Komercní banka, a.s. (PRA:KOMB)
Czech Republic flag Czech Republic · Delayed Price · Currency is CZK
1,067.00
+4.00 (0.38%)
Aug 28, 2026, 4:15 PM CET

Komercní banka, a.s. Financials Overview

Millions CZK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
37,81838,38035,79336,17937,60130,657
Revenue Growth
-0.56%7.23%-1.07%-3.78%22.65%22.13%
Net Income
17,76618,05617,24315,61217,62212,727
Earnings Per Share
-95.6191.3082.6793.3167.39
EPS Growth
-4.72%10.44%-11.41%38.46%56.05%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
21,01519,75419,15521,87618,539
Corporate Banking
13,19613,75113,59714,30410,360
Investment Banking
6746439391,2301,560
Other
1,9722,6382,5081,222887
Total
36,85736,78636,19938,63231,346

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
150,763421,302392,123420,860267,475259,357
Total Debt
72,668213,940192,383215,719197,744139,008
Net Cash (Debt)
78,095207,362199,740205,14169,731120,349
Net Cash Growth
-3.82%-2.63%194.19%-42.06%-13.58%
Net Cash Per Share
-1097.991057.631086.23369.23637.25

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--21,75837,882-187,476-22,850-50,954
Capital Expenditures
--2,676-2,862-4,130-3,777-3,085
Free Cash Flow
--24,43435,020-191,606-26,627-54,039
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
46.98%47.04%48.17%43.15%46.87%41.51%
FCF Margin
--63.66%97.84%-529.61%-70.81%-176.27%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
95.60095.60091.30082.66060.42043.800
Dividend Per Share Growth
4.71%4.71%10.45%36.81%37.95%83.57%
Dividend Yield
9.08%9.01%12.89%15.09%13.27%7.69%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.3412.159.298.767.0213.87
Forward PE
11.4312.6110.229.557.8813.60
P/FCF Ratio
8.79-4.58---
PS Ratio
5.335.724.483.783.295.76