Citystate Savings Bank, Inc. (PSE:CSB)

Bally's Statistics

Total Valuation

PSE:CSB has a market cap or net worth of PHP 1.83 billion.

Market Cap	1.83B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 15, 2025.

Earnings Date	Aug 15, 2025
Ex-Dividend Date	n/a

Share Statistics

PSE:CSB has 164.87 million shares outstanding. The number of shares has increased by 11.60% in one year.

Current Share Class	164.87M
Shares Outstanding	164.87M
Shares Change (YoY)	+11.60%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	16.86%
Owned by Institutions (%)	n/a
Float	9.30M

Valuation Ratios

The trailing PE ratio is 15.14.

PE Ratio	15.14
Forward PE	n/a
PS Ratio	3.22
PB Ratio	1.60
P/TBV Ratio	1.71
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.34
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.17%.

Return on Equity (ROE)	10.17%
Return on Assets (ROA)	1.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.68M
Profits Per Employee	349,526
Employee Count	340
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:CSB has paid 17.82 million in taxes.

Income Tax	17.82M
Effective Tax Rate	13.04%

Stock Price Statistics

The stock price has increased by +38.58% in the last 52 weeks. The beta is 0.47, so PSE:CSB's price volatility has been lower than the market average.

Beta (5Y)	0.47
52-Week Price Change	+38.58%
50-Day Moving Average	13.00
200-Day Moving Average	11.14
Relative Strength Index (RSI)	40.11
Average Volume (20 Days)	3,720

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:CSB had revenue of PHP 569.99 million and earned 118.84 million in profits. Earnings per share was 0.73.

Revenue	569.99M
Gross Profit	566.94M
Operating Income	140.85M
Pretax Income	136.66M
Net Income	118.84M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.73

Balance Sheet

The company has 561.84 million in cash and 126.74 million in debt, giving a net cash position of 435.09 million or 2.64 per share.

Cash & Cash Equivalents	561.84M
Total Debt	126.74M
Net Cash	435.09M
Net Cash Per Share	2.64
Equity (Book Value)	1.15B
Book Value Per Share	7.10
Working Capital	-3.78B

Cash Flow

In the last 12 months, operating cash flow was -384.65 million and capital expenditures 16.61 million, giving a free cash flow of -368.04 million.

Operating Cash Flow	-384.65M
Capital Expenditures	16.61M
Free Cash Flow	-368.04M
FCF Per Share	-2.23

Margins

Gross Margin	n/a
Operating Margin	24.71%
Pretax Margin	23.98%
Profit Margin	20.85%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

PSE:CSB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-11.60%
Shareholder Yield	n/a
Earnings Yield	6.48%
FCF Yield	-20.08%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 21, 2006. It was a forward split with a ratio of 1.1.

Last Split Date	Nov 21, 2006
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2