Bank of Commerce (PSE:BNCOM)
Philippines · Delayed Price · Currency is PHP 10.50
-0.02 (-0.19%)
At close: Aug 6, 2026
Bank of Commerce Financials Overview
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 12,612 | 12,226 | 10,617 | 9,896 | 7,950 | 6,859 |
Revenue Growth | 15.45% | 15.16% | 7.28% | 24.48% | 15.91% | 16.04% |
Net Income Net Income Growth | 3,356 | 3,253 | 2,782 | 2,614 | 1,651 | 1,149 |
Earnings Per Share EPS Growth | 2.01 | 1.95 | 1.66 | 1.54 | 1.03 | 0.93 |
EPS Growth | 16.87% | 17.02% | 7.95% | 49.82% | 10.40% | 33.22% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Treasury Management Group Treasury Management Group Growth | 628 | 688 | 1,631 | 779 | 685 | 329 |
Corporate Banking Group Corporate Banking Group Growth | 1,789 | 1,725 | 1,441 | 1,399 | 1,445 | 2,047 |
Branch Banking Group Branch Banking Group Growth | 6,706 | 6,399 | 5,323 | 4,410 | 4,515 | 3,402 |
Consumer Group Consumer Group Growth | 412 | 390 | 330 | 348 | 394 | 298 |
Others Others Growth | 3,367 | 3,406 | 2,031 | 3,039 | 1,077 | 149 |
Unallocated Reversal of Credit and Impairment Losses Unallocated Reversal of Credit and Impairment Losses Growth | -474 | -382 | -139 | -79 | -166 | 635 |
Total Total Growth | 12,428 | 12,226 | 10,617 | 9,896 | 7,950 | 6,860 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 43,423 | 25,826 | 50,272 | 32,048 | 22,194 | 23,424 |
Total Debt Total Debt Growth | 17,954 | 18,566 | 12,271 | 13,107 | 12,963 | 5,568 |
Net Cash (Debt) Net Cash Growth | 25,470 | 7,260 | 38,002 | 18,941 | 9,231 | 17,857 |
Net Cash Growth | - | -80.90% | 100.64% | 105.17% | -48.30% | -12.69% |
Net Cash Per Share Net Cash Per Share Growth | 14.00 | 3.99 | 20.88 | 10.41 | 5.27 | 13.78 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -14,635 | -28,340 | -20,596 | -382.49 | -26,798 | -965.86 |
Capital Expenditures CapEx Growth | -311.09 | -296.49 | -446.28 | -466.38 | -182.36 | -157 |
Free Cash Flow Free Cash Flow Growth | -14,946 | -28,636 | -21,042 | -848.87 | -26,980 | -1,123 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 26.61% | 26.61% | 26.20% | 26.42% | 20.77% | 16.76% |
FCF Margin | -118.50% | -234.22% | -198.20% | -8.58% | -339.36% | -16.37% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Aug '26 Aug 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 0.250 | - | 0.250 | 0.251 |
Dividend Per Share Growth | 0% | - | -0.48% | - |
Dividend Yield | 2.38% | - | 4.10% | 3.97% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.24 | 3.97 | 3.40 | 3.90 | 6.70 | - |
PS Ratio | 1.17 | 1.06 | 0.89 | 1.03 | 1.39 | - |