Palestine Islamic Bank (PEX:ISBK)

Palestine Islamic Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	5.43	5.25	1.01	4.85	15.35	13.69
Depreciation & Amortization	4.56	4.6	4.58	4.55	4.38	4.34
Gain (Loss) on Sale of Assets	-0.28	-0.28	-0.41	-0.43	-0.02	-0
Gain (Loss) on Sale of Investments	-0.86	-0.93	-0.13	0.19	0.03	-0.8
Total Asset Writedown	19.77	20.55	2.05	3.31	0.8	1.19
Provision for Credit Losses	-	-	20.34	22.51	3.8	5.84
Change in Other Net Operating Assets	0.19	24	54.88	-72.58	-13.68	-16.17
Other Operating Activities	-0.37	-1.17	-12.74	-1.67	2.1	3.15
Operating Cash Flow	27.3	51.09	69.05	-39.5	12.33	10.85
Operating Cash Flow Growth	35.02%	-26.00%	-	-	13.61%	-
Capital Expenditures	-1.5	-1.5	-3.23	-9.55	-4.42	-2.09
Sale of Property, Plant and Equipment	0.08	0.08	0.01	-	-	-
Investment in Securities	-17.74	-20.03	-15.88	-24.26	-9.52	-19.54
Income (Loss) Equity Investments	-1.14	-0.93	-0.52	-0.22	-0.42	-0.38
Other Investing Activities	0.38	0.38	0.84	0.92	0.92	0.8
Investing Cash Flow	-18.69	-20.74	-17.19	-34.11	-12.14	-19.65
Long-Term Debt Issued	-	6	-	-	-	-
Long-Term Debt Repaid	-	-1.27	-1.22	-1.33	-1.04	-1.31
Net Debt Issued (Repaid)	4.72	4.73	-1.22	-1.33	-1.04	-1.31
Common Dividends Paid	-0.05	-0.05	-0.2	-4.81	-4.85	-
Net Increase (Decrease) in Deposit Accounts	71.13	51.43	-7.37	82.05	-68.57	107.27
Financing Cash Flow	90.06	56.11	-8.78	75.9	-74.45	105.97
Net Cash Flow	98.67	86.46	43.08	2.29	-74.26	97.17
Free Cash Flow	25.8	49.6	65.82	-49.05	7.91	8.76
Free Cash Flow Growth	47.52%	-24.64%	-	-	-9.76%	-
Free Cash Flow Margin	55.01%	105.89%	153.42%	-97.73%	12.58%	15.02%
Free Cash Flow Per Share	0.24	0.47	0.66	-0.49	0.08	0.09
Cash Income Tax Paid	-	-	13.49	4.34	5.96	3.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.