Komercní banka, a.s. (PRA:KOMB)
Czech Republic flag Czech Republic · Delayed Price · Currency is CZK
1,050.00
+5.00 (0.48%)
Aug 10, 2026, 12:45 PM CET

Komercní banka, a.s. Financials Overview

Millions CZK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
9,91945,29443,08436,18537,45130,615
Revenue Growth
-64.54%5.13%19.07%-3.38%22.33%22.04%
Net Income
17,76618,05617,24315,61217,62212,727
Earnings Per Share
94.0795.6191.3082.6793.3167.39
EPS Growth
-9.85%4.72%10.44%-11.40%38.46%56.03%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
21,01519,75419,15521,87618,539
Corporate Banking
13,19613,75113,59714,30410,360
Investment Banking
6746439391,2301,560
Other
1,9722,6382,5081,222887
Total
36,85736,78636,19938,63231,346

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
95,15491,66272,95612,83514,19029,947
Total Debt
74,20863,23465,71564,56038,6942,490
Net Cash (Debt)
-74,208-63,234-65,715-64,560-38,694-2,490
Net Cash Growth
------
Net Cash Per Share
-392.93-334.83-347.96-341.85-204.89-13.18

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
25,60625,60682,126-10,312-28,7492,023
Capital Expenditures
-2,676-2,676-2,862-4,130-3,777-3,085
Free Cash Flow
22,93022,93079,264-14,442-32,526-1,062
Free Cash Flow Growth
-71.07%-71.07%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
215.20%47.87%47.64%52.80%58.31%52.33%
Profit Margin
179.91%40.12%40.40%43.72%47.63%42.44%
FCF Margin
0.00%50.62%183.97%-39.91%-86.85%-3.47%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
95.60095.60091.30082.66060.42043.800
Dividend Per Share Growth
4.71%4.71%10.45%36.81%37.95%83.57%
Dividend Yield
9.15%7.87%9.76%8.25%15.33%2.54%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.1112.159.298.767.0213.87
Forward PE
11.1812.6110.229.557.8813.60
P/FCF Ratio
8.619.572.02---
PS Ratio
5.224.853.723.783.305.77