Philippines · Delayed Price · Currency is PHP Bank of Commerce Statistics
Total Valuation
PSE:BNCOM has a market cap or net worth of PHP 11.86 billion.
| Market Cap | 11.86B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Wednesday, November 12, 2025.
| Earnings Date | Nov 12, 2025 |
| Ex-Dividend Date | Jun 18, 2025 |
Share Statistics
PSE:BNCOM has 1.40 billion shares outstanding.
| Current Share Class | 1.40B |
| Shares Outstanding | 1.40B |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -1.60% |
| Owned by Insiders (%) | 0.15% |
| Owned by Institutions (%) | 31.10% |
| Float | 729.65M |
Valuation Ratios
The trailing PE ratio is 4.32.
| PE Ratio | 4.32 |
| Forward PE | n/a |
| PS Ratio | 0.99 |
| PB Ratio | 0.33 |
| P/TBV Ratio | 0.38 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -1.22 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.40%.
| Return on Equity (ROE) | 10.40% |
| Return on Assets (ROA) | 1.39% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 6.25M |
| Profits Per Employee | 1.72M |
| Employee Count | 1,910 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSE:BNCOM has paid 1.19 billion in taxes.
| Income Tax | 1.19B |
| Effective Tax Rate | 25.00% |
Stock Price Statistics
The stock price has increased by +7.48% in the last 52 weeks. The beta is 0.59, so PSE:BNCOM's price volatility has been lower than the market average.
| Beta (5Y) | 0.59 |
| 52-Week Price Change | +7.48% |
| 50-Day Moving Average | 8.02 |
| 200-Day Moving Average | 7.37 |
| Relative Strength Index (RSI) | 59.68 |
| Average Volume (20 Days) | 52,635 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSE:BNCOM had revenue of PHP 11.95 billion and earned 3.28 billion in profits. Earnings per share was 1.96.
| Revenue | 11.95B |
| Gross Profit | 11.95B |
| Operating Income | 4.92B |
| Pretax Income | 4.74B |
| Net Income | 3.28B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.96 |
Balance Sheet
The company has 25.55 billion in cash and 24.48 billion in debt, giving a net cash position of 1.07 billion or 0.76 per share.
| Cash & Cash Equivalents | 25.55B |
| Total Debt | 24.48B |
| Net Cash | 1.07B |
| Net Cash Per Share | 0.76 |
| Equity (Book Value) | 35.64B |
| Book Value Per Share | 22.43 |
| Working Capital | -169.68B |
Cash Flow
In the last 12 months, operating cash flow was -19.75 billion and capital expenditures -294.16 million, giving a free cash flow of -20.05 billion.
| Operating Cash Flow | -19.75B |
| Capital Expenditures | -294.16M |
| Free Cash Flow | -20.05B |
| FCF Per Share | -14.29 |
Margins
| Gross Margin | n/a |
| Operating Margin | 41.19% |
| Pretax Margin | 39.72% |
| Profit Margin | 29.79% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.25, which amounts to a dividend yield of 2.95%.
| Dividend Per Share | 0.25 |
| Dividend Yield | 2.95% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | 23.93% |
| Buyback Yield | n/a |
| Shareholder Yield | 2.95% |
| Earnings Yield | 27.65% |
| FCF Yield | -169.09% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |