Arab Islamic Bank P.L.C. (PEX: AIB)

Arab Islamic Bank P.L.C. Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	-2.49	5.52	13.08	11.69	8.01	9.01
Depreciation & Amortization	4.75	4.66	4.74	4.7	4.42	4.06
Gain (Loss) on Sale of Assets	0.12	-0	-1.36	0.07	0.02	0.08
Gain (Loss) on Sale of Investments	-0.79	-0.57	1.66	1.43	-0.12	-
Total Asset Writedown	9.78	0.36	0.4	1.04	-	-
Provision for Credit Losses	24.76	24.76	7.76	4.03	3.56	1.65
Change in Other Net Operating Assets	-110.82	-156.68	-10.25	-88.19	-198.33	-79.46
Other Operating Activities	-3.34	-2.36	0.15	4.73	2.39	1.79
Operating Cash Flow	-78.02	-124.31	16.18	-60.49	-180.05	-62.87
Capital Expenditures	-3.07	-4.05	-1.75	-1.87	-5.17	-5.33
Sale of Property, Plant and Equipment	0.07	0.07	0.05	0.07	0.04	-
Investment in Securities	21.3	-6.73	-7.04	-0.65	44.73	1.99
Purchase / Sale of Intangibles	-0.99	-0.64	-0.08	-0.73	-0.5	-0.08
Other Investing Activities	0.23	0.23	0.01	-	0.37	-
Investing Cash Flow	15.72	-12.94	-6.23	-3.19	39.32	-9.17
Long-Term Debt Issued	-	-	1.71	3.3	3.19	-
Long-Term Debt Repaid	-	-3.96	-1.24	-1.2	-1.15	-1.08
Net Debt Issued (Repaid)	2.44	-3.96	0.48	2.1	2.04	-1.08
Common Dividends Paid	-	-4	-4	-2.57	-4	-2.63
Net Increase (Decrease) in Deposit Accounts	-51.5	64.17	-38.31	98.21	256.84	165.67
Financing Cash Flow	-49.06	56.2	-41.84	97.75	254.88	161.97
Net Cash Flow	-111.36	-81.05	-31.89	34.06	114.15	89.93
Free Cash Flow	-81.09	-128.36	14.43	-62.36	-185.21	-68.2
Free Cash Flow Margin	-198.63%	-250.84%	23.57%	-115.56%	-431.66%	-154.18%
Free Cash Flow Per Share	-0.80	-1.27	0.14	-0.62	-1.83	-0.67
Cash Interest Paid	0.48	-	-	-	-	-
Cash Income Tax Paid	2.43	4.53	10.74	2.81	1.97	2.15

Source: S&P Capital IQ. Banks template. Financial Sources.