National Insurance Company (Palestine) (PEX: NIC)

PEX: NIC Statistics

Total Valuation

National Insurance Company (Palestine) has a market cap or net worth of JOD 38.10 million. The enterprise value is 35.18 million.

Market Cap	38.10M
Enterprise Value	35.18M

Important Dates

The next estimated earnings date is Tuesday, March 18, 2025.

Earnings Date	Mar 18, 2025
Ex-Dividend Date	Apr 21, 2024

Share Statistics

National Insurance Company (Palestine) has 18.50 million shares outstanding. The number of shares has decreased by -0.21% in one year.

Current Share Class	n/a
Shares Outstanding	18.50M
Shares Change (YoY)	-0.21%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	48.89%
Owned by Institutions (%)	n/a
Float	9.46M

Valuation Ratios

The trailing PE ratio is 36.65.

PE Ratio	36.65
Forward PE	n/a
PS Ratio	0.97
PB Ratio	1.37
P/TBV Ratio	1.38
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.64, with an EV/FCF ratio of -125.09.

EV / Earnings	34.07
EV / Sales	0.90
EV / EBITDA	7.64
EV / EBIT	8.59
EV / FCF	-125.09

Financial Position

The company has a current ratio of 4.65, with a Debt / Equity ratio of 0.02.

Current Ratio	4.65
Quick Ratio	1.03
Debt / Equity	0.02
Debt / EBITDA	0.11
Debt / FCF	-1.86
Interest Coverage	1.68

Financial Efficiency

Return on equity (ROE) is 3.70% and return on invested capital (ROIC) is 8.66%.

Return on Equity (ROE)	3.70%
Return on Assets (ROA)	3.53%
Return on Capital (ROIC)	8.66%
Revenue Per Employee	176,237
Profits Per Employee	4,651
Employee Count	230
Asset Turnover	0.54
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -7.17% in the last 52 weeks. The beta is -0.19, so National Insurance Company (Palestine)'s price volatility has been lower than the market average.

Beta (5Y)	-0.19
52-Week Price Change	-7.17%
50-Day Moving Average	2.99
200-Day Moving Average	3.32
Relative Strength Index (RSI)	35.11
Average Volume (20 Days)	3,680

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, National Insurance Company (Palestine) had revenue of JOD 39.12 million and earned 1.03 million in profits. Earnings per share was 0.06.

Revenue	39.12M
Gross Profit	5.32M
Operating Income	4.08M
Pretax Income	1.86M
Net Income	1.03M
EBITDA	4.39M
EBIT	4.08M
Earnings Per Share (EPS)	0.06

Balance Sheet

The company has 7.13 million in cash and 523,539 in debt, giving a net cash position of 2.91 million or 0.16 per share.

Cash & Cash Equivalents	7.13M
Total Debt	523,539
Net Cash	2.91M
Net Cash Per Share	0.16
Equity (Book Value)	27.75M
Book Value Per Share	1.50
Working Capital	27.49M

Cash Flow

In the last 12 months, operating cash flow was -85,697 and capital expenditures -195,521, giving a free cash flow of -281,218.

Operating Cash Flow	-85,697
Capital Expenditures	-195,521
Free Cash Flow	-281,218
FCF Per Share	-0.02

Margins

Gross margin is 13.60%, with operating and profit margins of 10.43% and 2.64%.

Gross Margin	13.60%
Operating Margin	10.43%
Pretax Margin	4.74%
Profit Margin	2.64%
EBITDA Margin	11.22%
EBIT Margin	10.43%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.03, which amounts to a dividend yield of 1.61%.

Dividend Per Share	0.03
Dividend Yield	1.61%
Dividend Growth (YoY)	-60.05%
Years of Dividend Growth	n/a
Payout Ratio	59.70%
Buyback Yield	0.21%
Shareholder Yield	1.82%
Earnings Yield	2.71%
FCF Yield	-0.74%

Stock Splits

The last stock split was on April 22, 2024. It was a forward split with a ratio of 1.07246.

Last Split Date	Apr 22, 2024
Split Type	Forward
Split Ratio	1.07246

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a