Palestine Islamic Bank (PEX:ISBK)

Palestine Islamic Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	49.02	50.47	53.77	60.15	57.29	54.94
Interest Income on Investments	14.23	12.99	8.14	5.65	-	0.38
Total Interest Income	63.25	63.46	61.91	65.79	57.29	55.32
Interest Paid on Deposits	10.39	9.47	7.48	7	6.52	7.64
Interest Paid on Borrowings	0.11	0.11	0.14	0.15	0.18	0.21
Total Interest Expense	10.5	9.58	7.62	7.16	6.7	7.85
Net Interest Income	52.74	53.88	54.3	58.64	50.6	47.47
Net Interest Income Growth (YoY)	-0.05%	-0.78%	-7.40%	15.90%	6.58%	12.12%
Gain (Loss) on Sale of Assets	-	-	-	-	0.01	0
Gain (Loss) on Sale of Investments	-	-	-	-	1.98	1.21
Gain (Loss) on Sale of Equity Investments	1.14	0.93	0.52	0.22	0.42	0.38
Other Non-Interest Income	12.79	12.58	12.5	14.01	14.2	15.19
Total Non-Interest Income	13.93	13.51	13.02	14.23	16.6	16.78
Non-Interest Income Growth (YoY)	11.15%	3.78%	-8.48%	-14.33%	-1.05%	22.73%
Revenues Before Loan Losses	66.67	67.39	67.32	72.86	67.2	64.25
Provision for Loan Losses	19.77	20.55	24.42	22.67	4.35	5.92
Revenue	46.9	46.84	42.9	50.19	62.85	58.33
Revenue Growth (YoY)	14.54%	9.18%	-14.53%	-20.14%	7.75%	15.87%
Salaries and Employee Benefits	20.31	20.18	19.73	18.94	18.32	18.27
Occupancy Expenses	4.56	4.6	4.58	4.55	4.38	4.34
Selling, General & Administrative	-	-	1.82	2.97	3.58	3.3
Other Non-Interest Expense	13.67	13.51	13.7	13.62	14.18	11.95
Total Non-Interest Expense	38.54	38.29	39.83	40.09	40.46	37.85
EBT Excluding Unusual Items	8.36	8.55	3.07	10.11	22.39	20.48
Asset Writedown	-	-	-2.05	-3.31	-0.8	-1.19
Legal Settlements	-	-	-	-	-	-0.12
Pretax Income	8.36	8.55	1.03	6.79	21.59	19.18
Income Tax Expense	2.94	3.3	0.02	1.95	6.25	5.49
Net Income	5.43	5.25	1.01	4.85	15.35	13.69
Net Income to Common	5.43	5.25	1.01	4.85	15.35	13.69
Net Income Growth	1110.50%	420.43%	-79.18%	-68.42%	12.14%	22.52%
Basic Shares Outstanding	109	105	100	100	100	100
Diluted Shares Outstanding	109	105	100	100	100	100
Shares Change (YoY)	-0.33%	5.03%	-	-	0.00%	0.00%
EPS (Basic)	0.05	0.05	0.01	0.05	0.15	0.14
EPS (Diluted)	0.05	0.05	0.01	0.05	0.15	0.14
EPS Growth	1114.79%	395.54%	-79.18%	-68.42%	12.13%	22.52%
Dividend Per Share	-	-	-	-	0.050	0.050
Effective Tax Rate	35.11%	38.59%	1.92%	28.65%	28.93%	28.63%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.