MONETA Money Bank, a.s. Ratios and Metrics

Market cap in millions CZK. Fiscal year is January - December.

Millions CZK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	101,178	98,827	63,262	47,830	38,836	47,906
Market Cap Growth	36.55%	56.22%	32.27%	23.16%	-18.93%	37.87%
Last Close Price	198.00	193.40	112.89	76.08	56.03	63.97
PE Ratio	15.57	15.20	10.89	8.89	7.49	12.03
PS Ratio	7.51	7.33	5.05	4.14	3.23	4.57
PB Ratio	3.24	3.17	1.98	1.49	1.25	1.63
P/FCF Ratio	-	-	-	4.85	-	-
P/OCF Ratio	-	-	-	4.48	-	-
Debt / Equity Ratio	0.89	0.89	0.88	0.69	0.46	0.52
Debt / FCF Ratio	-	-	-	2.26	-	-
Net Debt / Equity Ratio	-1.27	-1.27	-1.80	-1.61	-0.99	-0.21
Net Debt / FCF Ratio	5.48	5.48	8.88	-5.24	2.33	0.45
Return on Equity (ROE)	20.60%	20.60%	18.13%	17.00%	17.13%	14.09%
Return on Assets (ROA)	1.30%	1.30%	1.22%	1.27%	1.43%	1.24%
Earnings Yield	6.43%	6.58%	9.18%	11.25%	13.36%	8.32%
FCF Yield	-7.16%	-7.33%	-10.19%	20.64%	-33.89%	-28.43%
Dividend Yield	7.83%	5.95%	8.86%	11.83%	14.28%	10.94%
Payout Ratio	110.04%	110.04%	105.58%	75.98%	98.52%	-
Total Shareholder Return	7.81%	5.95%	8.86%	11.83%	14.28%	10.94%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.