MONETA Money Bank, a.s. (PRA:MONET)

MONETA Money Bank, a.s. Balance Sheet

Financials in millions CZK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	25,724	5,502	6,731	3,858	5,108	5,358
Investment Securities	169,708	179,303	191,969	171,041	94,136	63,349
Trading Asset Securities	3,706	2,558	3,176	3,422	3,684	1,856
Total Investments	173,414	181,861	195,145	174,463	97,820	65,205
Gross Loans	320,562	294,810	279,435	267,746	273,860	261,348
Allowance for Loan Losses	-3,563	-3,652	-4,052	-4,682	-5,108	-5,728
Net Loans	316,999	291,158	275,383	263,064	268,752	255,620
Property, Plant & Equipment	2,968	2,383	2,260	2,400	2,318	2,631
Other Intangible Assets	3,648	3,498	3,365	3,332	3,379	3,184
Other Receivables	29	947	838	665	617	460
Restricted Cash	-	18,613	10,645	9,903	8,991	7,238
Other Current Assets	-	587	615	499	525	526
Other Long-Term Assets	1,310	-	-	-	-	-
Total Assets	524,092	504,549	494,982	458,184	387,510	340,222

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	293	206	267	306	265
Accrued Expenses	-	1,349	1,386	1,234	1,104	995
Interest Bearing Deposits	341,825	441,012	430,119	399,308	333,566	288,238
Non-Interest Bearing Deposits	111,857	710	765	787	1,019	944
Total Deposits	453,682	441,722	430,884	400,095	334,585	289,182
Short-Term Borrowings	4,557	3,978	4,869	7,665	1,154	4,899
Current Portion of Long-Term Debt	-	258	6,344	152	2,098	643
Current Portion of Leases	-	340	339	322	305	301
Current Income Taxes Payable	302	242	47	54	482	26
Other Current Liabilities	-	959	1,525	1,184	4,639	2,651
Long-Term Debt	21,949	21,947	15,406	12,991	9,797	8,203
Long-Term Leases	-	1,115	1,050	1,179	1,010	1,238
Long-Term Unearned Revenue	-	44	40	33	38	58
Long-Term Deferred Tax Liabilities	412	435	469	462	496	384
Other Long-Term Liabilities	8,731	641	538	343	405	1,896
Total Liabilities	489,633	473,323	463,103	425,981	356,419	310,741

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	10,220	10,220	10,220	10,220	10,220	10,220
Retained Earnings	20,615	21,005	21,658	21,982	20,870	19,260
Comprehensive Income & Other	3,624	1	1	1	1	1
Shareholders' Equity	34,459	31,226	31,879	32,203	31,091	29,481
Total Liabilities & Equity	524,092	504,549	494,982	458,184	387,510	340,222

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	26,506	27,638	28,008	22,309	14,364	15,284
Net Cash (Debt)	44,289	39,643	57,267	51,711	30,681	6,139
Net Cash Growth	-13.64%	-30.78%	10.74%	68.54%	399.77%	-57.48%
Net Cash Per Share	86.67	77.58	112.07	101.20	60.04	12.01
Filing Date Shares Outstanding	511	511	511	511	511	511
Total Common Shares Outstanding	511	511	511	511	511	511
Book Value Per Share	67.43	61.11	62.39	63.02	60.84	57.69
Tangible Book Value	30,811	27,728	28,514	28,871	27,712	26,297
Tangible Book Value Per Share	60.30	54.26	55.80	56.50	54.23	51.46

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 29, 2026

Data Sources Report a data error