Bank of the Philippine Islands (PSE:BPI)
Philippines · Delayed Price · Currency is PHP 101.00
0.00 (0.00%)
At close: Aug 7, 2026
PSE:BPI Financials Overview
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 181,244 | 177,527 | 163,538 | 134,321 | 109,358 | 84,270 |
Revenue Growth | 8.39% | 8.55% | 21.75% | 22.83% | 29.77% | 14.00% |
Net Income Net Income Growth | 66,897 | 66,615 | 62,049 | 51,687 | 39,605 | 23,880 |
Earnings Per Share EPS Growth | 12.66 | 12.62 | 11.78 | 10.90 | 8.05 | 4.86 |
EPS Growth | 5.12% | 7.07% | 8.08% | 35.37% | 65.85% | 11.54% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Consumer Banking Consumer Banking Growth | 108,330 | 96,021 | 77,888 | 63,823 | 49,167 |
Corporate Banking Corporate Banking Growth | 42,597 | 41,888 | 34,877 | 23,267 | 20,519 |
Investment Banking / Financial Markets Investment Banking / Financial Markets Growth | 28,720 | 27,550 | 23,726 | 19,320 | 16,493 |
Consolidation Adjustments/Others Consolidation Adjustments/Others Growth | -2,120 | -1,920 | -2,170 | 2,948 | -1,909 |
Total Total Growth | 177,527 | 163,539 | 134,321 | 109,358 | 84,270 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 122,650 | 297,124 | 347,395 | 125,780 | 295,253 | 211,528 |
Total Debt Total Debt Growth | 281,612 | 240,271 | 181,117 | 151,562 | 114,782 | 106,950 |
Net Cash (Debt) Net Cash Growth | -158,963 | 56,853 | 166,278 | -25,782 | 180,471 | 104,578 |
Net Cash Growth | - | -65.81% | - | - | 72.57% | 126.39% |
Net Cash Per Share Net Cash Per Share Growth | -30.07 | 10.77 | 31.58 | -5.44 | 36.70 | 21.27 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -263,281 | -321,595 | -195,306 | -125,790 | -184,273 | -32,496 |
Capital Expenditures CapEx Growth | -6,609 | -6,297 | -3,416 | -4,778 | -1,657 | -5,595 |
Free Cash Flow Free Cash Flow Growth | -269,890 | -327,892 | -198,722 | -130,568 | -185,930 | -38,091 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 36.91% | 37.52% | 37.94% | 38.48% | 36.22% | 28.34% |
FCF Margin | -148.91% | -184.70% | -121.51% | -97.21% | -170.02% | -45.20% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 5.160 | 4.360 | 3.960 | 3.360 | 1.946 | 1.652 |
Dividend Per Share Growth | 19.70% | 10.10% | 17.86% | 72.70% | 17.78% | 0% |
Dividend Yield | 5.11% | 3.86% | 3.46% | 3.56% | 2.36% | 2.27% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.03 | 9.21 | 10.37 | 9.93 | 11.62 | 17.42 |
Forward PE | 7.32 | 8.97 | 9.48 | 9.32 | 11.73 | 12.67 |
PS Ratio | 2.92 | 3.46 | 3.93 | 3.82 | 4.21 | 4.93 |