net Cash (Debt)	230.72	321.79	366.68	448.35	363.78
Net Cash Growth	-28.30%	-12.24%	-18.22%	23.25%	25.54%
Net Cash Per Share	2.26	3.18	3.63	4.43	3.60
Filing Date Shares Outstanding	101.12	101.12	101.12	101.12	101.12
Total Common Shares Outstanding	101.12	101.12	101.12	101.12	101.12
Book Value Per Share	1.41	1.39	1.38	1.30	1.19
Tangible Book Value	141.19	139.46	137.92	129.29	118.8
Tangible Book Value Per Share	1.40	1.38	1.36	1.28	1.17

Source: S&P Global Market Intelligence. Banks template. Financial Sources.