Bank of Commerce (PSE:BNCOM)
Philippines flag Philippines · Delayed Price · Currency is PHP
7.42
+0.20 (2.77%)
At close: Aug 15, 2025, 2:45 PM PST

Bank of Commerce Statistics

Total Valuation

PSE:BNCOM has a market cap or net worth of PHP 10.41 billion.

Market Cap10.41B
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, August 7, 2025.

Earnings Date Aug 7, 2025
Ex-Dividend Date Jun 18, 2025

Share Statistics

PSE:BNCOM has 1.40 billion shares outstanding.

Current Share Class 1.40B
Shares Outstanding 1.40B
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 0.20%
Owned by Institutions (%) 31.11%
Float 720.33M

Valuation Ratios

The trailing PE ratio is 3.89.

PE Ratio 3.89
Forward PE n/a
PS Ratio 0.90
PB Ratio 0.30
P/TBV Ratio 0.34
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -1.52
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.54%.

Return on Equity (ROE) 10.54%
Return on Assets (ROA) 1.38%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 6.04M
Profits Per Employee 1.67M
Employee Count 1,910
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PSE:BNCOM has paid 1.05 billion in taxes.

Income Tax 1.05B
Effective Tax Rate 23.18%

Stock Price Statistics

The stock price has increased by +4.51% in the last 52 weeks. The beta is 0.59, so PSE:BNCOM's price volatility has been lower than the market average.

Beta (5Y) 0.59
52-Week Price Change +4.51%
50-Day Moving Average 7.26
200-Day Moving Average 7.16
Relative Strength Index (RSI) 60.29
Average Volume (20 Days) 46,615

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSE:BNCOM had revenue of PHP 11.54 billion and earned 3.20 billion in profits. Earnings per share was 1.91.

Revenue11.54B
Gross Profit 11.54B
Operating Income 4.68B
Pretax Income 4.51B
Net Income 3.20B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.91
Full Income Statement

Balance Sheet

The company has 19.58 billion in cash and 29.45 billion in debt, giving a net cash position of -9.86 billion or -7.03 per share.

Cash & Cash Equivalents 19.58B
Total Debt 29.45B
Net Cash -9.86B
Net Cash Per Share -7.03
Equity (Book Value) 34.46B
Book Value Per Share 21.59
Working Capital -151.50B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -19.16 billion and capital expenditures -237.50 million, giving a free cash flow of -19.40 billion.

Operating Cash Flow -19.16B
Capital Expenditures -237.50M
Free Cash Flow -19.40B
FCF Per Share -13.83
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 40.58%
Pretax Margin 39.13%
Profit Margin 30.06%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.25, which amounts to a dividend yield of 3.37%.

Dividend Per Share 0.25
Dividend Yield 3.37%
Dividend Growth (YoY) n/a
Years of Dividend Growth 1
Payout Ratio 18.89%
Buyback Yield n/a
Shareholder Yield 3.37%
Earnings Yield 30.71%
FCF Yield -186.37%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2