Komercní banka, a.s. (PRA:KOMB)

Komercní banka, a.s. Income Statement

Financials in millions CZK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	115,337	119,128	93,146	35,558	36,485
Interest Income on Investments	-	56	-	2	2	6
Total Interest Income	-	115,393	119,128	93,148	35,560	36,491
Interest Paid on Deposits	-	90,059	93,533	64,514	13,763	15,125
Net Interest Income	25,721	25,334	25,595	28,634	21,797	21,366
Net Interest Income Growth (YoY)	2.67%	-1.02%	-10.61%	31.37%	2.02%	-9.45%
Gain (Loss) on Sale of Assets	-2,292	-	-6	150	42	15
Gain (Loss) on Sale of Investments	1	1	298	-5	-9	-
Other Non-Interest Income	11,831	11,451	10,306	10,003	9,558	8,298
Total Non-Interest Income	9,540	11,452	10,598	10,148	9,591	8,313
Non-Interest Income Growth (YoY)	-27.64%	8.06%	4.43%	5.81%	15.37%	-7.50%
Revenues Before Loan Losses	35,261	36,786	36,193	38,782	31,388	29,679
Provision for Loan Losses	-1,314	993	14	1,181	731	4,578
Revenue	36,575	35,793	36,179	37,601	30,657	25,101
Revenue Growth (YoY)	0.95%	-1.07%	-3.78%	22.65%	22.13%	-24.29%
Salaries and Employee Benefits	8,377	8,661	8,267	7,725	7,528	7,506
Occupancy Expenses	4,047	3,817	3,393	3,023	2,833	2,706
Selling, General & Administrative	5,106	5,245	5,661	5,307	4,808	4,678
Other Non-Interest Expense	-2,568	-2,186	94	-33	3	70
Total Non-Interest Expense	14,629	15,280	17,085	15,806	14,951	14,712
EBT Excluding Unusual Items	21,946	20,513	19,094	21,795	15,706	10,389
Asset Writedown	16	16	13	1	274	-24
Pretax Income	21,960	20,527	19,107	21,837	16,020	10,284
Income Tax Expense	3,521	3,120	3,288	3,998	3,028	1,985
Earnings From Continuing Operations	18,439	17,407	15,819	17,839	12,992	8,299
Minority Interest in Earnings	-151	-164	-207	-217	-265	-143
Net Income	18,288	17,243	15,612	17,622	12,727	8,156
Net Income to Common	18,288	17,243	15,612	17,622	12,727	8,156
Net Income Growth	15.76%	10.45%	-11.41%	38.46%	56.05%	-45.27%
Basic Shares Outstanding	-	189	189	189	189	189
Diluted Shares Outstanding	-	189	189	189	189	189
EPS (Basic)	-	91.30	82.67	93.31	67.39	43.19
EPS (Diluted)	-	91.30	82.67	93.31	67.39	43.19
EPS Growth	-	10.44%	-11.41%	38.46%	56.05%	-45.27%
Dividend Per Share	91.300	91.300	82.660	60.420	43.800	23.860
Dividend Growth	10.45%	10.45%	36.81%	37.95%	83.57%	-
Effective Tax Rate	16.03%	15.20%	17.21%	18.31%	18.90%	19.30%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.