Philippine Bank of Communications (PSE:PBC)

PSE:PBC Statistics

Total Valuation

PSE:PBC has a market cap or net worth of PHP 8.18 billion.

Market Cap	8.18B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, November 14, 2025.

Earnings Date	Nov 14, 2025
Ex-Dividend Date	Jul 8, 2025

Share Statistics

PSE:PBC has 480.65 million shares outstanding. The number of shares has decreased by -0.07% in one year.

Current Share Class	480.65M
Shares Outstanding	480.65M
Shares Change (YoY)	-0.07%
Shares Change (QoQ)	-0.26%
Owned by Insiders (%)	60.47%
Owned by Institutions (%)	n/a
Float	101.13M

Valuation Ratios

The trailing PE ratio is 4.18.

PE Ratio	4.18
Forward PE	n/a
PS Ratio	1.19
PB Ratio	0.40
P/TBV Ratio	0.41
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-4.75
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.76%.

Return on Equity (ROE)	9.76%
Return on Assets (ROA)	1.15%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	6.10M
Profits Per Employee	1.73M
Employee Count	1,130
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:PBC has paid 731.85 million in taxes.

Income Tax	731.85M
Effective Tax Rate	27.20%

Stock Price Statistics

The stock price has increased by +7.04% in the last 52 weeks. The beta is 0.26, so PSE:PBC's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+7.04%
50-Day Moving Average	17.02
200-Day Moving Average	17.13
Relative Strength Index (RSI)	47.68
Average Volume (20 Days)	260

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:PBC had revenue of PHP 6.89 billion and earned 1.96 billion in profits. Earnings per share was 4.08.

Revenue	6.89B
Gross Profit	6.89B
Operating Income	2.69B
Pretax Income	2.69B
Net Income	1.96B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.08

Balance Sheet

The company has 7.92 billion in cash and 25.25 billion in debt, giving a net cash position of -17.33 billion or -36.06 per share.

Cash & Cash Equivalents	7.92B
Total Debt	25.25B
Net Cash	-17.33B
Net Cash Per Share	-36.06
Equity (Book Value)	20.63B
Book Value Per Share	42.93
Working Capital	-135.96B

Cash Flow

In the last 12 months, operating cash flow was -5.23 billion and capital expenditures -92.86 million, giving a free cash flow of -5.32 billion.

Operating Cash Flow	-5.23B
Capital Expenditures	-92.86M
Free Cash Flow	-5.32B
FCF Per Share	-11.07

Margins

Gross Margin	n/a
Operating Margin	39.02%
Pretax Margin	39.06%
Profit Margin	28.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 5.88%.

Dividend Per Share	1.00
Dividend Yield	5.88%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.07%
Shareholder Yield	5.94%
Earnings Yield	23.95%
FCF Yield	-65.06%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 17, 1997. It was a forward split with a ratio of 2.35.

Last Split Date	Sep 17, 1997
Split Type	Forward
Split Ratio	2.35

Scores

Altman Z-Score	n/a
Piotroski F-Score	2