Arab Islamic Bank P.L.C. (PEX:AIB)

Arab Islamic Bank P.L.C. Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	6.14	1.12	5.52	13.08	11.69	8.01
Depreciation & Amortization	4.67	4.71	4.66	4.74	4.7	4.42
Gain (Loss) on Sale of Assets	-	-0	-0	-1.36	0.07	0.02
Gain (Loss) on Sale of Investments	-2.12	-0.66	-0.57	1.66	1.43	-0.12
Total Asset Writedown	6.89	0.3	0.92	0.4	1.04	-
Provision for Credit Losses	13.54	13.54	24.2	7.76	4.03	3.56
Change in Other Net Operating Assets	-38.75	10.7	-156.68	-10.25	-88.19	-198.33
Other Operating Activities	-1.07	-8.71	-2.36	0.15	4.73	2.39
Operating Cash Flow	-10.7	21.01	-124.31	16.18	-60.49	-180.05
Capital Expenditures	-1.71	-1.55	-4.05	-1.75	-1.87	-5.17
Sale of Property, Plant and Equipment	0	0.01	0.07	0.05	0.07	0.04
Investment in Securities	52.03	4.8	-6.51	-7.04	-0.65	44.73
Purchase / Sale of Intangibles	-0.1	-0.63	-0.64	-0.08	-0.73	-0.5
Other Investing Activities	-1.08	-	-	0.01	-	0.37
Investing Cash Flow	49.14	2.63	-12.94	-6.23	-3.19	39.32
Long-Term Debt Issued	-	10.12	-	1.71	3.3	3.19
Long-Term Debt Repaid	-	-1.28	-3.96	-1.24	-1.2	-1.15
Net Debt Issued (Repaid)	-0.62	8.84	-3.96	0.48	2.1	2.04
Common Dividends Paid	-0.26	-	-4	-4	-2.57	-4
Net Increase (Decrease) in Deposit Accounts	128.58	-39.85	64.17	-38.31	98.21	256.84
Financing Cash Flow	127.7	-31.01	56.2	-41.84	97.75	254.88
Net Cash Flow	166.14	-7.37	-81.05	-31.89	34.06	114.15
Free Cash Flow	-12.42	19.46	-128.36	14.43	-62.36	-185.21
Free Cash Flow Margin	-20.17%	36.62%	-213.21%	23.57%	-115.56%	-431.66%
Free Cash Flow Per Share	-0.12	0.19	-1.27	0.14	-0.62	-1.83
Cash Income Tax Paid	1.7	7.75	4.53	10.74	2.81	1.97

Source: S&P Global Market Intelligence. Banks template. Financial Sources.