Komercní banka, a.s. (PRA:KOMB)
Czech Republic flag Czech Republic · Delayed Price · Currency is CZK
993.50
-10.50 (-1.05%)
Oct 30, 2026, 4:15 PM CET

Komercní banka, a.s. Financials Overview

Millions CZK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
37,66338,38035,79336,17937,60130,657
Revenue Growth
2.97%7.23%-1.07%-3.78%22.65%22.13%
Net Income
17,67318,05617,24315,61217,62212,727
Earnings Per Share
93.5895.6191.3082.6793.3167.39
EPS Growth
-4.72%10.44%-11.41%38.46%56.05%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
21,01519,75419,15521,87618,539
Corporate Banking
13,19613,75113,59714,30410,360
Investment Banking
6746439391,2301,560
Other
1,9722,6382,5081,222887
Total
36,85736,78636,19938,63231,346

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
149,599421,302392,123420,860267,475259,357
Total Debt
75,259213,940192,383215,719197,744139,008
Net Cash (Debt)
74,340207,362199,740205,14169,731120,349
Net Cash Growth
-3.82%-2.63%194.19%-42.06%-13.58%
Net Cash Per Share
393.631097.991057.631086.23369.23637.25

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--21,75837,882-187,476-22,850-50,954
Capital Expenditures
--2,676-2,862-4,130-3,777-3,085
Free Cash Flow
--24,43435,020-191,606-26,627-54,039
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
46.92%47.04%48.17%43.15%46.87%41.51%
FCF Margin
--63.66%97.84%-529.61%-70.81%-176.27%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
95.60095.60091.30082.66060.42043.800
Dividend Per Share Growth
4.71%4.71%10.45%36.81%37.95%83.57%
Dividend Yield
9.62%8.23%10.76%11.41%9.22%4.68%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.6212.159.298.767.0213.87
Forward PE
10.6512.6110.229.557.8813.60
P/FCF Ratio
--4.58---
PS Ratio
4.985.724.483.783.295.76