MONETA Money Bank, a.s. Income Statement

Financials in millions CZK. Fiscal year is January - December.

Millions CZK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	19,681	20,592	20,490	15,591	9,649
Interest Income on Investments	1	1,685	1,294	4	3
Total Interest Income	19,682	22,277	21,784	15,595	9,652
Interest Paid on Deposits	9,974	13,151	13,351	6,280	1,040
Net Interest Income	9,708	9,126	8,433	9,315	8,612
Net Interest Income Growth (YoY)	6.38%	8.22%	-9.47%	8.16%	3.96%
Other Non-Interest Income	4,216	3,855	3,392	2,801	2,556
Total Non-Interest Income	4,216	3,855	3,392	2,801	2,556
Non-Interest Income Growth (YoY)	9.36%	13.65%	21.10%	9.59%	-4.77%
Revenues Before Loan Losses	13,924	12,981	11,825	12,116	11,168
Provision for Loan Losses	444	352	268	90	695
Revenue	13,480	12,629	11,557	12,026	10,473
Revenue Growth (YoY)	6.74%	9.28%	-3.90%	14.83%	41.41%
Salaries and Employee Benefits	2,768	2,578	2,451	2,502	2,562
Occupancy Expenses	1,162	1,181	1,189	1,249	1,196
Federal Deposit Insurance	195	204	287	229	210
Selling, General & Administrative	1,644	1,508	1,578	1,523	1,518
Other Non-Interest Expense	70	60	46	52	26
Total Non-Interest Expense	5,839	5,531	5,551	5,555	5,512
EBT Excluding Unusual Items	7,641	7,098	6,006	6,471	4,961
Asset Writedown	-	-3	-4	-13	-26
Pretax Income	7,641	7,091	6,025	6,432	4,935
Income Tax Expense	1,140	700	645	1,245	951
Net Income	6,501	6,391	5,380	5,187	3,984
Net Income to Common	6,501	6,391	5,380	5,187	3,984
Net Income Growth	1.72%	18.79%	3.72%	30.20%	53.17%
Basic Shares Outstanding	512	511	511	511	511
Diluted Shares Outstanding	512	511	511	511	511
Shares Change (YoY)	0.17%	-	-	-	-
EPS (Basic)	12.70	12.51	10.53	10.15	7.80
EPS (Diluted)	12.70	12.51	10.53	10.15	7.80
EPS Growth	1.54%	18.79%	3.73%	30.19%	53.17%
Dividend Per Share	11.500	10.000	9.000	8.000	7.000
Dividend Growth	15.00%	11.11%	12.50%	14.29%	133.33%
Effective Tax Rate	14.92%	9.87%	10.71%	19.36%	19.27%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.