MONETA Money Bank, a.s. (PRA:MONET)

MONETA Money Bank, a.s. Statistics

Total Valuation

PRA:MONET has a market cap or net worth of CZK 95.15 billion.

Market Cap	95.15B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, March 18, 2026.

Earnings Date	Mar 18, 2026
Ex-Dividend Date	Nov 20, 2025

Share Statistics

PRA:MONET has 511.00 million shares outstanding.

Current Share Class	511.00M
Shares Outstanding	511.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	13.46%
Float	n/a

Valuation Ratios

The trailing PE ratio is 14.64 and the forward PE ratio is 14.29.

PE Ratio	14.64
Forward PE	14.29
PS Ratio	7.06
PB Ratio	3.05
P/TBV Ratio	3.43
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-3.82
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.60%.

Return on Equity (ROE)	20.60%
Return on Assets (ROA)	1.30%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.54%
Revenue Per Employee	5.71M
Profits Per Employee	2.75M
Employee Count	2,469
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PRA:MONET has paid 1.14 billion in taxes.

Income Tax	1.14B
Effective Tax Rate	14.92%

Stock Price Statistics

The stock price has increased by +25.64% in the last 52 weeks. The beta is 0.06, so PRA:MONET's price volatility has been lower than the market average.

Beta (5Y)	0.06
52-Week Price Change	+25.64%
50-Day Moving Average	198.66
200-Day Moving Average	173.96
Relative Strength Index (RSI)	41.08
Average Volume (20 Days)	564,113

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PRA:MONET had revenue of CZK 13.48 billion and earned 6.50 billion in profits. Earnings per share was 12.72.

Revenue	13.48B
Gross Profit	13.48B
Operating Income	7.86B
Pretax Income	7.64B
Net Income	6.50B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	12.72

Balance Sheet

The company has 67.28 billion in cash and 27.64 billion in debt, with a net cash position of 39.64 billion or 77.58 per share.

Cash & Cash Equivalents	67.28B
Total Debt	27.64B
Net Cash	39.64B
Net Cash Per Share	77.58
Equity (Book Value)	31.23B
Book Value Per Share	61.11
Working Capital	-361.71B

Cash Flow

In the last 12 months, operating cash flow was -6.21 billion and capital expenditures -1.03 billion, giving a free cash flow of -7.24 billion.

Operating Cash Flow	-6.21B
Capital Expenditures	-1.03B
Depreciation & Amortization	n/a
Net Borrowing	578.00M
Free Cash Flow	-7.24B
FCF Per Share	-14.17

Margins

Gross Margin	n/a
Operating Margin	58.27%
Pretax Margin	56.68%
Profit Margin	48.23%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 15.50, which amounts to a dividend yield of 8.24%.

Dividend Per Share	15.50
Dividend Yield	8.24%
Dividend Growth (YoY)	16.67%
Years of Dividend Growth	4
Payout Ratio	110.04%
Buyback Yield	n/a
Shareholder Yield	8.24%
Earnings Yield	6.83%
FCF Yield	-7.61%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2