Palestine Islamic Bank (PEX:ISBK)

Palestine Islamic Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	3.49	1.01	4.85	15.35	13.69	11.17
Depreciation & Amortization	4.64	4.58	4.55	4.38	4.34	4.16
Other Amortization	-	-	-	-	-	0.32
Gain (Loss) on Sale of Assets	-0.26	-0.41	-0.43	-0.02	-0	0.26
Gain (Loss) on Sale of Investments	-0.73	-0.13	0.19	0.03	-0.8	0.15
Total Asset Writedown	7.09	2.05	3.31	0.8	1.19	0.02
Provision for Credit Losses	20.34	20.34	22.51	3.8	5.84	5.58
Change in Other Net Operating Assets	1.21	54.88	-72.58	-13.68	-16.17	-152.85
Other Operating Activities	-5.26	-12.74	-1.67	2.1	3.15	-0.77
Operating Cash Flow	29.28	69.05	-39.5	12.33	10.85	-132.11
Operating Cash Flow Growth	58.62%	-	-	13.61%	-	-
Capital Expenditures	-1.74	-3.23	-9.55	-4.42	-2.09	-1.5
Sale of Property, Plant and Equipment	0.02	0.01	-	-	-	0.11
Investment in Securities	-10.21	-15.88	-24.26	-9.52	-19.54	5.65
Income (Loss) Equity Investments	-1.24	-0.52	-0.22	-0.42	-0.38	-0.15
Other Investing Activities	0.84	0.84	0.92	0.92	0.8	-
Investing Cash Flow	-10.62	-17.19	-34.11	-12.14	-19.65	4.45
Long-Term Debt Repaid	-	-1.22	-1.33	-1.04	-1.31	-1.42
Net Debt Issued (Repaid)	-1.2	-1.22	-1.33	-1.04	-1.31	-1.42
Issuance of Common Stock	6	-	-	-	-	-
Common Dividends Paid	-0.09	-0.2	-4.81	-4.85	-	-
Net Increase (Decrease) in Deposit Accounts	35.09	-7.37	82.05	-68.57	107.27	119.03
Financing Cash Flow	39.8	-8.78	75.9	-74.45	105.97	117.61
Net Cash Flow	58.47	43.08	2.29	-74.26	97.17	-10.04
Free Cash Flow	27.54	65.82	-49.05	7.91	8.76	-133.6
Free Cash Flow Growth	160.80%	-	-	-9.76%	-	-
Free Cash Flow Margin	63.53%	153.42%	-97.73%	12.58%	15.02%	-265.39%
Free Cash Flow Per Share	0.30	0.66	-0.49	0.08	0.09	-1.34
Cash Income Tax Paid	13.49	13.49	4.34	5.96	3.77	4.88

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.