Philippines · Delayed Price · Currency is PHP Bank of Commerce Statistics
Total Valuation
PSE:BNCOM has a market cap or net worth of PHP 14.17 billion.
| Market Cap | 14.17B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, November 11, 2026.
| Earnings Date | Nov 11, 2026 |
| Ex-Dividend Date | Jun 18, 2026 |
Share Statistics
PSE:BNCOM has 1.40 billion shares outstanding.
| Current Share Class | 1.40B |
| Shares Outstanding | 1.40B |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -6.31% |
| Owned by Insiders (%) | 0.14% |
| Owned by Institutions (%) | 31.10% |
| Float | 729.66M |
Valuation Ratios
The trailing PE ratio is 4.85.
| PE Ratio | 4.85 |
| Forward PE | n/a |
| PS Ratio | 1.08 |
| PB Ratio | 0.39 |
| P/TBV Ratio | 0.44 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -6.09 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.70%.
| Return on Equity (ROE) | 10.70% |
| Return on Assets (ROA) | 1.36% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.37% |
| Revenue Per Employee | 6.84M |
| Profits Per Employee | 1.83M |
| Employee Count | 1,910 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSE:BNCOM has paid 1.41 billion in taxes.
| Income Tax | 1.41B |
| Effective Tax Rate | 27.09% |
Stock Price Statistics
The stock price has increased by +29.02% in the last 52 weeks. The beta is 0.62, so PSE:BNCOM's price volatility has been lower than the market average.
| Beta (5Y) | 0.62 |
| 52-Week Price Change | +29.02% |
| 50-Day Moving Average | 10.64 |
| 200-Day Moving Average | 9.83 |
| Relative Strength Index (RSI) | 37.03 |
| Average Volume (20 Days) | 37,015 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSE:BNCOM had revenue of PHP 13.07 billion and earned 3.49 billion in profits. Earnings per share was 2.08.
| Revenue | 13.07B |
| Gross Profit | 12.86B |
| Operating Income | 5.36B |
| Pretax Income | 5.20B |
| Net Income | 3.49B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.08 |
Balance Sheet
The company has 19.28 billion in cash and 17.93 billion in debt, with a net cash position of 1.35 billion or 0.96 per share.
| Cash & Cash Equivalents | 19.28B |
| Total Debt | 17.93B |
| Net Cash | 1.35B |
| Net Cash Per Share | 0.96 |
| Equity (Book Value) | 36.37B |
| Book Value Per Share | 22.96 |
| Working Capital | -182.83B |
Cash Flow
In the last 12 months, operating cash flow was -2.55 billion and capital expenditures -390.82 million, giving a free cash flow of -2.94 billion.
| Operating Cash Flow | -2.55B |
| Capital Expenditures | -390.82M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -6.85B |
| Free Cash Flow | -2.94B |
| FCF Per Share | -2.10 |
Margins
| Gross Margin | n/a |
| Operating Margin | 41.03% |
| Pretax Margin | 39.76% |
| Profit Margin | 28.99% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.25, which amounts to a dividend yield of 2.38%.
| Dividend Per Share | 0.25 |
| Dividend Yield | 2.38% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | 17.88% |
| Buyback Yield | n/a |
| Shareholder Yield | 2.38% |
| Earnings Yield | 24.61% |
| FCF Yield | -20.76% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |