Citystate Savings Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	211.07	359.1	394.26	218.71	209.7	209.21
Investment Securities	1,757	1,078	705.31	842.71	1,353	871.54
Total Investments	1,757	1,078	705.31	842.71	1,353	871.54
Gross Loans	3,935	3,428	3,078	2,578	2,190	2,118
Allowance for Loan Losses	-95.17	-105.15	-91.48	-27.47	-61.03	-76.1
Other Adjustments to Gross Loans	-	-	-0.04	-1.07	-1.16	-20.35
Net Loans	3,840	3,323	2,987	2,550	2,128	2,022
Property, Plant & Equipment	222.48	293.7	269.9	202.9	206.11	228.27
Other Intangible Assets	82.83	76.94	59.46	63.64	70.36	65.51
Investments in Real Estate	374.7	359.75	619.88	593.24	210.52	202.14
Other Receivables	453.48	537.88	303.41	208.63	217.87	215.91
Restricted Cash	962.59	269.52	229.9	214.07	597.27	1,163
Other Current Assets	63.5	17.42	18.98	23.01	14.35	11.14
Long-Term Deferred Tax Assets	33.02	33.02	31.98	22.41	9.03	10.9
Other Real Estate Owned & Foreclosed	15.79	8.78	8.58	5.18	4.27	4.28
Other Long-Term Assets	41.39	38.49	24.41	18.26	13.78	10.77
Total Assets	8,058	6,395	5,653	4,962	5,034	5,015
Accounts Payable	23.12	46.08	54.01	48.5	25.88	22.82
Accrued Expenses	20.81	28.96	36.76	24.76	20.75	24.53
Interest Bearing Deposits	6,537	5,016	4,300	3,665	3,761	3,695
Total Deposits	6,537	5,016	4,300	3,665	3,761	3,695
Current Portion of Leases	-3.3	-	-	19.29	17.77	20.51
Current Income Taxes Payable	-	2.43	0	0	0	3.37
Other Current Liabilities	12	39.1	22.62	35.66	8.81	28.67
Long-Term Leases	102.69	104.38	83.09	30.62	36.99	51.13
Pension & Post-Retirement Benefits	-	-	-	-	1.92	16.39
Other Long-Term Liabilities	7.13	6.85	11.66	9.36	0.7	509
Total Liabilities	6,699	5,244	4,509	3,833	3,874	4,371
Common Stock	1,649	1,618	1,618	1,506	1,506	1,000
Additional Paid-In Capital	23.59	2.22	2.22	2.22	2.22	2.22
Retained Earnings	-328.36	-479.36	-480.33	-378.34	-361.02	-395.01
Comprehensive Income & Other	14.52	10.33	4.22	-1.11	12.47	36.38
Shareholders' Equity	1,358	1,151	1,144	1,129	1,160	643.59
Total Liabilities & Equity	8,058	6,395	5,653	4,962	5,034	5,015
Total Debt	99.39	104.38	83.09	49.91	54.76	71.65
Net Cash (Debt)	541.68	583.72	544.83	255.43	349.13	345.79
Net Cash Growth	-0.47%	7.14%	113.29%	-26.84%	0.97%	-9.04%
Net Cash Per Share	3.31	3.61	3.48	1.70	3.22	3.46
Filing Date Shares Outstanding	164.87	161.8	161.8	150.6	150.6	100
Total Common Shares Outstanding	164.87	161.8	153.6	150.6	150.6	100
Book Value Per Share	8.24	7.11	7.45	7.50	7.70	6.44
Tangible Book Value	1,276	1,074	1,085	1,065	1,089	578.08
Tangible Book Value Per Share	7.74	6.64	7.06	7.07	7.23	5.78