Komercní banka, a.s. Balance Sheet

Financials in millions CZK. Fiscal year is January - December.

Millions CZK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	87,882	72,727	62,080	9,594	10,064	9,763
Investment Securities	238,730	495,299	486,322	533,012	348,052	347,042
Trading Asset Securities	-	43,374	37,136	44,902	76,023	48,462
Total Investments	238,730	538,673	523,458	577,914	424,075	395,504
Gross Loans	906,079	947,589	907,590	889,521	845,736	793,193
Allowance for Loan Losses	-	-10,819	-12,275	-12,110	-13,945	-13,305
Other Adjustments to Gross Loans	-	-2,101	-2,148	-1,556	-1,121	-929
Net Loans	906,079	934,669	893,167	875,855	830,670	778,959
Property, Plant & Equipment	-	8,193	7,972	8,034	8,762	8,983
Goodwill	-	3,752	3,752	3,752	3,752	3,752
Other Intangible Assets	-	10,899	10,796	10,192	9,030	7,878
Accrued Interest Receivable	-	2,163	2,201	2,389	1,792	1,383
Other Receivables	470,299	270	449	682	89	22
Restricted Cash	-	20,083	11,457	3,819	5,137	20,493
Other Current Assets	-	1,765	11,955	13,342	1,583	8,425
Long-Term Deferred Tax Assets	-	223	253	223	202	91
Other Long-Term Assets	38,947	6,162	8,460	10,506	10,148	9,100
Total Assets	1,741,937	1,599,579	1,536,000	1,516,302	1,305,304	1,244,353
Accrued Expenses	-	284	337	266	242	227
Interest Bearing Deposits	1,313,157	1,220,955	1,174,525	1,127,227	950,693	956,929
Total Deposits	1,313,157	1,220,955	1,174,525	1,127,227	950,693	956,929
Short-Term Borrowings	-	14,077	19,798	30,613	59,406	37,063
Current Portion of Long-Term Debt	-	99,827	81,042	88,890	63,697	59,749
Current Portion of Leases	-	407	449	399	1,566	1,658
Current Income Taxes Payable	-	312	189	225	1,529	395
Other Current Liabilities	-	23,721	27,576	28,578	14,803	10,189
Long-Term Debt	238,073	97,162	88,877	93,795	72,329	39,680
Long-Term Leases	-	2,467	2,217	2,022	746	858
Long-Term Unearned Revenue	-	24	21	24	24	19
Pension & Post-Retirement Benefits	-	82	81	73	64	68
Long-Term Deferred Tax Liabilities	-	312	154	246	327	306
Other Long-Term Liabilities	57,995	10,664	10,240	15,124	14,449	9,561
Total Liabilities	1,609,225	1,470,657	1,405,963	1,388,018	1,180,628	1,117,571
Common Stock	131,012	19,005	19,005	19,005	19,005	19,005
Retained Earnings	-	108,300	107,685	106,045	101,785	102,148
Treasury Stock	-	-577	-577	-577	-577	-577
Comprehensive Income & Other	-	501	545	585	1,231	2,933
Total Common Equity	131,012	127,229	126,658	125,058	121,444	123,509
Minority Interest	1,700	1,693	3,379	3,226	3,232	3,273
Shareholders' Equity	132,712	128,922	130,037	128,284	124,676	126,782
Total Liabilities & Equity	1,741,937	1,599,579	1,536,000	1,516,302	1,305,304	1,244,353
Total Debt	238,073	213,940	192,383	215,719	197,744	139,008
Net Cash (Debt)	-150,191	207,362	199,740	205,141	69,731	120,349
Net Cash Growth	-	3.82%	-2.63%	194.19%	-42.06%	-13.58%
Net Cash Per Share	-795.27	1097.99	1057.63	1086.23	369.23	637.25
Filing Date Shares Outstanding	188.86	188.86	188.86	188.86	188.86	188.86
Total Common Shares Outstanding	188.86	188.86	188.86	188.86	188.86	188.86
Book Value Per Share	693.71	673.68	670.66	662.19	643.05	653.99
Tangible Book Value	131,012	112,578	112,110	111,114	108,662	111,879
Tangible Book Value Per Share	693.71	596.11	593.63	588.35	575.37	592.40

Source: S&P Global Market Intelligence. Banks template. Financial Sources.