MONETA Money Bank, a.s. (PRA:MONET)

MONETA Money Bank, a.s. Income Statement

Financials in millions CZK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	19,788	19,681	22,207	20,490	15,591	9,649
Interest Income on Investments	1	1	-	1,294	4	3
Total Interest Income	19,789	19,682	22,207	21,784	15,595	9,652
Interest Paid on Deposits	9,900	9,974	13,288	13,351	6,280	1,040
Net Interest Income	9,889	9,708	8,919	8,433	9,315	8,612
Net Interest Income Growth (YoY)	7.71%	8.85%	5.76%	-9.47%	8.16%	3.96%
Other Non-Interest Income	4,196	4,216	3,992	3,392	2,801	2,556
Total Non-Interest Income	4,196	4,216	3,992	3,392	2,801	2,556
Non-Interest Income Growth (YoY)	5.14%	5.61%	17.69%	21.10%	9.59%	-4.77%
Revenues Before Loan Losses	14,085	13,924	12,911	11,825	12,116	11,168
Provision for Loan Losses	453	444	386	268	90	695
Revenue	13,632	13,480	12,525	11,557	12,026	10,473
Revenue Growth (YoY)	6.75%	7.63%	8.38%	-3.90%	14.83%	41.41%
Salaries and Employee Benefits	2,808	2,756	2,660	2,451	2,502	2,562
Occupancy Expenses	1,135	1,162	1,225	1,189	1,249	1,196
Federal Deposit Insurance	209	195	216	287	229	210
Selling, General & Administrative	1,629	1,644	1,552	1,578	1,523	1,518
Other Non-Interest Expense	54	63	62	46	52	26
Total Non-Interest Expense	5,835	5,820	5,715	5,551	5,555	5,512
EBT Excluding Unusual Items	7,797	7,660	6,810	6,006	6,471	4,961
Asset Writedown	-7	-7	-3	-4	-13	-26
Pretax Income	7,778	7,641	6,803	6,025	6,432	4,935
Income Tax Expense	1,160	1,140	995	645	1,245	951
Net Income	6,618	6,501	5,808	5,380	5,187	3,984
Net Income to Common	6,618	6,501	5,808	5,380	5,187	3,984
Net Income Growth	10.52%	11.93%	7.95%	3.72%	30.20%	53.17%
Basic Shares Outstanding	511	511	511	511	511	511
Diluted Shares Outstanding	511	511	511	511	511	511
EPS (Basic)	12.95	12.72	11.37	10.53	10.15	7.80
EPS (Diluted)	12.95	12.72	11.37	10.53	10.15	7.80
EPS Growth	10.50%	11.91%	7.95%	3.73%	30.19%	53.17%
Dividend Per Share	11.500	11.500	10.000	9.000	8.000	7.000
Dividend Growth	15.00%	15.00%	11.11%	12.50%	14.29%	133.33%
Effective Tax Rate	14.91%	14.92%	14.63%	10.71%	19.36%	19.27%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.