Palestine Islamic Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	50.47	53.77	60.15	57.29	54.94
Interest Income on Investments	12.99	8.14	5.65	-	0.38
Total Interest Income	63.46	61.91	65.79	57.29	55.32
Interest Paid on Deposits	9.47	7.48	7	6.52	7.64
Interest Paid on Borrowings	0.11	0.14	0.15	0.18	0.21
Total Interest Expense	9.58	7.62	7.16	6.7	7.85
Net Interest Income	53.88	54.3	58.64	50.6	47.47
Net Interest Income Growth (YoY)	-0.78%	-7.40%	15.90%	6.58%	12.12%
Gain (Loss) on Sale of Assets	-	-	-	0.01	0
Gain (Loss) on Sale of Investments	-	-	-	1.98	1.21
Gain (Loss) on Sale of Equity Investments	0.93	0.52	0.22	0.42	0.38
Other Non-Interest Income	12.58	12.5	14.01	14.2	15.19
Total Non-Interest Income	13.51	13.02	14.23	16.6	16.78
Non-Interest Income Growth (YoY)	3.78%	-8.48%	-14.33%	-1.05%	22.73%
Revenues Before Loan Losses	67.39	67.32	72.86	67.2	64.25
Provision for Loan Losses	20.55	24.42	22.67	4.35	5.92
Revenue	46.84	42.9	50.19	62.85	58.33
Revenue Growth (YoY)	9.18%	-14.53%	-20.14%	7.75%	15.87%
Salaries and Employee Benefits	20.18	19.73	18.94	18.32	18.27
Occupancy Expenses	4.6	4.58	4.55	4.38	4.34
Selling, General & Administrative	-	1.82	2.97	3.58	3.3
Other Non-Interest Expense	13.51	13.7	13.62	14.18	11.95
Total Non-Interest Expense	38.29	39.83	40.09	40.46	37.85
EBT Excluding Unusual Items	8.55	3.07	10.11	22.39	20.48
Asset Writedown	-	-2.05	-3.31	-0.8	-1.19
Legal Settlements	-	-	-	-	-0.12
Pretax Income	8.55	1.03	6.79	21.59	19.18
Income Tax Expense	3.3	0.02	1.95	6.25	5.49
Net Income	5.25	1.01	4.85	15.35	13.69
Net Income to Common	5.25	1.01	4.85	15.35	13.69
Net Income Growth	420.43%	-79.18%	-68.42%	12.14%	22.52%
Basic Shares Outstanding	105	100	100	100	100
Diluted Shares Outstanding	105	100	100	100	100
Shares Change (YoY)	5.03%	-	-	0.00%	0.00%
EPS (Basic)	0.05	0.01	0.05	0.15	0.14
EPS (Diluted)	0.05	0.01	0.05	0.15	0.14
EPS Growth	395.54%	-79.18%	-68.42%	12.13%	22.52%
Dividend Per Share	-	-	-	0.050	0.050
Effective Tax Rate	38.59%	1.92%	28.65%	28.93%	28.63%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.