Bank of Commerce (PSE:BNCOM)
Philippines · Delayed Price · Currency is PHP 8.48
+0.01 (0.12%)
At close: Nov 19, 2025
Bank of Commerce Cash Flow Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 3,558 | 3,025 | 2,802 | 1,800 | 1,207 | 784.43 | Upgrade |
Depreciation & Amortization | 660.42 | 623.17 | 489.38 | 431.66 | 462.53 | 567.85 | Upgrade |
Other Amortization | 135.7 | 95.6 | 76.74 | 73.07 | 53.6 | 45.91 | Upgrade |
Gain (Loss) on Sale of Assets | -442.34 | -341.53 | -495.4 | -340.45 | -274.99 | -58.76 | Upgrade |
Gain (Loss) on Sale of Investments | 30.64 | -0.61 | -29.77 | -3.03 | 73.07 | -1,118 | Upgrade |
Provision for Credit Losses | 62.91 | 139.41 | 78.84 | 166.21 | -634.82 | 962.51 | Upgrade |
Change in Trading Asset Securities | -751.83 | -2,439 | 10.94 | 616.93 | 266.62 | -141.93 | Upgrade |
Change in Other Net Operating Assets | -24,248 | -22,022 | -4,120 | -29,967 | -2,502 | 702.47 | Upgrade |
Other Operating Activities | 1,351 | 632.36 | 586.46 | 294.71 | 291.85 | -61.64 | Upgrade |
Operating Cash Flow | -19,752 | -20,596 | -382.49 | -26,798 | -965.86 | 1,781 | Upgrade |
Capital Expenditures | -294.16 | -446.28 | -466.38 | -182.36 | -157 | -98.23 | Upgrade |
Sale of Property, Plant and Equipment | 45.61 | 43.87 | 49.28 | 52.89 | 45.24 | 45.45 | Upgrade |
Investment in Securities | -20,143 | 7,797 | -5,177 | -10,624 | -23,692 | 451.59 | Upgrade |
Income (Loss) Equity Investments | 0.42 | 0.61 | 0.78 | 0.13 | 1.04 | 0.75 | Upgrade |
Purchase / Sale of Intangibles | -260.09 | -228.11 | -149.91 | -100.9 | -48.97 | -16.16 | Upgrade |
Investing Cash Flow | -20,143 | 7,363 | -5,527 | -10,560 | -23,546 | 430.65 | Upgrade |
Long-Term Debt Issued | - | 6,511 | - | 7,428 | - | - | Upgrade |
Short-Term Debt Repaid | - | - | - | - | -0.02 | -0.09 | Upgrade |
Long-Term Debt Repaid | - | -7,748 | -238.01 | -231.26 | -223.49 | -220.73 | Upgrade |
Total Debt Repaid | -259.79 | -7,748 | -238.01 | -231.26 | -223.5 | -220.81 | Upgrade |
Net Debt Issued (Repaid) | 17,571 | -1,238 | -238.01 | 7,196 | -223.5 | -220.81 | Upgrade |
Issuance of Common Stock | - | - | - | 3,259 | - | - | Upgrade |
Preferred Stock Issued | - | - | - | - | 5,453 | - | Upgrade |
Common Dividends Paid | -851.36 | -654.94 | - | - | - | - | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 19,629 | 26,103 | 9,638 | 4,553 | 22,608 | 25,249 | Upgrade |
Other Financing Activities | -1,009 | -495.84 | -376.97 | -106.6 | - | - | Upgrade |
Financing Cash Flow | 35,340 | 23,714 | 9,023 | 14,902 | 27,837 | 25,029 | Upgrade |
Foreign Exchange Rate Adjustments | 9.21 | 6.52 | -7.62 | -1.08 | 22.46 | -17.46 | Upgrade |
Net Cash Flow | -4,546 | 10,487 | 3,106 | -22,457 | 3,348 | 27,223 | Upgrade |
Free Cash Flow | -20,046 | -21,042 | -848.87 | -26,980 | -1,123 | 1,683 | Upgrade |
Free Cash Flow Margin | -167.81% | -198.20% | -8.58% | -339.36% | -16.37% | 28.47% | Upgrade |
Free Cash Flow Per Share | -11.02 | -11.56 | -0.47 | -15.41 | -0.87 | 1.50 | Upgrade |
Cash Interest Paid | 4,881 | 4,752 | 3,293 | 1,114 | 695.15 | 1,271 | Upgrade |
Cash Income Tax Paid | 1,079 | 857.38 | 793.24 | 573.61 | 366.87 | 355.09 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.