Citystate Savings Bank, Inc. (PSE: CSB)
Philippines
· Delayed Price · Currency is PHP 12.66
+1.84 (17.01%)
At close: Dec 23, 2024
Citystate Savings Bank Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 315.35 | 269.02 | 220.16 | 212.58 | 212 | 194.86 | Upgrade
|
| Interest Income on Investments | 49.27 | 40.88 | 48.23 | 39.14 | 27.43 | 33.94 | Upgrade
|
| Total Interest Income | 364.62 | 309.9 | 268.39 | 251.73 | 239.43 | 228.8 | Upgrade
|
| Interest Paid on Deposits | 114.88 | 77.85 | 23 | 20.26 | 34.54 | 45.58 | Upgrade
|
| Interest Paid on Borrowings | 7.36 | 5.41 | 5.09 | 5.31 | 7.32 | 8.65 | Upgrade
|
| Total Interest Expense | 122.23 | 83.26 | 28.09 | 25.57 | 41.86 | 54.23 | Upgrade
|
| Net Interest Income | 242.38 | 226.63 | 240.3 | 226.16 | 197.57 | 174.57 | Upgrade
|
| Net Interest Income Growth (YoY) | 5.96% | -5.69% | 6.25% | 14.47% | 13.18% | -6.04% | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.08 | 0.08 | - | 0.75 | - | 0.68 | Upgrade
|
| Other Non-Interest Income | 140.84 | 150.36 | 120.22 | 60.99 | 75.82 | 108.04 | Upgrade
|
| Total Non-Interest Income | 140.92 | 150.44 | 120.22 | 61.73 | 75.82 | 108.72 | Upgrade
|
| Non-Interest Income Growth (YoY) | -26.62% | 25.14% | 94.73% | -18.58% | -30.26% | 31.29% | Upgrade
|
| Revenues Before Loan Losses | 383.3 | 377.07 | 360.52 | 287.89 | 273.39 | 283.29 | Upgrade
|
| Provision for Loan Losses | 77.54 | 59.21 | 19.13 | -15.22 | 0.12 | 0.67 | Upgrade
|
| Revenue | 305.76 | 317.86 | 341.38 | 303.12 | 273.27 | 282.62 | Upgrade
|
| Revenue Growth (YoY) | -27.03% | -6.89% | 12.62% | 10.92% | -3.31% | 0.22% | Upgrade
|
| Salaries and Employee Benefits | 151.34 | 152.7 | 135.46 | 112.64 | 86.91 | 97.64 | Upgrade
|
| Occupancy Expenses | 93.34 | 80.3 | 66.61 | 56.46 | 58.89 | 57.92 | Upgrade
|
| Selling, General & Administrative | 76.12 | 71.75 | 71.77 | 62.51 | 57.52 | 69.37 | Upgrade
|
| Other Non-Interest Expense | 96.86 | 100.77 | 74.71 | 58.15 | 53.83 | 67.93 | Upgrade
|
| Total Non-Interest Expense | 417.66 | 405.53 | 348.56 | 289.76 | 257.14 | 292.86 | Upgrade
|
| EBT Excluding Unusual Items | -111.9 | -87.67 | -7.18 | 13.36 | 16.13 | -10.25 | Upgrade
|
| Asset Writedown | - | - | -1.68 | - | - | - | Upgrade
|
| Legal Settlements | -6.46 | -7.01 | -4.24 | -2 | -2.82 | -8.01 | Upgrade
|
| Pretax Income | -118.36 | -94.68 | -13.1 | 11.36 | 13.31 | -18.25 | Upgrade
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| Income Tax Expense | 5.79 | 1.74 | 4.22 | 9.69 | 7.99 | 4.49 | Upgrade
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| Net Income | -124.15 | -96.42 | -17.32 | 1.68 | 5.32 | -22.74 | Upgrade
|
| Net Income to Common | -124.15 | -96.42 | -17.32 | 1.68 | 5.32 | -22.74 | Upgrade
|
| Net Income Growth | - | - | - | -68.47% | - | - | Upgrade
|
| Basic Shares Outstanding | 163 | 156 | 151 | 108 | 100 | 100 | Upgrade
|
| Diluted Shares Outstanding | 163 | 156 | 151 | 108 | 100 | 100 | Upgrade
|
| Shares Change (YoY) | 6.44% | 3.90% | 38.89% | 8.43% | - | 0.00% | Upgrade
|
| EPS (Basic) | -0.76 | -0.62 | -0.12 | 0.02 | 0.05 | -0.23 | Upgrade
|
| EPS (Diluted) | -0.76 | -0.62 | -0.12 | 0.02 | 0.05 | -0.23 | Upgrade
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| EPS Growth | - | - | - | -70.92% | - | - | Upgrade
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| Effective Tax Rate | - | - | - | 85.23% | 60.01% | - | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.