MONETA Money Bank, a.s. Ratios and Metrics

Market cap in millions CZK. Fiscal year is January - December.

Millions CZK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 29, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	105,266	63,262	47,830	38,836	47,906	34,748
Market Cap Growth	59.94%	32.27%	23.16%	-18.93%	37.87%	-20.00%
Last Close Price	206.00	112.89	76.08	56.03	63.97	44.93
PE Ratio	14.92	9.90	8.89	7.49	12.03	13.36
PS Ratio	7.80	5.01	4.14	3.23	4.57	4.69
PB Ratio	3.32	1.98	1.49	1.25	1.63	1.29
P/FCF Ratio	-	-	4.85	-	-	-
P/OCF Ratio	-	-	4.48	-	-	-
Debt / Equity Ratio	0.86	0.88	0.69	0.46	0.52	0.51
Debt / FCF Ratio	-	-	2.26	-	-	-
Return on Equity (ROE)	22.22%	19.95%	17.00%	17.13%	14.09%	10.11%
Return on Assets (ROA)	1.43%	1.34%	1.27%	1.43%	1.24%	1.00%
Earnings Yield	6.70%	10.10%	11.25%	13.36%	8.32%	7.49%
FCF Yield	-5.46%	-10.19%	20.64%	-33.89%	-28.43%	-48.34%
Dividend Yield	6.80%	8.86%	11.83%	14.28%	10.94%	6.68%
Payout Ratio	94.16%	95.95%	75.98%	98.52%	-	-
Total Shareholder Return	6.80%	8.86%	11.83%	14.28%	10.94%	6.68%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.