MONETA Money Bank, a.s. (PRA: MONET)

MONETA Money Bank, a.s. Balance Sheet

Financials in millions CZK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	13,228	3,858	5,108	5,358	5,467	4,960
Investment Securities	189,618	171,041	94,136	63,349	57,426	48,973
Trading Asset Securities	3,437	3,422	3,684	1,856	1,295	522
Total Investments	193,055	174,463	97,820	65,205	58,721	49,495
Gross Loans	274,819	267,746	273,860	261,348	232,081	159,616
Allowance for Loan Losses	-4,455	-4,682	-5,108	-5,728	-5,970	-3,099
Other Adjustments to Gross Loans	-	-	-	-	-	-108
Net Loans	270,364	263,064	268,752	255,620	226,111	156,409
Property, Plant & Equipment	2,236	2,400	2,318	2,631	2,696	2,948
Other Intangible Assets	3,287	3,332	3,379	3,184	2,957	2,283
Other Receivables	94	665	617	460	930	500
Restricted Cash	4,707	9,903	8,991	7,238	3,634	2,114
Other Current Assets	-	499	525	526	394	344
Long-Term Deferred Tax Assets	7	-	-	-	48	-
Other Long-Term Assets	1,241	-	-	-	-	-
Total Assets	488,219	458,184	387,510	340,222	300,958	219,053
Accounts Payable	-	267	306	265	300	276
Accrued Expenses	-	1,234	1,104	995	948	861
Interest Bearing Deposits	324,352	399,308	333,566	288,238	256,997	174,646
Non-Interest Bearing Deposits	98,035	787	1,019	944	499	463
Total Deposits	422,387	400,095	334,585	289,182	257,496	175,109
Short-Term Borrowings	6,566	7,665	1,154	4,899	3,455	10,218
Current Portion of Long-Term Debt	-	152	2,098	643	414	-
Current Portion of Leases	-	322	305	301	327	305
Current Income Taxes Payable	63	54	482	26	53	179
Other Current Liabilities	430	1,184	4,639	2,651	181	562
Long-Term Debt	21,657	12,991	9,797	8,203	8,479	5,006
Long-Term Leases	-	1,179	1,010	1,238	1,202	1,305
Long-Term Unearned Revenue	-	33	38	58	63	29
Long-Term Deferred Tax Liabilities	418	462	496	384	199	244
Other Long-Term Liabilities	4,858	343	405	1,896	791	548
Total Liabilities	456,379	425,981	356,419	310,741	273,908	194,642
Common Stock	10,220	10,220	10,220	10,220	10,220	10,220
Retained Earnings	21,619	21,982	20,870	19,260	16,809	14,208
Comprehensive Income & Other	1	1	1	1	21	-17
Shareholders' Equity	31,840	32,203	31,091	29,481	27,050	24,411
Total Liabilities & Equity	488,219	458,184	387,510	340,222	300,958	219,053
Total Debt	28,223	22,309	14,364	15,284	13,877	16,834
Net Cash (Debt)	72,076	51,711	30,681	6,139	14,437	11,730
Net Cash Growth	7.40%	68.54%	399.77%	-57.48%	23.08%	43.93%
Net Cash Per Share	141.05	101.20	60.04	12.01	28.25	22.95
Filing Date Shares Outstanding	511	511	511	511	511	511
Total Common Shares Outstanding	511	511	511	511	511	511
Book Value Per Share	62.31	63.02	60.84	57.69	52.94	47.77
Tangible Book Value	28,553	28,871	27,712	26,297	24,093	22,128
Tangible Book Value Per Share	55.88	56.50	54.23	51.46	47.15	43.30

Source: S&P Capital IQ. Banks template. Financial Sources.