Bank of the Philippine Islands (PSE:BPI)
Philippines · Delayed Price · Currency is PHP | Market Cap | 478.21B -31.4% |
| Revenue (ttm) | 181.24B +8.6% |
| Net Income | 66.90B +7.4% |
| EPS | 12.66 +7.1% |
| Shares Out | 5.28B |
| PE Ratio | 7.15 |
| Forward PE | 6.88 |
| Dividend | 4.56 (4.95%) |
| Ex-Dividend Date | Dec 2, 2025 |
| Volume | 5,395,180 |
| Average Volume | 3,270,230 |
| Open | 92.30 |
| Previous Close | 92.10 |
| Day's Range | 90.30 - 92.75 |
| 52-Week Range | 90.30 - 144.90 |
| Beta | 0.50 |
| RSI | 27.67 |
| Earnings Date | Jul 24, 2026 |
About PSE:BPI
Bank of the Philippine Islands, together with its subsidiaries, provides various financial products and services to retail and corporate clients in the Philippines. The company operates through Consumer Banking, Corporate Banking, and Investment Banking segments. The Consumer Banking segment offers deposits; and consumer lending, such as home mortgages, auto loans, and credit card finance, as well as remittance services to individual and retail markets. The Corporate Banking segment provides deposits, loan facilities, trade, cash management, an... [Read more]
Financial Performance
In 2025, PSE:BPI's revenue was 177.53 billion, an increase of 8.55% compared to the previous year's 163.54 billion. Earnings were 66.62 billion, an increase of 7.36%.
Financial StatementsNews
Bank of the Philippine Islands Earnings Call Transcript: Q1 2026
Net income grew 1.7% year-on-year in Q1 2026, driven by strong revenue and loan growth, but offset by higher operating expenses and provisions amid macroeconomic headwinds. Asset quality saw pressure from select institutional accounts, but coverage remains robust.
Bank of the Philippine Islands Earnings Call Transcript: Q4 2025
Record net income and robust loan growth were achieved in 2025, led by non-institutional segments and digital initiatives. Asset quality remained healthy despite higher NPLs in riskier segments, and capital buffers stayed strong. Loan growth is expected to moderate to low teens in 2026.
Bank of the Philippine Islands Earnings Call Transcript: Q3 2025
Net income for the first nine months rose 5.2% year-on-year to PHP 50.5 billion, driven by strong loan and revenue growth, with non-institutional loans now 30.8% of the portfolio. Asset quality remains stable, digitalization advanced, and capital ratios are robust.
Bank of the Philippine Islands Earnings Call Transcript: Q1 2025
Q1 2025 net income rose 9% year-on-year to PHP 16.64B, driven by strong loan and revenue growth, with ROE at 15.35% and NIM at 4.49%. Asset quality remains solid despite a higher NPL ratio, and management expects continued growth in both corporate and consumer lending.
Bank of the Philippine Islands Earnings Call Transcript: Q3 2024
Net income rose 24.3% year-on-year to PHP 48B, with strong loan and deposit growth outpacing the market. Asset quality remains solid despite a slight NPL uptick, and digital expansion continues. Higher dividends are expected next year as profitability and capital remain robust.
Bank of the Philippine Islands Earnings Call Transcript: Q2 2024
Net income for H1 2024 rose 22% year-over-year to PHP 30.6 billion, driven by strong loan growth, higher NIMs, and robust fee income, despite a slight uptick in NPLs from credit experiments. Outlook remains positive with stable NIMs and continued digital and sustainability initiatives.