Citystate Savings Bank Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	144.85	0.97	-96.42	-17.32	1.68	5.32
Depreciation & Amortization	63.05	74.62	66.09	66.61	56.46	46.79
Other Amortization	23.1	14.88	13.63	-	-	12.1
Gain (Loss) on Sale of Assets	-13.46	-38.07	-38.17	-30.23	-12.23	-34.6
Gain (Loss) on Sale of Investments	-0.06	-0.06	-	-	-	-
Total Asset Writedown	-	-	-	-1.68	-	-
Provision for Credit Losses	10.03	10.03	59.21	19.13	-15.22	0.12
Change in Other Net Operating Assets	-261.41	-287.24	-569.7	-767.82	-100.36	121.18
Other Operating Activities	-135.61	-30.05	-23.99	1.62	-39.83	-0.49
Operating Cash Flow	-169.51	-254.91	-589.36	-729.67	-109.51	150.42
Capital Expenditures	-31.46	-26.83	-48.48	-9.57	-8.49	-3.49
Sale of Property, Plant and Equipment	104.94	-	0.08	-	0.75	-
Investment in Securities	-363.81	-279.67	284.07	379.48	-499.68	-271.72
Purchase / Sale of Intangibles	-38.03	-31.87	-9.45	-6.98	-15.93	-6.52
Other Investing Activities	0.6	2.06	7.37	14.26	13.06	7.99
Investing Cash Flow	-327.78	-336.31	233.58	377.2	-510.3	-273.74
Long-Term Debt Repaid	-	-25.67	-34.78	-30.86	-27.97	-19.58
Net Debt Issued (Repaid)	109.35	-25.67	-34.78	-30.86	-27.97	-19.58
Issuance of Common Stock	-	-	112	-	-	502.8
Net Increase (Decrease) in Deposit Accounts	1,025	715.59	635.17	-96.16	66.82	411.31
Financing Cash Flow	1,135	689.92	712.39	-127.03	38.85	894.53
Foreign Exchange Rate Adjustments	0.77	1.11	0.18	0.27	0.28	-0.24
Net Cash Flow	638.19	99.81	356.79	-479.23	-580.68	770.97
Free Cash Flow	-200.98	-281.74	-637.84	-739.24	-118.01	146.93
Free Cash Flow Margin	-33.30%	-62.98%	-200.67%	-217.61%	-38.93%	53.77%
Free Cash Flow Per Share	-1.23	-1.74	-4.08	-4.91	-1.09	1.47
Cash Interest Paid	118.95	130.77	84.08	26.64	27.5	41.09
Cash Income Tax Paid	19.93	19.78	11.04	11.5	4.94	5.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.