MONETA Money Bank, a.s. (PRA:MONET)

MONETA Money Bank, a.s. Balance Sheet

Financials in millions CZK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	13,541	3,858	5,108	5,358	5,467
Investment Securities	116,667	171,041	94,136	63,349	57,426
Trading Asset Securities	3,110	3,422	3,684	1,856	1,295
Total Investments	119,777	174,463	97,820	65,205	58,721
Gross Loans	-	267,746	273,860	261,348	232,081
Allowance for Loan Losses	-	-4,682	-5,108	-5,728	-5,970
Net Loans	-	263,064	268,752	255,620	226,111
Property, Plant & Equipment	2,260	2,400	2,318	2,631	2,696
Other Intangible Assets	3,365	3,332	3,379	3,184	2,957
Loans Held for Sale	354,589	-	-	-	-
Other Receivables	70	665	617	460	930
Restricted Cash	-	9,903	8,991	7,238	3,634
Other Current Assets	-	499	525	526	394
Long-Term Deferred Tax Assets	-	-	-	-	48
Other Long-Term Assets	1,380	-	-	-	-
Total Assets	494,982	458,184	387,510	340,222	300,958
Accounts Payable	-	267	306	265	300
Accrued Expenses	-	1,234	1,104	995	948
Interest Bearing Deposits	430,021	399,308	333,566	288,238	256,997
Non-Interest Bearing Deposits	-	787	1,019	944	499
Total Deposits	430,021	400,095	334,585	289,182	257,496
Short-Term Borrowings	4,869	7,665	1,154	4,899	3,455
Current Portion of Long-Term Debt	-	152	2,098	643	414
Current Portion of Leases	-	322	305	301	327
Current Income Taxes Payable	47	54	482	26	53
Other Current Liabilities	-	1,184	4,639	2,651	181
Long-Term Debt	23,018	12,991	9,797	8,203	8,479
Long-Term Leases	-	1,179	1,010	1,238	1,202
Long-Term Unearned Revenue	-	33	38	58	63
Long-Term Deferred Tax Liabilities	469	462	496	384	199
Other Long-Term Liabilities	4,679	343	405	1,896	791
Total Liabilities	463,103	425,981	356,419	310,741	273,908
Common Stock	10,220	10,220	10,220	10,220	10,220
Retained Earnings	21,658	21,982	20,870	19,260	16,809
Comprehensive Income & Other	1	1	1	1	21
Shareholders' Equity	31,879	32,203	31,091	29,481	27,050
Total Liabilities & Equity	494,982	458,184	387,510	340,222	300,958
Total Debt	27,887	22,309	14,364	15,284	13,877
Net Cash (Debt)	-11,236	51,711	30,681	6,139	14,437
Net Cash Growth	-	68.54%	399.77%	-57.48%	23.08%
Net Cash Per Share	-21.99	101.20	60.04	12.01	28.25
Filing Date Shares Outstanding	511	511	511	511	511
Total Common Shares Outstanding	511	511	511	511	511
Book Value Per Share	62.39	63.02	60.84	57.69	52.94
Tangible Book Value	28,514	28,871	27,712	26,297	24,093
Tangible Book Value Per Share	55.80	56.50	54.23	51.46	47.15

Source: S&P Capital IQ. Banks template. Financial Sources.