Palestine Islamic Bank (PEX:ISBK)

Palestine · Delayed Price · Currency is JOD · Price in USD

1.220

+0.010 (0.83%)

At close: Sep 30, 2026

Palestine Islamic Bank Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	46.54	45.5	42.9	50.19	62.85	58.33
Revenue Growth	4.37%	6.07%	-14.53%	-20.14%	7.75%	15.87%
Net Income	3.79	4.08	1.01	4.85	15.35	13.69
Earnings Per Share	0.04	0.04	0.01	0.05	0.15	0.14
EPS Growth	-2.71%	296.87%	-79.18%	-68.42%	12.13%	22.52%

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Retail	26.5
Corporate	12.74
Others	-0.53
Treasury	17.01
Government	-0.66
Total	55.05

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	576.39	478.53	310.88	227.38	274.98	437.66
Total Debt	25.25	27.72	31.34	18.62	18.51	14.97
Net Cash (Debt)	551.13	450.8	279.54	208.76	256.47	422.69
Net Cash Growth	40.38%	61.26%	33.91%	-18.60%	-39.32%	33.44%
Net Cash Per Share	5.25	4.42	2.80	2.09	2.56	4.23

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-1.42	51.09	69.05	-39.5	12.33	10.85
Capital Expenditures	-1.41	-1.5	-3.23	-9.55	-4.42	-2.09
Free Cash Flow	-2.83	49.6	65.82	-49.05	7.91	8.76
Free Cash Flow Growth	-	-24.64%	-	-	-9.76%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	8.15%	8.97%	2.35%	9.65%	24.42%	23.46%
FCF Margin	-6.08%	108.99%	153.42%	-97.73%	12.58%	15.02%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.035	-	-	-	0.050	0.050
Dividend Per Share Growth	-	-	-	-	0%	-
Dividend Yield	4.10%	-	-	-	2.92%	3.31%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	33.77	35.04	141.72	36.11	11.61	11.80
P/FCF Ratio	-	2.89	2.17	-	22.54	18.43
PS Ratio	2.78	3.15	3.33	3.49	2.84	2.77