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MONETA Money Bank, a.s. (PRA:MONET)
Czech Republic flag Czech Republic · Delayed Price · Currency is CZK
193.80
-2.40 (-1.22%)
Oct 30, 2026, 4:20 PM CET

MONETA Money Bank, a.s. Financials Overview

Millions CZK. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
14,17713,48012,52511,55712,02610,473
Revenue Growth
5.86%7.63%8.38%-3.90%14.83%41.41%
Net Income
7,1236,5015,8085,3805,1873,984
Earnings Per Share
13.9412.7211.3710.5310.157.80
EPS Growth
10.04%11.91%7.95%3.73%30.19%53.17%

Revenue by Segment
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial
5,1384,9464,7623,8153,7003,433
Retail
9,0338,4827,7207,9028,2426,346
Treasury/Other
6524312584694
Total
14,17713,48012,52511,84212,02610,473

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
70,79567,28185,27574,02045,04521,423
Total Debt
26,50627,63828,00822,30914,36415,284
Net Cash (Debt)
44,28939,64357,26751,71130,6816,139
Net Cash Growth
-13.64%-30.78%10.74%68.54%399.77%-57.48%
Net Cash Per Share
86.6777.58112.07101.2060.0412.01

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-11,693-6,207-5,52210,666-12,133-12,262
Capital Expenditures
-1,030-1,034-927-794-1,028-1,358
Free Cash Flow
-12,723-7,241-6,4499,872-13,161-13,620
Free Cash Flow Growth
------

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
50.24%48.23%46.37%46.55%43.13%38.04%
FCF Margin
-89.74%-53.72%-51.49%85.42%-109.44%-130.05%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
15.50011.50010.0009.0008.0007.000
Dividend Per Share Growth
19.23%15.00%11.11%12.50%14.29%133.33%
Dividend Yield
8.00%5.95%8.08%9.62%10.53%7.47%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.9115.2010.898.897.4912.03
Forward PE
13.6314.7111.829.758.9312.20
P/FCF Ratio
---4.85--
PS Ratio
6.997.335.054.143.234.57