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MONETA Money Bank, a.s. (PRA:MONET)
Czech Republic flag Czech Republic · Delayed Price · Currency is CZK
199.40
+1.20 (0.61%)
Aug 28, 2026, 4:20 PM CET

MONETA Money Bank, a.s. Financials Overview

Millions CZK. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
13,77513,48012,52511,55712,02610,473
Revenue Growth
5.46%7.63%8.38%-3.90%14.83%41.41%
Net Income
6,7536,5015,8085,3805,1873,984
Earnings Per Share
13.2112.7211.3710.5310.157.80
EPS Growth
8.94%11.91%7.95%3.73%30.19%53.17%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial
4,9384,9464,7623,8153,7003,433
Retail
8,8308,4827,7207,9028,2426,346
Treasury/Other
7524312584694
Total
13,77513,48012,52511,84212,02610,473

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
77,20367,28185,27574,02045,04521,423
Total Debt
29,50227,63828,00822,30914,36415,284
Net Cash (Debt)
47,70139,64357,26751,71130,6816,139
Net Cash Growth
-20.96%-30.78%10.74%68.54%399.77%-57.48%
Net Cash Per Share
93.3577.58112.07101.2060.0412.01

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-11,317-6,207-5,52210,666-12,133-12,262
Capital Expenditures
-982-1,034-927-794-1,028-1,358
Free Cash Flow
-12,299-7,241-6,4499,872-13,161-13,620
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
49.02%48.23%46.37%46.55%43.13%38.04%
FCF Margin
-89.28%-53.72%-51.49%85.42%-109.44%-130.05%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
15.50011.50010.0009.0008.0007.000
Dividend Per Share Growth
19.23%15.00%11.11%12.50%14.29%133.33%
Dividend Yield
7.84%6.31%9.40%12.56%15.16%11.62%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.0915.2010.898.897.4912.03
Forward PE
14.5514.7111.829.758.9312.20
P/FCF Ratio
---4.85--
PS Ratio
7.407.335.054.143.234.57