Bank of Commerce (PSE:BNCOM)

Bank of Commerce Statistics

Total Valuation

PSE:BNCOM has a market cap or net worth of PHP 14.56 billion.

Market Cap	14.56B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, May 8, 2026.

Earnings Date	May 8, 2026
Ex-Dividend Date	Jun 18, 2025

Share Statistics

PSE:BNCOM has 1.40 billion shares outstanding.

Current Share Class	1.40B
Shares Outstanding	1.40B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+9.94%
Owned by Insiders (%)	0.14%
Owned by Institutions (%)	31.10%
Float	729.66M

Valuation Ratios

The trailing PE ratio is 5.34.

PE Ratio	5.34
Forward PE	n/a
PS Ratio	1.19
PB Ratio	0.40
P/TBV Ratio	0.46
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.65
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.14%.

Return on Equity (ROE)	10.14%
Return on Assets (ROA)	1.28%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.05%
Revenue Per Employee	6.40M
Profits Per Employee	1.70M
Employee Count	1,910
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:BNCOM has paid 1.27 billion in taxes.

Income Tax	1.27B
Effective Tax Rate	26.36%

Stock Price Statistics

The stock price has increased by +47.44% in the last 52 weeks. The beta is 0.49, so PSE:BNCOM's price volatility has been lower than the market average.

Beta (5Y)	0.49
52-Week Price Change	+47.44%
50-Day Moving Average	9.22
200-Day Moving Average	8.37
Relative Strength Index (RSI)	74.24
Average Volume (20 Days)	167,790

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:BNCOM had revenue of PHP 12.23 billion and earned 3.25 billion in profits. Earnings per share was 1.95.

Revenue	12.23B
Gross Profit	12.02B
Operating Income	4.95B
Pretax Income	4.81B
Net Income	3.25B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.95

Balance Sheet

The company has 25.83 billion in cash and 18.57 billion in debt, with a net cash position of 7.26 billion or 5.17 per share.

Cash & Cash Equivalents	25.83B
Total Debt	18.57B
Net Cash	7.26B
Net Cash Per Share	5.17
Equity (Book Value)	36.58B
Book Value Per Share	23.10
Working Capital	-188.39B

Cash Flow

In the last 12 months, operating cash flow was -28.34 billion and capital expenditures -296.49 million, giving a free cash flow of -28.64 billion.

Operating Cash Flow	-28.34B
Capital Expenditures	-296.49M
Depreciation & Amortization	n/a
Net Borrowing	10.99B
Free Cash Flow	-28.64B
FCF Per Share	-20.41

Margins

Gross Margin	n/a
Operating Margin	40.51%
Pretax Margin	39.32%
Profit Margin	28.95%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.25, which amounts to a dividend yield of 2.41%.

Dividend Per Share	0.25
Dividend Yield	2.41%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	19.13%
Buyback Yield	n/a
Shareholder Yield	2.41%
Earnings Yield	22.34%
FCF Yield	-196.63%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2