Bank of Commerce Ratios and Metrics

Market cap in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	14,704	12,908	9,470	10,200	11,070	-
Market Cap Growth	44.75%	36.30%	-7.15%	-7.86%	-	-
Last Close Price	10.48	8.83	6.09	6.33	6.87	-
PE Ratio	5.23	3.97	3.40	3.90	6.70	-
PS Ratio	1.17	1.06	0.89	1.03	1.39	-
PB Ratio	0.41	0.35	0.28	0.33	0.40	-
Debt / Equity Ratio	0.50	0.51	0.37	0.43	0.46	0.24
Net Debt / Equity Ratio	-0.70	-0.20	-1.14	-0.61	-0.33	-0.76
Net Debt / FCF Ratio	1.70	0.25	1.81	22.31	0.34	15.90
Return on Equity (ROE)	10.36%	10.14%	9.44%	9.52%	7.00%	6.01%
Return on Assets (ROA)	1.30%	1.28%	1.22%	1.25%	0.86%	0.65%
Earnings Yield	22.82%	27.42%	31.94%	27.47%	16.26%	-
FCF Yield	-101.65%	-221.85%	-222.19%	-8.32%	-243.73%	-
Dividend Yield	2.39%	-	4.10%	3.97%	-	-
Payout Ratio	18.56%	19.13%	21.65%	-	-	-
Buyback Yield / Dilution	-	-	-	-3.91%	-35.13%	-15.47%
Total Shareholder Return	2.39%	-	4.10%	0.06%	-35.13%	-15.47%