Bank of Commerce (PSE:BNCOM)

Bank of Commerce Statistics

Total Valuation

PSE:BNCOM has a market cap or net worth of PHP 14.00 billion.

Market Cap	14.00B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 14, 2026.

Earnings Date	Aug 14, 2026
Ex-Dividend Date	Jun 18, 2026

Share Statistics

PSE:BNCOM has 1.40 billion shares outstanding.

Current Share Class	1.40B
Shares Outstanding	1.40B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.14%
Owned by Institutions (%)	31.10%
Float	729.66M

Valuation Ratios

The trailing PE ratio is 4.98.

PE Ratio	4.98
Forward PE	n/a
PS Ratio	1.11
PB Ratio	0.39
P/TBV Ratio	0.39
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.20
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.36%.

Return on Equity (ROE)	10.36%
Return on Assets (ROA)	1.30%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.51%
Revenue Per Employee	6.60M
Profits Per Employee	1.76M
Employee Count	1,910
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:BNCOM has paid 1.35 billion in taxes.

Income Tax	1.35B
Effective Tax Rate	27.01%

Stock Price Statistics

The stock price has increased by +40.76% in the last 52 weeks. The beta is 0.68, so PSE:BNCOM's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	+40.76%
50-Day Moving Average	10.39
200-Day Moving Average	8.96
Relative Strength Index (RSI)	35.87
Average Volume (20 Days)	120,750

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:BNCOM had revenue of PHP 12.61 billion and earned 3.36 billion in profits. Earnings per share was 2.01.

Revenue	12.61B
Gross Profit	12.40B
Operating Income	5.15B
Pretax Income	5.00B
Net Income	3.36B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.01

Balance Sheet

The company has 43.42 billion in cash and 17.95 billion in debt, with a net cash position of 25.47 billion or 18.15 per share.

Cash & Cash Equivalents	43.42B
Total Debt	17.95B
Net Cash	25.47B
Net Cash Per Share	18.15
Equity (Book Value)	36.13B
Book Value Per Share	25.75
Working Capital	-180.43B

Cash Flow

In the last 12 months, operating cash flow was -14.63 billion and capital expenditures -311.09 million, giving a free cash flow of -14.95 billion.

Operating Cash Flow	-14.63B
Capital Expenditures	-311.09M
Depreciation & Amortization	n/a
Net Borrowing	-7.70B
Free Cash Flow	-14.95B
FCF Per Share	-10.65

Margins

Gross Margin	n/a
Operating Margin	40.85%
Pretax Margin	39.64%
Profit Margin	28.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.25, which amounts to a dividend yield of 2.43%.

Dividend Per Share	0.25
Dividend Yield	2.43%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	18.56%
Buyback Yield	n/a
Shareholder Yield	2.48%
Earnings Yield	23.97%
FCF Yield	-106.74%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2